Patriot Federal Credit Union

Open one today, then move balances and save!

Consolidate and transfer high interest rate credit card balances to the Patriot Platinum VISA. Most credit card issuers charge 3-5% to move your balances, but at Patriot there are NO BALANCE TRANSFER FEES!

Get the most from your Platinum
"I'm a Patriot" VISA^® today!
Plus, you'll save money on interest, lower monthly payments and avoid the hassle of tracking multiple accounts. Apply online or call our contact center at 888-779-9982.

Verified by VISA^®
A secure way for all your online VISA card purchases.
» Click here for Debit Card
» Click here for Credit Card

Manage Your Account Online
With MyCardInfo, online account access is available whenever you need to check your balance, pay your bill or review recent transactions. It's a secure site so you can rest assured that your information is safe and you can manage your credit card account on your schedule 24/7.

Easy to Apply Today
With your variable rate Platinum I’m A Patriot Visa^®, you'll be carrying the simple solutions to needing credit for all your purchases. To apply, call 888-777-9982, or apply online and/or balance transfer forms and visit any Patriot branch office.

Interest Rates and Interest Charges

*Annual Percentage Rate (APR) for Purchases

7.99% to 17.99%, based on your creditworthiness.

This APR will vary with the market based on the Wall Street Journal Prime Rate.

**APR for Balance Transfers

1.99% to 7.90% Introductory APR for a period of six (6) billing cycles. When the discounted period expires, the APR on existing balances will increase to the new non-discount rate on the first day of the billing cycle.

After that your APR will be 7.99% to 17.99% , based on your creditworthiness. This APR will vary with the market based on the Wall Street Journal Prime Rate

Paying Interest

Your due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.

Penalty APR

None

Minimum interest Charge

None

For Credit Card Tips from the Federal Reserve Board

To learn more about factors to consider when applying for or using a credit card, visit the Web site of the Federal Reserve Board at http://www.federalreserve.gov/creditcard.

Fees

Annual Fee

None

Transaction Fees

Balance Transfer
Cash Advance

None
Current Rate on Card

Penalty Fees

Late Payment
Returned Payment
Overlimit

$25
$25
None

*Credit Card Offer: Annual Percentage Rate (APR) for Purchases 7.99% to 17.99%. This APR will vary with the market based on the Wall Street Journal Prime Rate which was 3.25% as of 08/1/12, plus 4.74% for credit scores of over 699.

**APR for Balance Transfers is 1.99% to 7.90% based on credit score. Introductory APR for a period of six (6) billing cycles from the time card is opened. This APR will vary with the market based on the Wall Street Journal Prime Rate which was 3.25% as of 08/15/12, plus 4.74% for credit scores of over 699. All loans subject to credit approval.

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