Becoming a Patriot Member

Who Can Become a Patriot Member?

Patriot Federal Credit Union membership is open to anyone who lives, attends school, works, regularly conducts business or worships in Franklin County, Pennsylvania; Frederick County, Maryland; Washington County, Maryland and the Eastern Panhandle of West Virginia – Berkeley, Jefferson and Morgan Counties. For more details on membership eligibility, please call us at 888-777-9982 or stop into one of our nine branches.

How to Join

Once you have established your eligibility for membership, simply open a Share Savings Account with as little as $5.00. Your $5.00 deposit immediately entitles you to take advantage of the wide array of products and services Patriot has to offer. As soon as you join, your family members are also eligible to join, including your spouse, children, parents, spouse’s parents, brothers, sisters, grandparents, and others.

Download a Member Application

Apply Online

What is the difference between a Credit Union and a Bank?

By definition, a credit union is a member-owned, not-for-profit financial cooperative. Since we are not-for-profit, members usually earn higher dividends on savings and pay lower interest rates on loans. We also tend to have lower fees than banks. In addition, all loan decisions are made locally, right here in your community. Deposits provide money for members who need loans, proving our long-standing philosophy of “people helping people.”

Just like a bank is insured by the FDIC, credit unions are insured by the NCUA, or the National Credit Union Association, for up to $250,000.

Exclusive Benefits

  • Access to TruStage Insurance
  • Member discount at Liberty Mutual Insurance
  • Access to GreenPath financial wellness counseling and education
  • Financial Calculators
  • Ability to enter our annual Baumunk Scholarship Competition for rising college students
  • Invitation to our annual shred days

We are also committed to keeping you informed on important consumer issues. When there are regulatory or legal changes in financial services, we believe you need to know what they are and how they will impact your own financial affairs. We will provide ways for you to have your voice heard by regulators, legislators and other elected officials.

You’re Not Just a Number, You’re a Member

Becoming a member of Patriot Federal Credit Union means that you are a part-owner of the credit union. We are not-for-profit, so our dollars go towards a better banking experience for our members.

Once a Member, Always a Member

Membership at Patriot is for life, regardless of whether you change jobs, move, or retire.

Member Application

You can print this application and bring it to the closest Patriot Federal Credit Union branch location to get started or call 717-263-4444, 301-766-7328 or toll free 888-777-9982 to request an application by mail or to ask any further questions. You can also apply online to become a member.

Download a Member Application

Apply Online

To open a membership, you will need the following for each applicant:

  • Photo Identification Card
  • Verification of Address
  • Social Security Number

Tell Me More!

If you would like to know more about Patriot Federal Credit Union, contact us at
717-263-4444, 301-766-7328 or toll free 888-777-9982 or through our online contact form.

Become a Member Today

In an effort to serve you better and protect your valued assets, we require photo identification along with your membership card to conduct credit union business. Thank you in advance for your cooperation in this matter!