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Home Equity Products
Using the equity you have built in your home can be a smart way to finance home improvements, higher education, large purchases or to consolidate higher interest rate debt. At Patriot, not only do you get a low interest rate, but the interest portion of your payments may be tax-deductible (consult your tax advisor for details). There are two types of Home Equity products to choose from:

Traditional Home Equity Loan with a Fixed Rate
A Traditional Home Equity Loan at Patriot provides a fixed APR1, one lump-sum payout, and equal monthly payments over a specific time period.
  • Loans up to 80% of the equity in your home
  • Interest rate and payment are fixed for the life of the loan
  • No prepayment penalty
Putting Money in Your Pocket for Less!

To check our rates click here!
To Apply for a Home Equity Loan right from home click here
To check out Refinancing Options click here
1 - Annual Percentage Rate. All loans subject to credit approval.


Patriot's Home Equity Line of Credit (HELOC)
  • A simple solution for funds to tackle home improvements, pay for college expenses, large purchases or follow your American Dream.
  • The Simple HELOC has a low monthly payment2 that makes it easy on your budget.
  • While other financial institutions require higher monthly payments, our low payment gives you flexibility when you need it.
Whatever the reason, let us help you achieve your American Dream with this low rate low payment offer!

To check our rates click here!
To Apply for a Home Equity Line of Credit now, click here
To check out Refinancing Options click here
2 - This is a variable rate loan product and your payment and rate are subject to change. See credit union for details. All loans subject to credit approval.


Toll Free (888) 777-9982
800 Wayne Avenue • Chambersburg • PA 17201
© 2014 Patriot Federal Credit Union