Blogs

Direct Deposit Safe Simple And Convenient

Direct deposit is by far the most common way to get paid in America. In fact, 93% of U.S. employees are paid by direct deposit, according to the American Payroll Association’s “Getting Paid in America” Survey. Direct deposit transmits your paycheck from your employer’s business account directly…
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Protecting yourself from Fraud

Did you know that millions of victims of identity theft Happen every year? When an individual’s identity is stolen, the thief wreaks major havoc on the victim’s financial health, which can take months, or even years, to recover from. Fortunately, there are steps you can take to prevent yourself from…
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What Are the Advantages of a HELOC?

I’m looking to tap into my home’s equity, possibly using a Home Equity Line of Credit. What are some of the advantages of choosing the HELOC option? A Home Equity Line of Credit (HELOC) is an open credit line that is secured by the equity of the borrower’s home. Homeowners can generally open a…
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Advance Child Tax Credit Payments set to Begin in July

  The Internal Revenue Service (IRS) recently released details about the child tax credit, including dates for when your advanced child tax credit payments will arrive. The IRS is set to begin advanced payments of the enhanced child tax credit (CTC) on July 15 – 50% of these enhanced credits will…
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How to Turn Your Back Yard into an Oasis

A stay-at-home summer doesn’t need to be boring. You can turn your own backyard into a summer oasis without breaking the budget. Here is how to cost effectively maximize your outdoor space. From entertaining in style to keeping the kids busy, we’ve got you covered! Upgrade your outdoor furniture…
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All You Need to Know About Checking Accounts

The most obvious things in life are often overlooked, and your checking account is just one of them. Most people hardly give a thought to this important account and how to best manage it effectively. We’re here to change that. Here’s all you need to know about checking accounts: What is a checking…
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10 Reasons To Be Thankful For Your Credit Union

1. Superior member service At Patriot you’re always greeted with happy faces and representatives who are ready and willing to help you. There’s no cold, sterile atmosphere here! Instead, at, every member is part of the family. We’re truly invested in your financial wellness and we’re here to…
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Financing a Home Renovation with a Home Equity Loan

  I’m doing some home renovations this spring, and I’m not sure how to finance it all. Do I take out a loan? Should I just charge all the expenses to my credit card? There are so many options! Which one makes the most sense for my finances? Whether you’re gutting your entire kitchen or...Read…
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Mortgage Rates Are Rising; Should I Refinance?

Refinancing a mortgage is essentially paying off the remaining balance on an existing home loan and then taking out a new mortgage loan, often at a lower interest rate. It may sound like a no-brainer, but there are many factors to consider before moving forward with a refinance.  Is it a good time to…
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