Patriot Federal Credit Union

Business Credit Lines and Term Loans

It’s our business to keep your business growing. Patriot has the financing solutions to keep your business moving in the right direction.

Patriot offers a variety of business loans including:

Working Capital Loans

Also called a business asset loan, we offer short-term loans to finance tangible and non-tangible assets for business purchases. These business purchases can include furniture and fixtures, tools, leasehold improvements, a permanent investment in your inventory and additional backing for accounts receivable.

Business Equipment Purchase Financing

Is your business in need of the latest equipment to provide money-saving efficiencies and increased productivity? Patriot offers competitive monthly payment options and interest rates to fund an equipment upgrade, purchase a brand new asset, or refinance an existing one. A business equipment loan is ideal for purchasing heavy equipment, manufacturing equipment, medical or dental equipment, and computer systems/IT equipment.

Business-Use Vehicle Loan

A quality business vehicle can be the difference between a successful business and an unsuccessful one. If your business needs a new, reliable business-use vehicle, Patriot can make it happen. We offer up to 100% financing on business-use vehicles.

Revolving Lines of Credit

In today’s business world, having access to cash can be a valuable asset for your company. For the ongoing working capital or immediate cash needs of your business, our revolving line of credit provides you with access to funds. It may help you plan during the peak season, fund special projects, purchase additional inventory, or provide liquidity when you need it most.

It can also help you maintain an even cash flow. For example, once receivables are converted to cash, the line can be paid down or paid off. When the need rises again, you can still draw on the line to borrow – without re-applying for another loan.

Apply for a Business Loan at Patriot Federal Credit Union

To apply for a business loan with Patriot, the requirements vary based on the loan amount.

For loan requests of $100,000 or less:

For loan requests of $100,001 to $999,999:

For loan requests of $1,000,000 and greater:

Note: often times there are other pieces of information needed depending on the loan transaction. Those items could include: Sales agreement, project budget, equipment invoices, etc.

We want to help your small business succeed. Contact or visit us to discuss your ideas and opportunities.

Mary Cordell

Senior Vice President – Business Loan Officer

32 years of banking experience
and relationship building


Call (717) 709-2579
Email Me


Brittany Leppert

Vice President – Business Loan Officer

Serving businesses in Washington
County MD and the surrounding area
17 years of banking and relationship
building experience.

Call (240) 850-7014
Email Me

Salma Sufi

Vice President – Business Loan Officer

Serving businesses in Frederick
County MD and the neighboring
marketplace. 25+ years of
financial service experience.

Call (717) 709-2578
Email Me

Eric Foreman

Executive Vice President – Business Lending

Serving businesses in Franklin County PA and
the surrounding areas. 25+ years of business
banking experience.

Call (717) 709-2514
Email Me


All loan rates, terms, and conditions are subject to change at any time. All loans are subject to credit approval.

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