Get the Credit Card with Spirit!
Because you have enough to worry about, the last thing you need to be concerned with is getting the best rate on your credit card. For all your major purchases and everyday expenses, Patriot’s VISA®Platinum has a low interest rate, no hidden fees, and lots of benefits to stretch your budget!
- Low rates as low as 9.74% APR* on purchases and cash advances
- No annual fee
- Low balance transfer fee
- Low minimum payments – only $25 or 1.5% of balance, whichever is greater
- 26-day grace period
- Coming Soon! Chip-enhanced (EMV) credit cards — Watch this video to learn more about the ease-to-use, heightened security and benefits of chip cards.
Merchant Fees for Patriot VISA® Credit Cards
As a result of a court settlement between retailers and VISA® and MasterCard®, merchants may pass along their payment processing costs to consumers who pay with a credit card. Beginning January 27, 2013 a merchant who chooses to exercise this surcharge, sometimes referred to as a “checkout fee,” could increase your credit card purchase amount by as much as 4% (the maximum allowed). This surcharge is only applicable to credit cards only, not debit and pre-paid cards. Click here for frequently asked questions and answers on this topic.
Even More Great Benefits:
- Warranty Manager Service
- Auto Rental Insurance
- Travel and Emergency Assistance
- Travel Accident Insurance
|Verified by VISA®
A secure way for all your online VISA card purchases.
» Click here for Debit Card
» Click here for Credit Card
Move Balances and Save
Consolidate and transfer high interest rate credit card balances to your Patriot Platinum VISA®. You’ll save money on interest, lower monthly payments and avoid the hassle of tracking multiple accounts.
Manage Your Account Online
With MyCardInfo, online account access is available whenever you need to check your balance, pay your bill or review recent transactions. It’s a secure site so you can rest assured that your information is safe and you can manage your credit card account on your schedule 24/7.
Easy to Apply Today
With your variable rate Patriot Visa® Platinum, you’ll be carrying the simple solution to your credit needs for all of your purchases. To apply, click here to download an application or call 888-777-9982. You can also apply online or download and fill out a balance transfer form and bring it to any Patriot branch office.
*APR = Annual Percentage Rate. The APR will vary with the market based on the Wall Street Journal Prime Rate which was 5.50% as of 2/1/19 plus 6.74% for credit scores of over 700. All loans subject to credit approval.
For other credit card rates, fees and disclosures, click here!