Our new VISA consumer credit cards will offer the following value-added features:
Purchase Security can protect eligible Patriot Visa credit cardholders when they use their covered card to purchase an eligible item that is stolen or damaged due to covered circumstances within the first 90 days. Purchase Security can replace, repair or reimburse the item up to a chosen coverage level ($500, $1,000 or $10,000). Certain terms, conditions and exclusions apply. In order for coverage to apply, the cardholder must use their covered Visa card to secure transactions.
Extended Warranty Protection
Extended Warranty Protection will extend the coverage period of the covered cardholder’s eligible U.S. manufacturer’s warranty of three years or less. Eligible warranties of one to three years will be extended by one year. Eligible warranties of less than one year will be doubled. There is a per claim maximum of $10,000 and a per cardholder maximum of $50,000. Certain terms, conditions and exclusions apply. In order for coverage to apply, the cardholder must use their covered Patriot VISA credit card to secure transactions.
Auto Rental Collision Damage Waiver
When cardholders use their Patriot Visa credit card to rent a vehicle, they’ll get built-in Auto Rental Coverage. Eligible Patriot Visa credit cardholders are covered for physical damage, theft, reasonable and customary towing and loss-of-use-charged. Eligible cardholders may decline the Collision Damage Waiver coverage offered by their rental agency and make sure their name is listed as the primary renter on the auto rental contract. Any additional drivers must also be listed on the auto rental agreement.
Travel & Emergency Assistance Service
Travel and Emergency Assistance Services provides eligible Patriot Visa credit cardholders access to highly skilled experts who are fluent in English. They will be connected to the right resources to help resolve a wide variety of travel emergencies – from relatively simple inconveniences to complex situations. Note that this program provides assistance only. Cardholder is responsible for the cost of any services received (e.g. the cardholder can receive a referral to legal or medical providers, but would be responsible for paying the lawyer or doctor for any services delivered). Certain terms, conditions and exclusions apply.
Travel Accident Insurance
Travel Accident Insurance gives eligible Patriot Visa credit cardholders protection when they travel and purchase their passenger fare with their covered Patriot credit card. This benefit provides Accidental Death and Dismemberment coverage. Coverage is in effect on the common carrier (e.g. flight, rail, bus, ferry, cruise ship), as well as while on courtesy ground transportation to and from the airport (or train depot, bus terminal, etc.) and between terminals, as well as when the cardholder is at the airport immediately before departure, or immediately before departure, or immediately after arrival on any covered trip. Certain terms, conditions and exclusions apply. In order for coverage to apply, the cardholder must use their covered Patriot credit card to secure transactions.
Call us at 888-777-9982 or visit a branch to learn more about how these benefits work. Stay turned for upcoming updates on how to file a claim associated with these benefits. We will be sharing that information and more on this page, at our FAQs page and in our upcoming newsletters and emails.