Patriot Federal Credit Union

Credit Card Rate Information

Interest Rates and Interest Changes
* Annual Perccentage Rate (APR) for Purchases and Cash Advances for Platinum	7.99% to 17.99% This APR will vary with the market based on the Prime Rate.
Annual Percentage Rate (APR) for Balance Transfers	7.99% to 11.99% This APR will vary with the market based on the Prime Rate.
Annual Percentage Rate (APR) for Secured VISA	12.99% This APR will vary with the market based on the Prime Rate.
Paying Interest	Your due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advance and balance transfers on the transaction date.
Penalty APR	None
Minimum Interest Change	None
For Credit Card Tips from the Federal Reserve Board	To learn more about factors to consider when applying for or using a credit card, visit the Web site of the Federal Reserve Board at http://www.federalreserve.gov/creditcard.
Fees
Annual Fee	None
Transaction Fees Balance Transfer Cash Advance Foreign Transaction	None None 1% of each transaction in US dollars
Penalty Fees Late Payment Returned Payment Overlimit	$25 $25 None

To apply, click here.