Savings, Money Market Accounts & Certificates

Make your hard earned profits work for you

At Patriot, business members find the foundational financial services for a successful business account at a lower cost than most other financial institutions. We offer products to help you make the most of your cash reserves. If you’re looking for a great local place to house your business finances, Patriot has solutions for small and medium businesses of all types

Business Savings Accounts

  • Available to all common business structures – Sole Proprietorships, Partnerships, Limited Liability Companies, and Corporations
  • $5.00 minimum balance required to be a Patriot member
  • Earn dividends on deposits
  • NCUA insured

Business Money Market Accounts

Keeping a portion of your portfolio in a “safe place” doesn’t mean it can’t keep earning for you. A Patriot Money Market Account is a great place to park your money and earn a higher dividend rate than in a standard savings account with a minimum balance of $2,500.

  • Available to all common business structures – Sole Proprietorships, Partnerships, Limited Liability Companies, and Corporations
  • No minimum account balance
  • Earn dividends on deposits with a minimum account balance of $2,500
  • NCUA insured

Business Share Certificates 

Share certificates offer guaranteed, competitive rates and are insured up to $250,000 by NCUA. It’s one of the best ways to earn more on your money while maintaining control over your funds. Lock in a competitive rate for a set time period, based upon the dollar level. With a choice of flexible terms from 3 months to 5 years, you can open a Share Certificates for as little as $1,000 and have the earnings compounded or deposited directly into your Patriot savings or checking account on a quarterly basis.

  • Available to all common business structures – Sole Proprietorships, Partnerships, Limited Liability Companies, and Corporations
  • Tiered dividend rate structure
  • Flexible terms from 3 – 60 months
  • Open with as little as $1,000
  • Earn higher dividends than in a savings account

Become a Patriot Member

When you become a Patriot member, not only do you get the benefits of the specific account you chose, but you also get access to:

  • Free online banking
  • Free mobile banking with Patriot’s mobile app
  • Free online eStatements
  • Free bill pay
  • Safe Deposit Box rentals
  • Signature Guarantee services
  • Notary services
  • Signature Validation services
  • Other discounts and benefits in the community

Ready to open an account?

Our business account checklist will help you gather the documents you’ll need to open a business account based on your business type.

View PA checklist

Call or stop by one of our convenient branches to talk to a business services officer today!