Personal Line of Credit

Want a Money Life-Line?

The Patriot variable rate Personal Line of Credit is the all-in-one flexible solution for your lifestyle! It is a personal unsecured, revolving line of credit that can be used for various credit needs. You must be a member in good standing and have or sign-up and open a checking account.

  • Ready to use when you need those extra funds
  • You control the repayment – whether the minimum or pay it off faster
  • Current rate as low as 12.00% APR*
  • Easily access your funds through home banking, calling our contact center, as overdraft protection** or visiting a branch

The minimum credit limit is $1,000 up to a maximum of $30,000.

*Annual Percentage Rate. Rate shown is for applicant with credit scores 735 or higher. This is a variable rate loan product and your payment and rate are subject to change. Rate is currently as low as 12.00% APR and based on the Wall Street Journal Prime Rate which was 5.00% as of 7/1/18 plus 7.00%. The maximum rate is 18.00% APR. All loans subject to credit approval. Rates may change without notice.

Executive Line of Credit

Want access to money when you need it? Patriot’s Executive Line of Credit puts the funds you need right at your fingertips. It allows you access to funds quickly for college expenses, home improvement, emergency vehicle purchase, medical costs, emergency expenses or short-term needs.

Our Executive Line of Credit features:

  • No annual fee
  • Line of Credit for $100,000
  • Minimum income and net worth requirements
  • Competitive adjustable interest rate
  • Low monthly payment and flexible terms

Call us at 888-777-9982, or meet with a Branch Manager at one of our convenient branch locations to apply today!

Subject to loan approval.