Share Draft - Checking Accounts

No-Cost Share Draft Checking

Our Share Draft Checking Account offers you the savings and convenience you need to economically manage your finances. Look at what our accounts offer:

• Up To 30 Checks Each Month Processed At No Charge
• NO Monthly Service Charges
• NO Minimum Balance Requirement
• Overdraft Protection (3 FREE transfers Per Month)
• Easy-to-Read Monthly Statement
• STARŪ and PLUSŪ ATM Access

Contact us today to open your Share Draft Checking Account to receive all the benefits you deserve.

Overdraft Protection

At PFCU your Share Draft Checking Account is protected from the occasional overdrawn draft with our Overdraft Protection. You may have up to 3 FREE overdraft transfers per month. There is a $2.00 fee for overdraft transfers in excess of 3 per month.

Member Business Checking Services

Our Member Business Checking Accounts offer three convenient services to meet the changing needs of your business, each with customized options designed to save you money and time.

Member Business Checking I

This account is ideal for member business organizations with limited credit union activity. This easy-to-use account features no minimum balance requirement and a low monthly fee. You can write checks and record deposits, up to 100 transactions per month, at no additional charge.

Member Business Checking II

This account is designed for member businesses that have moderate activity and want to maintain balances to avoid a monthly maintenance fee. This is an economical transaction account that requires a minimum balance. You can write checks and record deposits up to 200 transactions per month, at no additional charge.

Member Business Checking III

This account is available to all types of member businesses, and best suited for businesses with a higher volume of activity and that keep correspondingly higher balances. You can write checks and record deposits up to 400 transactions per month at no additional charge.
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Customized Business Service Options

Choose any or all of these options to enhance your Member Business Checking experience:

• Account Transfers
• Deposited Checks
• Night Depository (envelope)
• Wrapped currency/rolled coin
• Home Branching capabilities
• Audio response capabilities
• Wire Transfers
• Special Processing

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Online Check Ordering

You can order checks from your PC simply by following this link.
Your order will be processed, the cost will be deducted from your share draft account, and your checks will be shipped to you.
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ChexSystems

For your protection PFCU has joined the ChexSystems network. This network is made up of member banks and credit unions that regularly contribute information on mishandled checking and savings accounts to a central location. This information is shared among member institutions to help them assess the risk of opening new accounts.