Credit Card Value Added Benefits

Purchase Security

Purchase Security can protect eligible Patriot Visa credit cardholders when they use their covered card to purchase an eligible item that is stolen or damaged due to covered circumstances within the first 90 days. Purchase Security can replace, repair or reimburse the item up to a chosen coverage level ($500, $1,000 or $10,000). Certain terms, conditions and exclusions apply. In order for coverage to apply, the cardholder must use their covered Visa card to secure transactions.  Call 888-777-9982 for details.

Purchase Security FAQs

Travel & Emergency Assistance Service

Travel and Emergency Assistance Services provides eligible Patriot Visa credit cardholders access to highly skilled experts who are fluent in English.  They will be connected to the right resources to help resolve a wide variety of travel emergencies – from relatively simple inconveniences to complex situations.  Note that this program provides assistance only. Cardholder is responsible for the cost of any services received (e.g. the cardholder can receive a referral to legal or medical providers, but would be responsible for paying the lawyer or doctor for any services delivered). Certain terms, conditions and exclusions apply. Call 888-777-9982 for details.

Travel & Emergency Assistance FAQs

Travel Accident Insurance

Travel Accident Insurance gives eligible Patriot Visa credit cardholders protection when they travel and purchase their passenger fare with their covered Patriot credit card.  This benefit provides Accidental Death and Dismemberment coverage. Coverage is in effect on the common carrier (e.g. flight, rail, bus, ferry, cruise ship), as well as while on courtesy ground transportation to and from the airport (or train depot, bus terminal, etc.) and between terminals, as well as when the cardholder is at the airport immediately before departure, or immediately before departure, or immediately after arrival on any covered trip. Certain terms, conditions and exclusions apply.  In order for coverage to apply, the cardholder must use their covered Patriot credit card to secure transactions. Call 888-777-9982 for details.

Travel Accident Insurance FAQs

ID Navigator powered by NortonLifeLock (New Benefit!)

No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator Powered by NortonLifeLock provides you with the tools to help keep you informed of potential threats to your identity so you can act quickly.
The dark web is continuously patrolled for information that may belong to you, and you’re notified if it’s found. Should large-scale data breaches occur, NortonLifeLock will keep you informed. To help detect credit fraud, key changes to your credit file are monitored with One-Bureau Credit Monitoring.* And if your wallet is stolen, you’ll receive guidance to help cancel or replace credit cards, insurance identification and other key documents. Should you do become a victim of identity theft, a U.S.-based Identity Restoration Specialist will help guide you on the next steps to take to help resolve the issue.

To confirm eligibility, visit Once verified, cardholders will be redirected to the offer page on where ID Navigator enrollment is available. Enrollment in ID Navigator will require first name, last name, SSN, date of birth, address, phone number, and email address. If you have any questions please call 888-777-9982.

ID Navigator FAQs

*Two requirements must be met to receive the One-Bureau Credit Monitoring feature: (i) your identity must be successfully verified with Equifax; and (ii) Equifax must be able to locate your credit file that contains sufficient credit history information. If these requirements are not met you will not receive credit features from Equifax. You will receive Credit Features once the verification process is successfully completed. Any credit monitoring from Equifax will take several days to begin after your successful plan enrollment.