Home Equity Line of Credit

Annual Percentage Rate Other
As Low As 4.00% 80% financing
Rate: Monthly variable; index is the Prime Rate as reported in the Wall Street Journal on the last Friday of each month.
Amount Financed: Up to 100% LTV without PMI. Payments are monthly and due on the 15th of each month.
Prime rate as of June 30, 2009 3.25%
Maximum APR Rate 18% APR
Minimum APR Rate 4% APR
Loans originating from Washington County, MD and Frederick County, MD have an additional recordation fee.
Excluding recordation tax.
Washington County - $7.60 per $1000
Frederick County - $5.00 per $500
Fees to open this plan can range from $191.00 - $470.50.
Property insurance is required.
Equal Housing Lender NCUA Insured, Equal Opportunities Lender America's Credit Union