Home Equity Loans

No Closing Costs on Home Equity Loans

For a limited time, get a home equity loan at Patriot and pay no closing costs! Contact our mortgage team to learn more by calling 717-709-2580 or submitting our online contact form.


Using the equity you have built in your home can be a smart way to finance home improvements, higher education, large purchases or to consolidate higher interest rate debt.  Choose from a fixed rate Home Equity Loan or variable rate Patriot Equity Line.

Home Equity Loan

A Traditional Home Equity Loan at Patriot provides a fixed APR*, one lump-sum payout, and equal monthly payments over a specific time period.

  • Loans up to 100% of the equity in your home
  • Interest rate and payment are fixed for the life of the loan
  • No prepayment penalty

Putting Money in Your Pocket for Less!

Check Our Loan Rates

Apply today

You can also check out the home loans section of our learning center blog for tips on buying, selling, and renovating homes.

* – Annual Percentage Rate as of July 30, 2019 for a fixed rate Home Equity Loan at a 70% Loan-To-Value (LTV) Ratio for 120-month term. For
example, the monthly payment would be $98.84 per $10,000 borrowed and does not include taxes and insurance premiums. Your actual
payment may vary based on the loan amount, term, APR, credit worthiness, tax and insurance, and other factors. Other rates and terms are
available. Rates and loan approval subject to individual credit worthiness. The minimum loan amount is $7,500 and the maximum amount
is $250,000. Property must be the borrower’s primary residence. Property insurance is required. Borrower is responsible for Maryland
recordation tax – amounts may vary by county and amount borrowed. Rates subject to change without notice. Other restrictions apply.
Patriot will pay for closing costs. If loan is paid off within 3 years, borrower is responsible for reimbursing Patriot for costs incurred.
THIS CREDIT UNION IS FEDERALLY INSURED BY THE NATIONAL CREDIT UNION ADMINISTRATION