Learning Center Blog

Top Fraud in 2020

The Federal Trade Commissions stated that 2020 was a busy year for fraud. In 2020, the FTC got more than 2.2 million reports about fraud, with people telling us they lost nearly $3.3 billion. The top fraud of 2020 was imposter scams. Imposter scams come in many varieties, but work the same way: a scammer...Read…
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Options to Make Timely Payments

If bad weather or other unforeseen circumstances arise, here are some options to ensure the timely posting of payments to your loans and utility bills. This will help you avoid unnecessary inconvenience and/or late fees. For Patriot Loan Payments: Use our online banking portal (eBranch) or our mobile…
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Second Round of Economic Stimulus Payments

What You Need to Know About Your COVID-19 Stimulus Payments The distribution of a second round of economic stimulus payments has just begun in the United States. These will be automatically distributed, needing no action from most people. Read below to find out anything you need to know about receiving…
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7 Tips for Negotiating a Salary Offer

Who wouldn’t love a salary increase? Whether you are being offered a new position or are looking for a raise in your current role, you should be negotiating the salary. According to Salary.com, only 37% of people always negotiate their salaries. 44% of people have never even brought up a raise during…
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Puppy Scams: How to Spot and Avoid Them

Who doesn’t want a cute cuddly puppy to spend the quarantine with? Especially for people who live alone, there are psychological benefits to having a pet when you feel disconnected from your support system. According to the National Alliance on Mental Illness (NAMI), dogs reduce stress, anxiety, and…
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How to Grocery Shop on a Budget

Raise your hand if grocery shopping is your favorite chore. Nobody? Didn’t think so. Either way, groceries are an area where many people can save money or where you can make the money you do spend stretch further. Lots of people grocery shop without thinking much about it. You’ll be amazed at the…
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Beware of COVID-19 Fraud Attacks: How to Spot and Avoid Them

WARNING: EIP Fraud Alert The IRS is warning people about a text message scam piggybacking on the economic impact payments authorized under the Coronavirus Aid, Relief and Economic Security Act. The text reads; “You have received a direct deposit of $1,200 from covid-19 TREAS FUND. Further action…
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