Financial Goals Calculator

PLEASE NOTE: Calculators perform best whe used with Internet Explorer.

Use the chart below to compare different values in goal, initial capital, and monthly investment . See the detailed examples for building a college fund, becoming a millionaire and other various goals on the bottom of this page. Check out other tools!

After you've figured out what you need to do, check out our savings and loan products.

Your
Goal$

Initial
Investment$

Monthly
Invested$

ROI
%

   

Year

Investment
Gain$

Based on historical data, we used 3% (Deposit Products), 5% (Treasury-bill), 7% (Treasury-bond), 11% (Common Stock), and 15% (Growth Stock) for comparing investment returns in the examples below.

College Fund Example
Five different ways to invest and achieve a $50,000 College Fund

 

 

Input

Output

  Your
Goal$		 Initial
Capital$		 Monthly
Invested$		 Return on
Investment
(ROI) %		 Years to
Achieve
Your Goal		 Investment
Gain$		  
1 50000 5000 500 3 6.66 5325.08  
2 50000 5000 500 5 6.16 8035.37  
3 50000 5000 500 7 5.83 10586.18  
4 50000 5000 500 11 5.16 14299.66  
5 50000 5000 500 15 4.66 17225.53  

Try Your Own Calculations

Various Goals Example
Invested in stocks with 15% return
How long will it take to achieve them?

 

 

Input

Output

  Your
Goal$		 Initial
Capital$		 Monthly
Invested$		 Return on
Investment
(ROI) %		 Years to
Achieve
Your Goal		 Investment
Gain$		  
1 2000 (PC) 1000 100 15 (stock) 0.75 164.6295  
2 5000 (used car) 1000 100 15 2.5 1064.520  
3 20000 (new car) 1000 100 15 7.66 10021.84  
4 200000 (house) 1000 100 15 21.0 174238.1  
5 1000000 (millionaire) 1000 100 15 31.6 963077.3  

Try Your Own Calculations

A Millionaire Example
Invested in stocks with 15% return
The more you invest, the sooner you will achieve your goal.

 

Input

Output

  Your
Goal$		 Initial
Capital$		 Monthly
Invested$		 Return on
Investment
(ROI) %		 Years to
Achieve
Your Goal		 Investment
Gain$		  
1 1000000 1000 10 15 42.4 996208.8  
2 1000000 1000 100 15 31.6 963077.3  
3 1000000 0 1000 15 17.5 796542.4  
4 1000000 1000 1000 15 17.4 796542.4  
5 1000000 1000 10000 15 5.5 357463.6  

Try Your Own Calculations  

 

 

 
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