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Streamlining the Mortgage Process
To streamline the mortgage process, provide the following information at your initial consultation:
  • A copy of the signed sales contract and/or a copy of the builder or contractor agreements.
  • A receipt for the money paid to a Realtor, to hold the home (earnest money).
  • Multiple listings from the Realtor, if available.
  • A check to pay for the appraisal, credit report, and underwriting fees.
  • The names, addresses, account numbers, approximate balances for all savings and checking accounts, plus the last three statements from all depositories. The names, addresses, account numbers, approximate balances, and monthly payments for all loans and charge accounts.
  • All W-2s for the last two-years and the most recent pay stub for all borrowers. If self-employed, full tax returns for the past two-years.
  • The deed or legal description of the property.
  • A completed mortgage loan application.
When it comes to buying a home, Patriot Federal Credit Union has a variety of lending options. And we can even help you find a Realtor. Call us first when you are ready to buy!

Realtor Phone Fax
Ausherman Brothers Realtors 264-6715 264-4973
Century 21 301-790-1700 301-797-2063
Century 21 Hometown 267-0707 263-7684
Coldwell Banker Hopkins Real Estate 301-797-6666 301-797-8906
Ebener Assoc. 532-8530 532-8322
Hale Real Estate 532-2814 532-5463
Jack Gaughen Realtor ERA (Chambersburg) 264-7999
Jack Gaughen Realtor ERA (Greencastle) 597-3111
Jack Gaughen Realtor ERA (Waynesboro) 762-7111
J.E. Kelsey Real Estate 328-9494 328-9583
Long & Foster 267-2204 267-2164
Mason Dixon Realty 263-7776 263-7966
Mountain Valley R. E. 762-9329 762-3355
Palmer Realty 987-3618 987-3337
Penn Nat'l (Carolyn Bowers) 352-3046 352-3533
Prudential Franklin Assoc. 267-3222 267-1177
Realty Executives 264-7080 264-6322
Realty One 264-4800 264-0164
Remax 762-8100 762-1333
ReMax Homefinders 532-6131 532-4380
Remax Realty 267-0011 267-3097
Ronnie Martin Realty 765-6511 762-3900
Sailhamer Real Estate 532-6059 530-5181
Smith & Assoc. (Greencastle) 597-8161 597-5040
Smith & Assoc. (Mercersburg) 328-9798 328-9798
Smith & Assoc. (Waynesboro) 264-0338 264-0338
Strawood 597-0234 597-0223
Van Winkle Real Estate 597-4937 597-1700

»Please verify phone numbers, fax numbers and websites.

NOTE: Patriot Federal Credit Union supplies this listing of realtors for your convenience only. This listing is not an endorsement of any realtor or realty agency. Patriot Federal Credit Union is not responsible for any information, advertising, or practices of any realtor or realty agency in this listing.


Toll Free (888) 777-9982
800 Wayne Avenue • Chambersburg • PA 17201
© 2013 Patriot Federal Credit Union