Loans

PFCU can help you realize your dreams with an assortment of loan products and services tailored to meet members' needs.

Consolidate debt, buy a home, purchase a new or used vehicle, pay for a college education, plus much more. You'll appreciate our low rates, flexible terms, and hassle-free Loan Connection application process. Use our Online Loan Calculators to estimate your interest payments over the term of your loan. Click here for additional Loan Information, Requirements, and Rates.

Take a closer look at these loan offerings:

Loan Convenience Options

We are committed to working with you to ensure that your loan experience with PFCU makes you feel like you were "treated great!"
"They (PFCU) worked with me 100%. We worked out a better deal than anywhere else. I was treated great!" -Tracy Fox, Chambersburg, PA
Take a closer look at these loan options we offer.

Skip-A-Month

Skip-A-Month is a convenient loan option, which allows qualifying members to skip their loan payment one time each year. Mortgages, Home Equity Loans, and Student Loans are the only loans not eligible for Skip-A-Month.

  • Skip-A-Month Authorization Form

Member-Elect Credit Life Insurance

Credit Life Insurance is an insurance plan that pays off a loan if the member dies before the loan is repaid. This insurance is offered to all members who have a loan at PFCU. Any joint member or both members may elect to have coverage on each loan.

Member-Elect Credit Disability Insurance

Credit Disability Insurance is an insurance plan that makes payments to the credit union to reduce or pay off a loan, if the member becomes totally and continuously disabled by a covered sickness or accident.
Patriot Federal Credit Union is an equal housing and equal opportunity lender.

Guaranteed Asset Protection Coverage learn more

Protect your financial well being. Guaranteed Asset Protection (GAP) pays the difference between your vehicle insurance company?s settlement and the remaining loan amount (directly related to the vehicle purchase), up to the maximums allowed by the credit union and/or state, in the event your vehicle is stolen or damaged beyond repair.

Mechanical Repair Coverage

Street-smart drivers are turning to MEMBER?S CHOICE Mechanical Repair Coverage. It protects you against many of the costly auto mechanical repairs no longer covered by your vehicle?s manufacturer?s warranty.

NCUA Insured Equal Housing Lender NCUA Insured, Equal Opportunities Lender America's Credit Union