Posts By: Stephanie

How do I Raise my Kids to be Financially Independent Adults

How do I raise my kids to become financially independent adults? It’s commendable to try raising your kids today with an eye toward their future. Teaching your children how to be financially independent will help smooth the transition into adulthood. It will also give them the tools they need to achieve…
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Beware of Gift Card Scams

Everyone loves a gift card for their favorite retailer or restaurant. It’s like getting money to spend in any way you please! Unfortunately, scammers also love gift cards, but for all the wrong reasons: They often use gift cards to pull off scams. Here’s what you need to know about gift card scams…
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6 Steps to Crushing Debt

You and debt are so over. You’ve just about had it with those endless piles of credit card bills and those hideous numbers that never seem to get any lower. It’s time to kiss that debt goodbye! Getting rid of high debt will take hard work, willpower and the determination to see it through until...Read…
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How Do I Read the Fine Print on My Credit Card Paperwork

Paperwork from credit card companies always seems to be filled with tiny print that’s hard to read and even harder to understand. How do I read the fine print from my credit card issuer? Fine print is designed to keep you from paying attention, but it often contains important information you can’t…
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Beware Child Tax Credit Scams

The Child Tax Credit, a part of the American Rescue Plan Act of 2021 that takes effect in July, is already drawing the attention of scammers. The newly expanded Child Tax Credit (CTC) will provide monthly payments of up to $300 per child for approximately 40 million households across the country. Payments…
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Why You Need to Be Financially Fit

Individual Americans spend hundreds of dollars a year and at least as many hours on keeping themselves physically fit — but too many people neglect their financial health. Just like physical health, being financially fit is crucial to your wellbeing, your future and your quality of life. Here’s…
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When Should I Do It Myself and When Should I Leave it to the Pros

Which home improvement projects can I tackle myself, and which should I leave to the pros? In today’s world, when you can look online how to do practically any project, it’s tempting to want to do everything yourself, but it isn’t always the best choice. Attempting to do a project on your own can…
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Buying A Home In A Sellers’ Market

In many parts of the country, potential homebuyers are noticing the low number of homes for sale. According to many real estate analysts, the situation looks like it’s not going to change any time soon, as demand for housing is out pacing available inventory. That’s why it’s more important than…
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What Is A Credit Union For Businesses?

The difference between credit unions and commercial banks can be best illustrated by one core concept: ownership. For commercial banks, “ownership” boils down to shareholders. Credit Unions aren’t owned by shareholders – they’re owned by their members. That means when you do your business…
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Should I Sell My House Now

Is 2021 a good time to sell my home? While it appears to be a seller’s market, and the perfect time to put your home up for sale, there are many variables to consider before going forward. Below, we’ve outlined important points to know about today’s market so you can make an informed decision about...Read…
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