Great Deposit Rates
All Share Rates effective 06/26/08. All stated rates are subject to change at any time.
- Share Rates
- Share Certificates
- IRA Certificates
- Roth IRA Certificates
- Continuous Saver Certificate
- Continuous Saver IRA
- Money Management Step Up Certificate
- Money Management Step Up IRA
- Roth Step Up IRA
- Educational IRA
Current Rates
Share Rates
| Minimum Balance | Rate | Annual Yield | Terms |
|---|---|---|---|
| $5.00 | .50 | .50 | Regular Shares |
Accumulative IRA Share, Traditional IRA & Roth IRA
| Minimum Balance | Balance | Rate | Annual Yield |
|---|---|---|---|
| $5.00 | $5.00 | 0.500% | 0.500% |
CUIMMA (Money Market) Rates
| Minimum Balance | Rate | Annual Yield | Terms |
|---|---|---|---|
| $2,500-9,999 | 1.490% | 1.500% | CUIMMA - Less than $9999 |
| $10,000-24,999 | 1.740% | 1.750% | CUIMMA-$10,000-$24,999 |
| $25,000-49,999 | 1.840% | 1.850% | CUIMMA- $25,000 - $49999 |
| $50,000-99,999 | 1.990% | 2.000% | CUIMMA-$50,000-$99,999 |
| $100,000 + | 2.280% | 2.300% | CUIMMA-$100,000 and Over |
Christmas Club Rates
| Minimum Balance | Rate | Annual Yield | Terms |
|---|---|---|---|
| No Minimum Balance | .00 | .00 | Christmas |
Vacation Club Rates
| Minimum Balance | Rate | Annual Yield | Terms |
|---|---|---|---|
| No Minimum Balance | .00 | .00 | Vacation |
Share, IRA & Roth Certificate 3 Months
| Minimum Balance | Balance | Rate | Annual Yield |
|---|---|---|---|
| $1000.00 | $1000.00 - 9,999.00 | 2.324% | 2.350% |
| $10,000.00 | $10,000.00 - 24,999.00 | 2.474% | 2.500% |
| $25,000.00 | $25,000.00 - 99,999.00 | 2.624% | 2.650% |
| $100,000.00 | $100,000.00 - 249,999.00 | 2.774% | 2.800% |
| $250,000.00 | $250,000.00 + | 2.924% | 2.950% |
Share, IRA & Roth Certificate 6 Months
| Minimum Balance | Balance | Rate | Annual Yield |
|---|---|---|---|
| $1,000.00 | $1,000.00 - 9,999.00 | 2.569% | 2.600% |
| $10,000.00 | $10,000.00 - 24,999.00 | 2.719% | 2.750% |
| $25,000.00 | $25,000.00 - 99,999.00 | 2.869% | 2.900% |
| $100,000.00 | $100,000.00 - $249,999.00 | 3.019% | 3.050% |
| $250,000.00 | $250,000.00 + | 3.169% | 3.200% |
Share, IRA & Roth Certificate 9 Months
| Minimum Balance | Balance | Rate | Annual Yield |
|---|---|---|---|
| $1,000.00 | $1,000.00 - 9,999.00 | 2.618% | 2.650% |
| $10,000.00 | $10,000.00 - 24,999.00 | 2.768% | 2.800% |
| $25,000.00 | $25,000.00 - 99,999.00 | 2.918% | 2.950% |
| $100,000.00 | $100,000.00 - 249,999.00 | 3.068% | 3.100% |
| $250,000.00 | $250,000.00 + | 3.218% | 3.250% |
Share, IRA & Roth Certificate 12 Months
| Minimum Balance | Balance | Rate | Annual Yield |
|---|---|---|---|
| $1,000.00 | $1,000.00 - 9,999.00 | 2.667% | 2.700% |
| $10,000.00 | $10,000.00 - 24,999.00 | 2.817% | 2.850% |
| $25,000.00 | $25,000.00 - 99,999.00 | 2.967% | 3.000% |
| $100,000.00 | $100,000.00 - 249,999.00 | 3.117% | 3.150% |
| $250,000.00 | $250,000.00 + | 3.267% | 3.300% |
Share, IRA & Roth Certificate 15 Months
| Minimum Balance | Balance | Rate | Annual Yield |
|---|---|---|---|
| $1,000.00 | $1,000.00 - 9,999.00 | 2.716% | 2.750% |
| $10,000.00 | $10,000.00 - 24,999.00 | 2.866% | 2.900% |
| $25,000.00 | $25,000.00 - 99,999.00 | 3.016% | 3.050% |
| $100,000.00 | $100,000.00 - 249,999.00 | 3.166% | 3.200% |
| $250,000.00 | $250,000.00 + | 3.316% | 3.350% |
Share, IRA & Roth Certificate 24 Months
| Minimum Balance | Balance | Rate | Annual Yield |
|---|---|---|---|
| $1,000.00 | $1,000.00 - 9,999.00 | 2.765% | 2.800% |
| $10,000.00 | $10,000.00 - 24,999.00 | 2.915% | 2.950% |
| $25,000.00 | $25,000.00 - 99,999.00 | 3.065% | 3.100% |
| $100,000.00 | $100,000.00 -249,999.00 | 3.215% | 3.250% |
| $250,000.00 | $250,000.00 + | 3.365% | 3.400% |
Share, IRA & Roth Certificate 36 Months
| Minimum Balance | Balance | Rate | Annual Yield |
|---|---|---|---|
| $1,000.00 | $1,000.00 - 9,999.00 | 3.301% | 3.350% |
| $10,000.00 | $10,000.00 - 24,999.00 | 3.451% | 3.500% |
| $25,000.00 | $25,000.00 - 99,999.00 | 3.601% | 3.650% |
| $100,000.00 | $100,000.00 - 249,999.00 | 3.751% | 3.800% |
| $250,000.00 | $250,000.00 + | 3.901% | 3.950% |
Share, IRA & Roth Certificate 60 Months
| Minimum Balance | Balance | Rate | Annual Yield |
|---|---|---|---|
| $1000.00 | $1000.00 - 9,999.00 | 3.496% | 3.550% |
| $10,000.00 | $10,000.00 - 24,999.00 | 3.646% | 3.700% |
| $25,000.00 | $25,000.00 - 99,999.00 | 4.426% | 4.500% |
| $100,000.00 | $100,000.00 - 249,999.00 | 4.426% | 4.500% |
| $250,000.00 | $250,000.00 + | 4.426% | 4.500% |
Continuous Saver Certificate 24 Months
| Minimum Balance | Balance | Rate | Annual Yield |
|---|---|---|---|
| $25.00 | $25.00 - 9,999.00 | 2.015% | 2.050% |
| $10,000.00 | $10,000.00 - 24,999.00 | 2.165% | 2.200% |
| $25,000.00 | $25,000.00 - 99,999.00 | 2.722% | 2.750% |
| $100,000.00 | $100,000.00 - 249,999.00 | 2.972% | 3.000% |
| $250,000.00 | $250,000.00 + | 3.222% | 3.250% |
Continuous Saver Certificate 60 Months
| Minimum Balance | Balance | Rate | Annual Yield |
|---|---|---|---|
| $25.00 | $25.00 - 9,999.00 | 2.746% | 2.800% |
| $10,000.00 | $10,000.00 - 24,999.00 | 2.896% | 2.950% |
| $25,000.00 | $25,000.00 - 99,999.00 | 4.184% | 4.250% |
| $100,000.00 | $100,000.00 - 249,999.00 | 4.184% | 4.250% |
| $250,000.00 | $250,000.00 + | 4.184% | 4.250% |
Continuous Saver IRA 24 Months
| Minimum Balance | Balance | Rate | Annual Yield |
|---|---|---|---|
| $25.00 | $25.00 - 9,999.00 | 2.015% | 2.050% |
| $10,000.00 | $10,000.00 - 24,999.00 | 2.165% | 2.200% |
| $25,000.00 | $25,000.00 - 99,999.00 | 2.722% | 2.750% |
| $100,000.00 | $100,000.00 - 249,999.00 | 2.972% | 3.000% |
| $250,000.00 | $250,000.00 + | 3.222% | 3.250% |
Continuous Saver IRA 60 Months
| Minimum Balance | Balance | Rate | Annual Yield |
|---|---|---|---|
| $25.00 | $25.00 - 9,999.00 | 2.746% | 2.800% |
| $10,000.00 | $10,000.00 - 24,999.00 | 2.896% | 2.950% |
| $25,000.00 | $25,000.00 - 99,999.00 | 4.184% | 4.250% |
| $100,000.00 | $100,000.00 - 249,999.00 | 4.184% | 4.250% |
| $250,000.00 | $250,000.00 + | 4.184% | 4.250% |
Money Management Step Up Certificate 48 Months
| Minimum Balance | Balance | Rate | Annual Yield |
|---|---|---|---|
| $1000.00 | $1000.00 - 9,999.00 | 3.350% | 3.400% |
| $10,000.00 | $10,000.00 - 24,999.00 | 3.500% | 3.550% |
| $25,000.00 | $25,000.00 - 99,999.00 | 3.941% | 4.000% |
| $100,000.00 | $100,000.00 - 249,999.00 | 3.941% | 4.000% |
| $250,000.00 | $250,000.00 + | 3.941% | 4.000% |
Money Management Step Up IRA 48 Months
| Minimum Balance | Balance | Rate | Annual Yield |
|---|---|---|---|
| $1000.00 | $1000.00 - 9,999.00 | 3.350% | 3.400% |
| $10,000.00 | $10,000.00 - 24,999.00 | 3.500% | 3.550% |
| $25,000.00 | $25,000.00 - 99,999.00 | 3.941% | 4.000% |
| $100,000.00 | $100,000.00 - 249,999.00 | 3.941% | 4.000% |
| $250,000.00 | $250,000.00 + | 3.941% | 4.000% |
Roth Step Up IRA 48 Months
| Minimum Balance | Balance | Rate | Annual Yield |
|---|---|---|---|
| $1000.00 | $1000.00 - 9,999.00 | 3.350% | 3.400% |
| $10,000.00 | $10,000.00 - 24,999.00 | 3.500% | 3.550% |
| $25,000.00 | $25,000.00 - 99,999.00 | 3.941% | 4.000% |
| $100,000.00 | $100,000.00 - 249,999.00 | 3.941% | 4.000% |
| $250,000.00 | $250,000.00 + | 3.941% | 4.000% |
Educational IRA 12 Months
| Minimum Balance | Balance | Rate | Annual Yield |
|---|---|---|---|
| $1000.00 | $1000.00 - 9,999.00 | 2.667% | 2.700% |
| $10,000.00 | $10,000.00 - 24,999.00 | 2.817% | 2.850% |
| $25,000.00 | $25,000.00 - 99,999.00 | 2.967% | 3.000% |
| $100,000.00 | $100,000.00 - 249,999.00 | 3.117% | 3.150% |
| $250,000.00 | $250,000.00 + | 3.267% | 3.300% |
Educational IRA 60 Months
| Minimum Balance | Balance | Rate | Annual Yield |
|---|---|---|---|
| $1000.00 | $1000.00 - 9,999.00 | 3.496% | 3.550% |
| $10,000.00 | $10,000.00 - 24,999.00 | 3.646% | 3.700% |
| $25,000.00 | $25,000.00 - 99,999.00 | 4.426% | 4.500% |
| $100,000.00 | $100,000.00 - 249,999.00 | 4.426% | 4.500% |
| $250,000.00 | $250,000.00 + | 4.426% | 4.500% |
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