Learning Center Blog

6 Smart Things to Do with Your Tax Return

Build or Strengthen an Emergency Fund You can never be too careful or have too much money in your savings account. Although putting it straight into your savings account is probably one of the least fun ways to use a tax return, this is a solid way to set yourself up for financial success and...Read…
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How to Make 2020 the Year You Stick to Your Money Saving Resolution

Let’s face it – New Year’s Resolutions are hard to stick to, whether they are financial goals, health goals, whatever. So, how do we help ourselves stick to a goal of saving money or getting out of debt? Check out the following tips to help improve your bank account in 2020. Set a SMART Goal...Read…
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5 Tips to Avoid Online Shopping Scams this Holiday

Patriot is dedicated to protecting your information and hard earned money by using proven technologies and security measures, however, the best defense against fraud is awareness. Consumers are expected to spend over $1 trillion during the holiday shopping season this year, so it is an especially pertinent…
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Avoiding Holiday Shopping Scams: Gift Cards

We all know gift cards as a simple and convenient way to give a gift – you can find them at most big name stores and there is something for everyone. Gift cards are great because they’re like cash, so the recipient can buy anything they want. Unfortunately, they are also a common tool that...Read…
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3 Ways a Credit Card Balance Transfer Can Help You Become Debt-Free

You might have heard about credit card balance transfers, but what does that really mean and why is it valuable to you? If it seems like you’re moving debt from one place to another, that is correct, but it is with a positive goal in mind. To truly understand the benefits of a credit card...Read More
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Gift Card Scams: How to Spot and Avoid Them

We all know gift cards as a simple and convenient way to give people a gift – you can find them at most big name stores and there is something for everyone. Gift cards are great because they’re like cash so the recipient can buy anything they want. Their likeness, and distinct difference, to cash...Read…
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Should You Refinance Your Car?

Refinancing your car always sounds tempting when lower monthly payments could be on the horizon. In the grand scheme of things, there is more to think about than just lowering your monthly payment when deciding whether or not to refinance a loan. Are there early repayment fees on your current loan? Start…
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6 Money Tips for the New College Student

Make it Easy The easier something is to do, the more likely you are to do it. Enroll in online and mobile banking at your bank or credit union. Having control over your money at your fingertips will help you stay on track. Downloading a money saving/budgeting app can also be helpful. These apps can...Read…
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5 Budgeting Tips for Becoming Parents

Oh, baby! Becoming parents is a huge event in anyone’s life. Whether you’re thinking about having a baby or already have one on the way, there are steps you can take to make sure you and your family are financially stable when the little one arrives. Create or Revisit Your Family Budget If you don’t...Read…
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