Monthly Archives: March 2019

4 Steps to Establishing a Financial Safety Net

In times of crisis, you don’t want to be shaking pennies out of a piggy bank. Having a financial safety net in place can ensure that you’re protected when a financial emergency arises. One way to accomplish this is by setting up a cash reserve, a pool of readily available funds that can help…
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4 Steps to Establishing a Budget

Do you ever wonder where your money goes each month? Does it seem like you’re never able to get ahead? If so, you may want to establish a budget to help you keep track of how you spend your money and help you reach your financial goals. Step 1: Examine Your Financial Goals Before you...Read More
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Your Guide to Understanding Social Security

Approximately 66 million people today receive some form of Social Security benefits, including retirement, disability, survivor, and family benefits. (Source: Fast Facts & Figures About Social Security, 2017) Although most people receiving Social Security are retired, you and your family members…
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Buying a Home 101: What to Expect

There’s no doubt about it–owning a home is an exciting prospect. After all, you’ve always dreamed of having a place that you could truly call your own. But buying a home can be stressful, especially when you’re buying one for the first time. Fortunately, knowing what to expect…
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4 Tips for Teaching Your Teen About Money

Your teen is becoming more independent, but still needs plenty of advice from you. With more money to spend and more opportunities to spend it, your teen can easily get into financial trouble. So before money burns a hole in your child’s pocket, teach him or her a few financial lessons. With your…
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3 Tips to Set Your Child Up for Financial Success in College

When your child first started school, you doled out the change for milk and a snack on a daily basis. But now that your kindergartner has grown up, it’s time for you to make sure that your child has enough financial knowledge to manage money at college. Tip 1: Teach Your Child How to Create...Read…
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4 Tips for Teaching Your Child About Money

Ask your five-year old where money comes from, and the answer you’ll probably get is “From a machine!” Even though children don’t always understand where money really comes from, they realize at a young age that they can use it to buy the things they want. So as soon as your child…
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Is Refinancing Your Mortgage Worth It?

When you refinance your mortgage, you take out a new home loan and use some or all of the proceeds to pay off the existing one. Why Should You Refinance Your Mortgage? There are a variety of reasons why you may want to consider refinancing your mortgage, such as: Lowering your monthly mortgage payment…
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How to Make the Most of the Equity in Your Home

Over time, the value of your home has grown and your mortgage balance has been reduced (or even eliminated). The equity (the property’s value minus any liens against it) you now have in your home is a reservoir of funding potential. You may decide to tap into it for various purposes, such as remodeling…
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Applying for a Mortgage 101: What You Need to Know

Since most people finance their home purchases, buying a home usually involves applying for a mortgage. Here is some basic information to help guide you through the process. The Difference Between Mortgage Pre-qualification and Mortgage Pre-approval Before applying for a mortgage, you’ll want to…
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