Monthly Archives: September 2020

What Should You Bring When Applying for a Mortgage?

If you’re thinking about buying a house, congratulations! Interest rates are currently at historic lows, so it’s a great time. You’ve probably heard that purchasing a home can be quite a long process, but how do you start this process? If you will need a mortgage loan, you will first need to set…
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Cybersecurity and Social Media: 5 Ways to Stay Safe

In 2020, almost everyone is on social media, but are you staying safe? Using social media is fun and useful for staying in touch with out-of-town friends and family (and pretty much everyone during the COVID-19 pandemic), but don’t let your guard down too far. Check out these tips to keep you and your…
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9 Hidden Costs of Home Ownership

We know there are costs when it comes to the actual purchase of a home (down payment, closing costs, insurance, etc.), but what happens after? If you’re interested in buying a home, be sure to consider other costs of actually being a homeowner (along with your mortgage payment) when deciding if you…
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United Way of Washington County Donation

Patriot recently donated $2500.00 to the United Way of Washington County in support of all of their community support in the Washington County, MD area. Appearing in the photo, L-R: Karen Boyer, Business Loan Officer, Patriot; Greg Lloyd, Chairman of the United Way Board and Gary Hayes, Chairman of the…
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How to Pay a Large Medical Bill

According to the Journal of General Internal Medicine, in 2019 about 137.1 million adults in the United States faced financial hardship due to large medical bills. Struggling to pay a medical bill is nothing to be ashamed of, but is truly a common issue. So how do you tackle this problem? Don’t ignore…
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