39-Month Step Up Certificate

Step Up Your Savings!

Looking for solid rate on a certificate, but concerned that interest rates may rise and you’ll be locked in at a lower rate.  With our special 39-Month Step Up Certificate you get one of the highest rates in the market AND you have the option to ‘step up’ your rate one time for the remainder of the term should interest rates rise. Great for general savings or IRAs!

Starting at $10,000, our 39-Month Certificate has a 2.60% APY*

Open a Certificate Today!

Dividend Rates

*Annual Percentage Yield (APY) at of October 10, 2018  and is subject to change without notice.  Minimum balance of $10,000 is required to open this certificate and earn the APY.   Higher rates are available for higher balances. No brokered or public funds accepted. The APY assumes that all dividends remain on deposit until maturity.  Fees could reduce earnings.  Substantial penalty for early withdrawal. Not valid with any other offer.

Features a one-time “step-up” opportunity for the member to increase the certificate rate at their discretion to the then current rate any one time during the original term of the certificate.  At maturity the certificate will automatically renew for a term of 48 months at the prevailing rate.