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| Credit Card Rate Information |
| Interest Rates and Interest Changes |
| * Annual Perccentage Rate (APR) for Purchases and Cash Advances for Platinum |
7.99% to 17.99%
This APR will vary with the market based on the Prime Rate. |
| Annual Percentage Rate (APR) for Balance Transfers |
7.99% to 11.99%
This APR will vary with the market based on the Prime Rate. |
| Annual Percentage Rate (APR) for Secured VISA |
12.99%
This APR will vary with the market based on the Prime Rate. |
| Paying Interest |
Your due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advance and balance transfers on the transaction date. |
| Penalty APR |
None |
| Minimum Interest Change |
None |
| For Credit Card Tips from the Federal Reserve Board |
To learn more about factors to consider when applying for or using a credit card, visit the Web site of the Federal Reserve Board at http://www.federalreserve.gov/creditcard. |
| Fees |
| Annual Fee |
None |
Transaction Fees
Balance Transfer
Cash Advance
Foreign Transaction |
None
None
1% of each transaction in US dollars |
Penalty Fees
Late Payment
Returned Payment
Overlimit |
$25
$25
None |
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To apply, click here. |
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Toll Free (888) 777-9982
800 Wayne Avenue • Chambersburg • PA 17201
© 2012 Patriot Federal Credit Union
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