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Deposit Rates

All Share Rates effective 04/02/14. All stated rates are subject to change at any time. For share certificate a penalty may be imposed for early withdrawal and fees could reduce earnings. Read our Truth in Savings for Share Accounts and our Truth in Savings for Share Certificates.

Share Rates
Accumulative IRA Share, Traditional IRA or Roth IRA
Credit Union Insured Money Market Account (CUIMMA) Rates
Christmas Club Rates
Vacation Club Rates
29 Month SPECIAL Share, Traditional IRA or Roth IRA Certificate
30 Month SPECIAL Traditional IRA or Roth IRA Certificate - New Money Only
36 Month SPECIAL Traditional IRA or Roth IRA Certificate - New Money Only
48 Month Step Up SPECIAL Traditional IRA or Roth IRA Certificate - New Money Only
60 Month SPECIAL Traditional IRA or Roth IRA Certificate - New Money Only
3 Month Share, Traditional IRA or Roth IRA Certificate Rates
6 Month Share, Traditional IRA or Roth IRA Certificate Rates
9 Month Share, Traditional IRA or Roth IRA Certificate No Penalty Rates
12 Month Share, Educational IRA, Traditional IRA or Roth IRA Certificate Rates
24 Month Share, Traditional IRA or Roth IRA Certificate Rates
36 Month Share, Traditional IRA or Roth IRA Certificate Rates
60 Month Share, Educational IRA, Traditional IRA or Roth IRA Certificate Rates
24 Month Continuous Saver Share or IRA Certificate Rates
60 Month Continuous Saver Share or IRA Certificate Rates
48 Month Money Management Step Up Share, Traditional IRA or Roth IRA Certificate Rates

Shares
Minimum Balance Dividend Rate Annual Percentage Yield
$5.00 0.15% 0.15%
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Accumulative IRA Share, Traditional IRA or Roth IRA
Minimum Balance Dividend Rate Annual Percentage Yield
$5.00 0.15% 0.15%
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Credit Union Insured Money Market Account (CUIMMA)
Minimum Balance Balance Dividend Rate Annual Percentage Yield
$1,000.00 $1,000.00 - $9,999.99 0.15% 0.15%
$10,000.00 $10,000.00 - $24,999.99 0.25% 0.25%
$25,000.00 $25,000.00 - $99,999.99 0.35% 0.35%
$100,000.00 $100,000.00 - $250,000.00 0.45% 0.45%
$250,000.01 $250,000.01(+) 0.45% 0.45%
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Christmas Club
Minimum Balance Dividend Rate Annual Percentage Yield Terms
No Minimum Balance 0.00% 0.00% October Maturity
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Vacation Club
Minimum Balance Dividend Rate Annual Percentage Yield
No Minimum Balance 0.00% 0.00%
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29 Month SPECIAL Share, Traditional IRA or Roth IRA Certificate
Minimum Balance Balance Dividend Rate Annual Percentage Yield
$1,000.00 $1,000.00 - $9,999.99 1.15% 1.15%
$10,000.00 $10,000.00 - $24,999.99 1.24% 1.25%
$25,000.00 $25,000.00 - $99,999.99 1.24% 1.25%
$100,000.00 $100,000.00 - $250,000.00 1.24% 1.25%
$250,000.01 $250,000.01 + 1.24% 1.25%
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30 Month SPECIAL Traditional IRA or Roth IRA Certificate - New Money Only
Minimum Balance Balance Dividend Rate Annual Percentage Yield
$25,000.00 $25,000.00 - $99,999.99 1.99% 2.00%
$100,000.00 $100,000.00 - $250,000.00 1.99% 2.00%
$250,000.01 $250,000.01 + 1.99% 2.00%
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36 Month SPECIAL Share, Traditional IRA or Roth IRA Certificate - New Money
Minimum Balance Balance Dividend Rate Annual Percentage Yield
$25,000.00 $25,000.00 - $99,999.99 1.99% 2.00%
$100,000.00 $100,000.00 - $250,000.00 1.99% 2.00%
$250,000.01 $250,000.01 + 1.99% 2.00%
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48 Month Step Up SPECIAL Share, Traditional IRA or Roth IRA Certificate - New Money
Minimum Balance Balance Dividend Rate Annual Percentage Yield
$25,000.00 $25,000.00 - $99,999.99 2.48% 2.50%
$100,000.00 $100,000.00 - $250,000.00 2.48% 2.50%
$250,000.01 $250,000.01 + 2.48% 2.50%
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60 Month SPECIAL Share, Traditional IRA or Roth IRA Certificate - New Money
Minimum Balance Balance Dividend Rate Annual Percentage Yield
$25,000.00 $25,000.00 - $99,999.99 2.97% 3.00%
$100,000.00 $100,000.00 - $250,000.00 2.97% 3.00%
$250,000.01 $250,000.01 + 2.97% 3.00%
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3 Month Share, Traditional IRA or Roth IRA Certificate
Minimum Balance Balance Dividend Rate Annual Percentage Yield
$1,000.00 $1,000.00 - $9,999.99 0.25% 0.25%
$10,000.00 $10,000.00 - $24,999.99 0.25% 0.25%
$25,000.00 $25,000.00 - $99,999.99 0.30% 0.30%
$100,000.00 $100,000.00 - $250,000.00 0.40% 0.40%
$250,000.01 $250,000.01 + 0.40% 0.40%
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6 Month Share, Traditional IRA or Roth IRA Certificate
Minimum Balance Balance Dividend Rate Annual Percentage Yield
$1,000.00 $1,000.00 - $9,999.99 0.35% 0.35%
$10,000.00 $10,000.00 - $24,999.99 0.35% 0.35%
$25,000.00 $25,000.00 - $99,999.99 0.40% 0.40%
$100,000.00 $100,000.00 - $250,00.00 0.45% 0.45%
$250,000.01 $250,000.01 + 0.45% 0.45%
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9 Month Share, Traditional IRA or Roth IRA Certificate No Penalty
Minimum Balance Balance Dividend Rate Annual Percentage Yield
$1,000.00 $1,000.00 - $9,999.99 0.00% 0.00%
$10,000.00 $10,000.00 - $24,999.99 0.75% 0.75%
$25,000.00 $25,000.00 - $99,999.99 0.75% 0.75%
$100,000.00 $100,000.00 - $250,000.00 0.75% 0.75%
$250,000.01 $250,000.01 + 0.75% 0.75%
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12 Month Share, Educational IRA, Traditional IRA or Roth IRA Certificate
Minimum Balance Balance Dividend Rate Annual Percentage Yield
$1,000.00 $1,000.00 - $9,999.99 0.45% 0.45%
$10,000.00 $10,000.00 - $24,999.99 0.45% 0.45%
$25,000.00 $25,000.00 - $99,999.99 0.45% 0.45%
$100,000.00 $100,000.00 - $250,000.00 0.50% 0.50%
$250,000.01 $250,000.01+ 0.50% 0.50%
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24 Month Share, Traditional IRA or Roth IRA Certificate
Minimum Balance Balance Dividend Rate Annual Percentage Yield
$1,000.00 $1,000.00 - $9,999.99 0.70% 0.70%
$10,000.00 $10,000.00 - $24,999.99 0.70% 0.70%
$25,000.00 $25,000.00 - $99,999.99 0.75% 0.75%
$100,000.00 $100,000.00 - $250,000.00 0.80% 0.80%
$250,000.01 $250,000.01 + 0.80% 0.80%
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36 Month Share, Traditional IRA or Roth IRA Certificate
Minimum Balance Balance Dividend Rate Annual Percentage Yield
$1,000.00 $1,000.00 - $9,999.99 1.10% 1.10%
$10,000.00 $10,000.00 - $24,999.99 1.10% 1.10%
$25,000.00 $25,000.00 - $99,999.99 1.15% 1.15%
$100,000.00 $100,000.00 - $250,000.00 1.20% 1.20%
$250,000.01 $250,000.01 + 1.20% 1.20%
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60 Month Share, Educational IRA, Traditional IRA or Roth IRA Certificate
Minimum Balance Balance Dividend Rate Annual Percentage Yield
$1,000.00 $1,000.00 - $9,999.99 1.88% 1.90%
$10,000.00 $10,000.00 - $24,999.99 2.03% 2.05%
$25,000.00 $25,000.00 - $99,999.99 2.03% 2.05%
$100,000.00 $100,000.00 - $250,000.00 2.03% 2.05%
$250,000.01 $250,000.01 + 2.03% 2.05%
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24 Month Continuous Saver Share or IRA Certificate
Minimum Balance Balance Dividend Rate Annual Percentage Yield
$25.00 $25.00 - $999.99 0.40% 0.40%
$1,000.00 $1,000.00 - $9,999.99 0.40% 0.40%
$10,000.00 $10,000.00 - $24,999.99 0.65% 0.65%
$25,000.00 $25,000.00 - $99,999.99 0.70% 0.70%
$100,000.00 $100,000.00 - $250,000.00 0.70% 0.70%
$250,000.01 $250,000.01 + 0.70% 0.70%
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60 Month Continuous Saver Share or IRA Certificate
Minimum Balance Balance Dividend Rate Annual Percentage Yield
$25.00 $25.00 - $999.99 0.70% 0.70%
$1,000.00 $1,000.00 - $9,999.99 0.80% 0.80%
$10,000.00 $10,000.00 - $24,999.99 1.49% 1.50%
$25,000.00 $25,000.00 - $99,999.99 1.49% 1.50%
$100,000.00 $100,000.00 - $250,000.00 1.49% 1.50%
$250,000.01 $250,000.01 + 1.49% 1.50%
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48 Month Money Management Step Up Share, Traditional IRA or Roth IRA Certificate
Minimum Balance Balance Dividend Rate Annual Percentage Yield
$1,000.00 $1,000.00 - $9,999.99 1.29% 1.30%
$10,000.00 $10,000.00 - $24,999.99 1.29% 1.30%
$25,000.00 $25,000.00 - $99,999.99 1.34% 1.35%
$100,000.00 $100,000.00 - $250,000.00 1.39% 1.40%
$250,000.01 $250,000.01 + 1.39% 1.40%
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