Personal Finance

How to Build & Improve Credit

No credit? Not much credit? Poor credit? We can help you get to the credit score you want. Your credit score is one of the main determining factors of whether or not you are approved for a mortgage, are able to get your dream truck, and sometimes even whether or not you can snag that...Read More
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How to Pay Off Student Debt as Quickly as Possible

Graduating college can seem daunting. Especially when you have tens of thousands – or even hundreds of thousands – of dollars in debt waiting for you to repay. You’re not alone. According to the US Department of Education, the average student debt in 2018 was $33,310 and 2.7 million borrowers in…
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How to Take the Battle Out of Talking Money with Your Spouse

Yes, the well-known Beatles mantra, “all you need is love” sounds wonderful. Those of us in the work force, however, know that money helps out a little… you know, with affording food, shelter, and other basic requirements to live. Money is one of the most highly dreaded discussions in a relationship.…
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Why You Should Talk About Retirement in Your 20’s

“Retirement? Why talk about retirement? I’m in my 20’s – it’s still 40+ years away! I have student loans and credit card debt to pay off. Maybe after that.” Does that mindset sound familiar? Is retirement the furthest thing from your mind right now as you’re starting…
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4 Practical Savings Tips to Get Started

Saving money doesn’t have to be so hard. Like any habit, saving money just takes some practice. Once you get used to consistently putting money away, its possible to save enough cash for emergencies, retirement, and other goals you’re hoping to reach. Here are 4 savings tips you can use to…
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6 Ways to Save on Home Improvements

If you’re a homeowner, you know that home repair, maintenance, improvements, and renovations can be expensive. You also know that a lot of maintenance and improvements are necessary to keep your home in good condition. Whether you need a not-optional roof repair or just really want a new kitchen,…
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4 Steps to Establishing a Financial Safety Net

In times of crisis, you don’t want to be shaking pennies out of a piggy bank. Having a financial safety net in place can ensure that you’re protected when a financial emergency arises. One way to accomplish this is by setting up a cash reserve, a pool of readily available funds that can help…
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4 Steps to Establishing a Budget

Do you ever wonder where your money goes each month? Does it seem like you’re never able to get ahead? If so, you may want to establish a budget to help you keep track of how you spend your money and help you reach your financial goals. Step 1: Examine Your Financial Goals Before you...Read More
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Your Guide to Understanding Social Security

Approximately 66 million people today receive some form of Social Security benefits, including retirement, disability, survivor, and family benefits. (Source: Fast Facts & Figures About Social Security, 2017) Although most people receiving Social Security are retired, you and your family members…
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4 Tips for Teaching Your Teen About Money

Your teen is becoming more independent, but still needs plenty of advice from you. With more money to spend and more opportunities to spend it, your teen can easily get into financial trouble. So before money burns a hole in your child’s pocket, teach him or her a few financial lessons. With your…
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