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Today's Rates
Loans
TypeAPR
New Auto - Fixed3.24%
Used Auto - Fixed3.24%
RV - Fixed3.24%
Signature - Fixed8.24%
Mortgage
TypeAPR
15 Year Fixed3.26%
30 Year3.95%
Patriot Equity Line2.99%
HE Fixed3.24%
5/1 ARM - Variable3.03%
Savings
TypeAPY
Money Market - $1k Min0.05%
IRA Certificate- 60 Month
$1,000 minimum
1.60%
All rates subject to change

Today's Mortgage Rates
Rates as of 03/03/15

Product and
Rate Type
Rate APR* Lock Period Points Payment
Fixed Rates
30 Year Fixed 3.875% 3.953% 30 Days 0 $470.24
30 Year Fixed 3.875% 3.953% 60 Days 0 $470.24
25 Year Fixed 3.875% 3.839% 30 Days 0 $514.13
20 Year Fixed 3.625% 3.732% 30 Days 0 $586.40
15 Year Fixed 3.125% 3.261% 30 Days 0 $696.61
10 Year Fixed 3.000% 3.196% 30 Days 0 $965.61

Construction Loan- 6 month construction period, converting to end loan of your choice
Product and
Rate Type
Rate APR* Lock Period Points Payment
6 month Prime + 1% 10.132% 60 Days 1 varies according to principal amount drawn

FHA Financing
Product and
Rate Type
Rate APR* Lock Period Points Payment
30 Year 3.375% 4.457% 60 Days 0 $442.09

Conventional Adjustable Rate Mortgages
Product and
Rate Type
Rate APR* Lock Period Points Payment
5/1 ARM 3.125% 3.033% 60 Days 0 $428.38
*APR = Annual Percentage Rate. Conventional loan rates are based on a $100k purchase transaction with superior credit and a 75% LTV or less. For FHA loans, rates are based on 96.5% base LTV on $96,500 base loan amount. Mortgage rates are adjusted each business day and are subject to change throughout the day without notice. Your interest rate IS NOT locked in without a completed application and speaking to one of our mortgage loan officers. Your rates and points may differ from what is listed and depends on the individual credit score, purpose of the loan and loan-to-value. Payment does not include escrow for taxes, insurance and mortgage insurance which maybe required. Normal closing costs apply. All loans subject to credit approval.
Please call the mortgage department at 717-709-2580, 717-263-4444 or 301-766-7328 for other current rates and terms available or e-mail them at [email protected].
Toll Free (888) 777-9982
800 Wayne Avenue • Chambersburg • PA 17201
© 2015 Patriot Federal Credit Union