Choose from 4 Personal Checking Accounts to Fit Your Life
One of Patriot’s Checking Accounts is perfect if you are looking to
make the most of your money and would like to take advantage of online
services that make your life easier!
To fit your lifestyle and habits, here are a few questions to get you
Like the ease of
online and mobile banking? Look at E-Plus.
You’ll find using Patriot Mobile and eBranch a simple way to manage
your money. “Plus”
you’ll earn rewards for making purchases1 with
your debit card!
Looking for rewards
for using your debit card and more? Rewards
is for you!
By using your debit card for most of your purchases2,
the Rewards account
like getting paid to
shop each month! You’ll also have free Overdraft Transfer from savings
or Line of Credit.
Like to earn
dividends and tend to carry a larger balance? The Dividend account fits!
If you keep a larger balance in your checking account, then consider
the Dividend account
to earn a higher return each month! You’ll be
entitled to additional ATM benefits, including a $1.00 per transaction
ATM surcharge fees!
Want an account
that covers the basics? Look at Essentials.
If you like a simple account that has the convenience of online banking
and bill pay, check writing, a debit cardand ATM benefits, then check
out our Essentials
for a Better Fit!
Online & Mobile Banking Access
Bill Pay Access
Unlimited withdrawals at Patriot ATM
Withdrawals at other Institution’s ATM
of ATM Surcharge Fees
Overdraft Transfer from Prime Savings Account or Line of Credit
Unlimited Check Writing
Dividends – 2% APY3
Visa® Debit Card
purchase; requires 25 completed non-PIN purchases. 2$.10
requires 15 completed non-PIN purchases. 3Annual
Yield is accurate as of 07/01/2014. Paid on average daily balance
between $2,500 and $20,000. Rates subject to change without notice.
reduce the earnings on the account. For more details, click
*Minimum Monthly Requirements
E-Plus: Direct deposits of $500 or 25 completed
non-PIN purchases; requires use of E-Statements.
Rewards: Maintain an average daily balance of $1,000
PLUS direct deposits of $1,000 or 15 completed debit card
purchases; requires use of E-Statements.
Dividend: Maintain an average daily balance of
PLUS direct deposits of $1,500 or 15 completed debit card
purchases. Rates subject to change without notice.
Money Management Tools
At Patriot Federal Credit Union, we make it easy to accessyour
and handle routine transactions at a time and
place that’s convenient for you.
As the free mobile banking app
for smartphone or tablet,
Patriot Mobile offers you maximum convenience for
doing your banking –anytime, anywhere! You can do
transactions, check balances, pay bills and make deposits
with a click of your phone. It is available free through
iTunes and your Android stores.
Our VISA® Debit Card is accepted worldwide at
merchants that display the VISA® logo. For quick
cash, you may also use it at ATMs displaying the STAR
and Plus logo or ask for cash back at supermarkets. All
transactions are deducted from your Essentials Checking
account and are detailed on your monthly statement.
View your account information online and handle routine transactions
24/7 with eBranch.
Our secure server provides state-of-the-art encryption
technology for your protection. You’ll have an eBranch
password enabling you to check your account balances,
transfer funds, make loan payments, balance your checking
account, and more.
When you register for eBranch,
you will have free accessto Bill
save time and postage! With a few clicks,
you can schedule recurring monthly payments and onetime
payments that are automatically deducted from your
Patriot Checking Account.
Security of members’ account information is of theutmost importance at
are the safe
and secure online option to obtain your monthly credit
union statement. For your convenience, statements are
available through eBranch 24 hours a day, 7 days a week.
Sign up for Direct Deposit
and your paycheck, social security check, or
retirement check will be automatically
and securely deposited into your Patriot Federal Credit
Union Essentials Checking account.
- Patriot SMART ATMs provide instant
acknowledgement of cash and check
deposits and faster funds availability. Click
here for a listing of Patriot
ATM locations as well as an ATM locator
for thousands of additional STAR/PLUS
- Automatic Deposits and Payments use
Patriot’s ACH (Automated
Service to make deposits and payments
to or from other financial institutions for
things like loan payments or other recurring
Automated Phone Banking
System makes it easy to track your finances
from anywhere you have access to a touchtone
phone. Check balances, transfer funds,
review transactions, request a check and
enable you to send money to
nearly anyone in the U.S., usually the same
day, at a price that’s lower than most other
money transfer services.
Open an Account Today!
to open an account online.
Our Checking Switch Kit
makes it quick and easy to move your checking account to Patriot.
to talk about what fits you best?
For more information, call our contact center: Chambersburg,
717-263-4444; Hagerstown, 301-766-7328;
or Toll Free,888-777-9982. You
can also visit one of our 7 convenient locations.
A secure way for all your online VISA card purchases.
Click here for Debit Card
Click here for Credit Card