Learning Center Blog

5 Tips to Avoid Online Shopping Scams this Holiday

Patriot is dedicated to protecting your information and hard earned money by using proven technologies and security measures, however, the best defense against fraud is awareness. Consumers are expected to spend over $1 trillion during the holiday shopping season this year, so it is an especially pertinent…
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Avoiding Holiday Shopping Scams: Gift Cards

We all know gift cards as a simple and convenient way to give a gift – you can find them at most big name stores and there is something for everyone. Gift cards are great because they’re like cash, so the recipient can buy anything they want. Unfortunately, they are also a common tool that...Read…
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3 Ways a Credit Card Balance Transfer Can Help You Become Debt-Free

You might have heard about credit card balance transfers, but what does that really mean and why is it valuable to you? If it seems like you’re moving debt from one place to another, that is correct, but it is with a positive goal in mind. To truly understand the benefits of a credit card...Read More
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Gift Card Scams: How to Spot and Avoid Them

We all know gift cards as a simple and convenient way to give people a gift – you can find them at most big name stores and there is something for everyone. Gift cards are great because they’re like cash so the recipient can buy anything they want. Their likeness, and distinct difference, to cash...Read…
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Should You Refinance Your Car?

Refinancing your car always sounds tempting when lower monthly payments could be on the horizon. In the grand scheme of things, there is more to think about than just lowering your monthly payment when deciding whether or not to refinance a loan. Are there early repayment fees on your current loan? Start…
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6 Money Tips for the New College Student

Make it Easy The easier something is to do, the more likely you are to do it. Enroll in online and mobile banking at your bank or credit union. Having control over your money at your fingertips will help you stay on track. Downloading a money saving/budgeting app can also be helpful. These apps can...Read…
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5 Budgeting Tips for Becoming Parents

Oh, baby! Becoming parents is a huge event in anyone’s life. Whether you’re thinking about having a baby or already have one on the way, there are steps you can take to make sure you and your family are financially stable when the little one arrives. Create or Revisit Your Family Budget If you don’t...Read…
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How to Start Saving for Your Next Vacation

Who doesn’t want to take a vacation! Do you dream of travel but your checking account says, “Where, to the backyard?” You’re not alone. Saving for big purchases or events can be hard, especially if you’re doing it without any real plan. Check out these tips for how to save for your next vacation:…
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How to Build & Improve Credit

No credit? Not much credit? Poor credit? We can help you get to the credit score you want. Your credit score is one of the main determining factors of whether or not you are approved for a mortgage, are able to get your dream truck, and sometimes even whether or not you can snag that...Read More
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