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Convenience Services
Designed to Make Your Life Easier
24/7, 365 days of the yearóthatís how often we stay open for you. With our website, you can access your account, manage your money, find an ATM near you, pay bills, print the forms you need and more!
ATM Locations
Branch Locations
E-Services
Direct Deposit
Patriot's Skip-A-Month Service
SMARTline Audio Response
Wire Transfer
Forms
Routing Number

Direct Deposit
Sign up for Direct Deposit and your paycheck, social security check, or retirement check will be automatically and securely deposited into your Patriot Federal Credit Union Savings or Checking Account. Funds are available to withdraw the morning of your pay date, and youíll never have to worry about your check getting lost or stolen.

At Patriot, we know how important your time is. To help you make the most of it, we have a number of Direct Deposit options:
  • Direct Deposit/ACH Transactions
  • Automatic Recurring Transfers
  • Quick$tart Ė for Social Security and other Federal payments
  • Originating Deposits
Direct Deposit/ACH Transactions
Direct Deposit/ACH (Automated Clearing House) Transactions authorizes your employer to automatically send your net pay directly to your Credit Union account. Print our direct deposit form or for one provided by your employer, our routing number is 231379979.

Automatic Recurring Transfers
Automatic Recurring Transfers are convenient when you have to make loan payments, child support payments, etc. to other financial institutions. With this service you can have funds transferred from your Patriot Savings/Checking Account to those obligations at another financial institution.

Quick$tart
Quick$tart is a Direct Deposit Service for Federal Payments. The Quick$tart service, provided by Patriot, is designed to assist your enrollment in direct deposit for your Social Security check, as well as other federal payments you may receive. To enroll, simply request a Quick$tart enrollment form, available at any Patriot branch.

Originating Deposits
Originating Deposits deposit funds directly to your Patriot Share/Checking Account from a Savings/Checking Account at another financial institution. There is no charge for this convenient service.

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Patriot's Skip-A-Month Service
Take Advantage of Patriot's Skip-A-Month Service
As a valued member, we would like to invite you to take advantage of the Skip-A-Month program at Patriot. Skipping your payment may free up some extra cash to help get ahead on your finances! Simply click here to print and complete the request form and return to any Patriot office, or mail to:
Patriot Federal Credit Union
ATTN: Member Service
P.O. Box 778
Chambersburg, PA 17201

Please note: Skip-A-Month program excludes mortgages, home equities, student loans and loans with a term of 12 years or more.
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SMARTLine Telephone System
SMARTLine, Patriot's Automated Telephone Response System makes it easy to track your finances from anywhere you have access to a touch-tone phone. Check balances, transfer funds, review transactions, request a check and more by calling 717-263-8468 from the Chambersburg, PA area, or toll free at 888-633-PFCU (7328).
To access SMARTLine Service Codes, please click here.

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Wire Transfers
Send money to nearly anyone in the U.S. using Patriotís Wire Transfer Service. Money can be sent to destinations within the United States, usually the same day, at a price thatís lower than most other money transfer services.

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Routing Number

  • Patriot Federal Credit Unionís ABA/Transit Routing Number is 231379979
  • Checking Account Number in the above example: 77001XXXXXXX
Please Note: If you are using your Account Number for ACH transactions, do NOT include special characters. Using the above example, your ACH transaction Account Number will be: 77001XXXXXXX Giving your ACH Transaction Account Number (ex. 77001XXXXXXX) to a third party authorizes them to deposit or withdraw funds to and from your Checking Account. Patriot FCU recommends that you monitor your account activity regularly for accuracy.
To authorize a third party to deposit funds into your Regular Shares (Savings), use your 10-digit Member Number

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Toll Free (888) 777-9982
800 Wayne Avenue • Chambersburg • PA 17201
© 2014 Patriot Federal Credit Union