During the pandemic, mortgage interest rates fell to some of the lowest levels ever recorded. This was a boon for homeowners as they could refinance their mortgages and lock in record-low rates. Homebuyers benefited as their buying power increased, and they could purchase properties they might otherwise…
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Updated 3/24/2023 Early this morning Patriot’s fraud monitoring systems identified suspicious pending card transactions on member accounts. Our fraud monitoring system sent out alerts (depending upon the member’s channel preference). Be aware, that since fraudsters are also experienced at spoofing…
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6 Ways Your Small Business Can Fight Inflation Life as a small business owner is never easy. But the last couple of years has brought obstacles no one saw coming. Finally, as the challenges brought forth by the pandemic started to wane, new burdens emerged. Supply chain issues and record levels of inflation…
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Patriot recently welcomed the Asian American Center of Frederick to our branch in Frederick, MD, and donated funds in support of their weekly meal distribution initiative. The program delivers meals to needy migrant workers with the help of bilingual community health workers. They also provide information…
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For the 30th year in a row, Patriot Federal Credit Union has been awarded the coveted Bauer Financial 5-Star rating. A 5-Star rating, Bauer Financial’s highest possible rating, indicates Patriot is one of the strongest credit unions in the nation in key areas such as capital, profitability, liquidity…
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Finding ways to save more money should always be a financial priority. However, you can only trim expenses so much before it feels like you’ve cut all the fun out of life. Luckily, boosting your savings doesn’t have to be so drastic. Instead, it all comes down to how you save – not necessarily…
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Ever heard of laddering your certificates? A Share Certificate ladder is an investment strategy with both short- and long-term benefits. As you probably know, a share certificate, often referred to as a certificate of deposit at a bank, pays a fixed dividend rate or rate of interest for a specific period…
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The housing market always goes through its ups and downs. During the pandemic, homeowners and homebuyers alike were able to benefit from record-low interest rates. Now, as inflation continues to soar and the Federal Reserve raises rates to offset the climb, the market is cooling down. The combination…
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Why You Should Get Your Tax Refund Direct Deposited While you can sit and wait for your tax refund check to hit your mailbox, it can be a long, painful, and frustrating wait when you really need that money. The good news is that the IRS will directly deposit your tax refund (some or all...Read More
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Patriot Federal Credit Union is pleased to announce that Jenna Kaczmarek has been named Chief Lending Officer. A native and resident of Franklin County, Kaczmarek has more than 30 years of banking and leadership experience. Kaczmarek will oversee Patriot’s Business Lending, Consumer Lending…
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