Late on your bills this month? Trying to figure out how to catch up? It happens. Due to the Coronavirus pandemic of 2020, many people are in the same boat. Getting back on track after being behind on your bills can be difficult, but it is doable! Follow these steps to get back on track...Read More
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If you’re thinking about buying a house, congratulations! Interest rates are currently at historic lows, so it’s a great time. You’ve probably heard that purchasing a home can be quite a long process, but how do you start this process? If you will need a mortgage loan, you will first need to set…
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In 2020, almost everyone is on social media, but are you staying safe? Using social media is fun and useful for staying in touch with out-of-town friends and family (and pretty much everyone during the COVID-19 pandemic), but don’t let your guard down too far. Check out these tips to keep you and your…
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We know there are costs when it comes to the actual purchase of a home (down payment, closing costs, insurance, etc.), but what happens after? If you’re interested in buying a home, be sure to consider other costs of actually being a homeowner (along with your mortgage payment) when deciding if you…
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Patriot recently donated $2500.00 to the United Way of Washington County in support of all of their community support in the Washington County, MD area. Appearing in the photo, L-R: Karen Boyer, Business Loan Officer, Patriot; Greg Lloyd, Chairman of the United Way Board and Gary Hayes, Chairman of the…
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According to the Journal of General Internal Medicine, in 2019 about 137.1 million adults in the United States faced financial hardship due to large medical bills. Struggling to pay a medical bill is nothing to be ashamed of, but is truly a common issue. So how do you tackle this problem? Don’t ignore…
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Buying a large appliance can be stressful – especially if it is your first time doing so. Even if it’s not your first time, things change so quickly in the appliance industry that it’s hard to keep up. As they say, “They don’t make things like they used to.” So what steps should you take...Read…
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This year has thrown us a lot of curveballs, causing unexpected circumstances and hardships. As we work towards a sense of normalcy, many people are still struggling with their financial situation and affording basic necessities, such as rent. If you’re concerned about the possibility of not being…
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Is buying a home on your radar? Becoming a homeowner is such an exciting prospect! So, what do you need to know before getting serious about finding a home and signing the papers? You are probably intrigued by the cost of a mortgage payment usually being equal to or less than a rent payment. There’s...Read…
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If shopping is something you do to alleviate stress and refresh yourself, you are not alone. If you have racked up credit card debt from all your shopping, you aren’t alone in that either. A lot of people fall into the category of “stress spenders.” Although this method it isn’t the worst way…
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