Business Checking Accounts

Business Checking Accounts in Chambersburg, PA, Waynesboro, PA, and Hagerstown, MD

Your business is important to the growth of our local economy and the future of our community. Helping you meet the changing needs of your business and managing your money is the foundation for our business checking accounts. Our goal is to enable you to focus your energy on your business instead of on what’s going on with your banking. We know that every business is different, so we offer three tiers of general business checking accounts:

Business Checking I

Our first tier checking account is ideal for the small business with ~100 transactions a month. This account has no minimum balance requirement and a low monthly account fee. All of our business checking accounts also include a VISA business debit card. Check out these and the other benefits of our Business Checking I account:

  • First 100 transactions free
  • No minimum opening deposit
  • No minimum daily balance
  • VISA business debit card
  • Low $5 monthly account fee
  • 6 ATM fees waived per month

Business Checking II

Our second tier business checking account is ideal for a larger business than the first tier. With 200 free transactions a month, this account is great for lots of small business owners. This account requires no minimum balance but we waive the monthly account fee with a minimum daily balance of $2,500. Our Business Checking II features these and other benefits:

  • First 200 transactions free
  • No minimum opening deposit
  • No monthly account fee with daily balance of $2,500 or more
  • VISA business debit card
  • 6 ATM fees waived per month

Business Checking III

Our third tier business checking account is great for a busier small or mid-sized business, with 400 free transactions. There is no minimum daily balance required, but we waive any monthly account fees if you keep a minimum daily balance of $10,000. Take advantage of these benefits and more when you open a Business Checking III account:

  • First 400 transactions free
  • No minimum opening deposit
  • No monthly account fee with daily balance of $10,000 or more
  • VISA business debit card
  • 6 ATM fees waived per month

We also offer a business checking account option specifically for non-profits:

Non-Profit Checking

  • No minimum opening deposit
  • No monthly account fee
  • VISA business debit card
  • First 100 transactions free
  • 6 ATM fees waived per month

Still not sure which account is the best fit for you? Compare our business checking accounts with this chart:

Benefits

Business Checking I

Business Checking II

Business Checking III

Non-Profit Checking

FREE Transactions per Membership 100 200 400 100
NO Minimum Opening Deposit X X X X
LOW OR NO Monthly Service Fee $5.00 per month

$7.50 per month

Waived with $2,500 min daily balance

$10.00 per month

Waived with $10,000 min daily balance

None
FREE Online & Mobile Banking Access X X X X
FREE Chip-Enabled VISA Debit Card X X X X
FREE Withdrawals at ATMs 6 6 6 6
SURCHARGE FREE Access to over 75,000 Allpoint ATMs worldwide X X X X

Call, visit a branch, or apply online to select the business checking accounts that best fits your needs.

To complement your Patriot business checking, members also have access to these additional services so you can better manage your money:

  • Free access to eBranch Online Banking
  • Free online account statements
  • Access to any of our 9 branches throughout Chambersburg, Waynesboro, and Hagerstown
  • Signature Guarantee Services
  • Notary Services
  • Signature Validation Services
  • Night Depository
  • Wire Transfers
  • Safe Deposit Box rentals
  • Deposits available immediately with our live transaction system*
  • Instantly issued debit cards coming soon!

Open a Business Checking Account at Patriot Federal Credit Union

Do your business banking in the same place you do your personal banking. No hoops to jump through, just a credit union that cares about investing in the community we’re in. Visit one of our credit union offices in Chambersburg, Waynesboro, or Hagerstown to learn more about how Patriot can help your business today!

Find a Branch

*- Patriot Federal Credit Union reserves the right to place deposited funds on a temporary hold at our discretion.