39-Month Step Up Certificate

Step Up Your Savings!

Looking for solid rate on a certificate, but concerned that interest rates may rise and you’ll be locked in at a lower rate.  With our special 39-Month Step Up Certificate you get one of the highest rates in the market AND you have the option to ‘step up’ your rate one time for the remainder of the term should interest rates rise. Great for general savings or IRAs!

Starting at $10,000, our 39-Month Certificate has a 1.65% APY*

Open a Certificate Today!

Dividend Rates

*Annual Percentage Yield (APY) of 1.65% on 39-Month Step Up Certificate for $10,000. Minimum opening balance of $10,000 is required to open this certificate and earn the APY. Rate effective 5/26/2017 and is subject to change without notice. The APY assumes that all interest remains on deposit until maturity. Withdrawals and fees could reduce earnings. No brokered or public funds accepted. Substantial penalty for early withdrawal. At maturity the certificate will automatically renew for a term of 48 months at the prevailing rate. Not valid with any other offer.

One-time ‘step up’ opportunity is at the discretion of the member. Member can exercise this option at the then current 48-month rate any one time during the original term of the certificate.