Financial Goals Calculator

PLEASE NOTE: Calculators perform best whe used with Internet Explorer.

Use the chart below to compare different values in goal, initial capital, and monthly investment . See the detailed examples for building a college fund , becoming a millionaire and other various goals on the bottom of this page. Check out other tools !

After you've figured out what you need to do, check out our savings and loan products.

Your Goal$	Initial Investment$	Monthly Invested$	ROI %	Year	Investment Gain$

Based on historical data, we used 3% (Deposit Products), 5% (Treasury-bill), 7% (Treasury-bond), 11% (Common Stock), and 15% (Growth Stock) for comparing investment returns in the examples below.

College Fund Example
Five different ways to invest and achieve a $50,000 College Fund

	Input				Output
	Your Goal$	Initial Capital$	Monthly Invested$	Return on Investment (ROI) %	Years to Achieve Your Goal	Investment Gain$
1	50000	5000	500	3	6.66	5325.08
2	50000	5000	500	5	6.16	8035.37
3	50000	5000	500	7	5.83	10586.18
4	50000	5000	500	11	5.16	14299.66
5	50000	5000	500	15	4.66	17225.53

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Various Goals Example
Invested in stocks with 15% return
How long will it take to achieve them?

	Input				Output
	Your Goal$	Initial Capital$	Monthly Invested$	Return on Investment (ROI) %	Years to Achieve Your Goal	Investment Gain$
1	2000 (PC)	1000	100	15 (stock)	0.75	164.6295
2	5000 (used car)	1000	100	15	2.5	1064.520
3	20000 (new car)	1000	100	15	7.66	10021.84
4	200000 (house)	1000	100	15	21.0	174238.1
5	1000000 (millionaire)	1000	100	15	31.6	963077.3

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A Millionaire Example
Invested in stocks with 15% return
The more you invest, the sooner you will achieve your goal.

	Input				Output
	Your Goal$	Initial Capital$	Monthly Invested$	Return on Investment (ROI) %	Years to Achieve Your Goal	Investment Gain$
1	1000000	1000	10	15	42.4	996208.8
2	1000000	1000	100	15	31.6	963077.3
3	1000000	0	1000	15	17.5	796542.4
4	1000000	1000	1000	15	17.4	796542.4
5	1000000	1000	10000	15	5.5	357463.6

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