Dividend Checking
A HIGH-YIELD CHECKING ACCOUNT
GROW YOUR MONEY WHILE MANAGING YOUR DAILY CHECKING NEEDS
Earn a Competitive APY*
Your money works hard for you, which helps you achieve your financial goals sooner.
Unlimited ATM Withdrawals
Make free, unlimited ATM withdrawals at Patriot ATMs and over 55,000 Allpoint ATMs worldwide
Banco en Línea y Móvil
Easily manage your account online or with your mobile device anywhere, anytime.
No Monthly Maintenance Fees
Keep more of your hard-earned money in your account to grow your balance faster.
YOUR MONEY, WORKING HARDER FOR YOU
Who says you can’t have your cake and eat it too? With Dividend Checking, you get the best of both worlds — the convenience of a checking account and the interest of a savings account.
Dividend Checking is an ideal checking solution for higher balances. It allows you to boost your savings while having easy access to your funds for your everyday transactions.
Key features of our high-yield checking account include:
- $2,500 minimum opening deposit amount
- Earn a competitive APY
- Unlimited ATM withdrawals
- Online and mobile banking access
- No monthly maintenance fees
- ATM surcharge refunds2
- Linked savings account transfers for overdrafts
- Bill pay
- Unlimited check writing
Are you ready to put your money to work earning a great rate? Click the button below to supercharge your checking and start earning today!
¿Ya eres usuario? Agregue una cuenta corriente mediante la banca en línea.
Open a Dividend Checking Account in 3 Easy Steps!
Check Your Patriot Membership Eligibility
Membership is open to anyone who lives, works, worships, or attends school in our service area.
Aplica en linea
Conveniently apply online by clicking the button below or drop by a rama.
Fund Your Account
Deposit the $2,500 minimum opening deposit amount into your account and start using it for all of your needs!
Unlike many financial institutions, Patriot is a nonprofit organization. We pass the savings on to you in the form of lower and fewer fees and better rates for our high-yield checking accounts.
¿Ya eres usuario? Agregue una cuenta corriente mediante la banca en línea.
— Vincent, HagerstownGreat staff, friendly atmosphere, and very, very helpful.
DIVIDEND CHECKING FAQs
Una cuenta corriente de alto rendimiento es una excelente manera de ganar intereses sobre el saldo de su cuenta corriente y, al mismo tiempo, tener un fácil acceso a sus fondos. Ofrece la comodidad de una cuenta corriente con el potencial de crecimiento de una cuenta de ahorros, lo que le brinda lo mejor de ambos mundos. Las cuentas corrientes de alto rendimiento son ideales para quienes tienen saldos más altos.
Sí, puede configurar fácilmente el depósito directo para depositar automáticamente sus cheques de pago u otros ingresos directamente en su cuenta corriente.
Yes, with our Servicios de protección contra sobregiros, you can link our Prime Share Savings account to automatically transfer funds to cover overdrafts and to ensure your transactions will be completed. Overdraft transfers are free for Dividend Checking!
Sí, todas las cuentas Patriot, incluida la cuenta corriente Dividend Checking, están aseguradas por la Administración Nacional de Cooperativas de Crédito (NCUA) hasta por $250,000. Su cuenta estará respaldada por la plena confianza y crédito del gobierno de los EE. UU.
Sí, recibirás una tarjeta de débito que podrás utilizar para realizar transacciones en línea y en persona. También podrás utilizarla para acceder a más de 55.000 cajeros automáticos sin recargos en todo el mundo a través de la red Allpoint.
Sí, cuando se le cobra una tarifa de cajero automático fuera de la red, Patriot le dará un reembolso de $1.00 por transacción.
Patriot Federal Credit Union membership is open to individuals, businesses, and organizations who live, work, worship, attend school, or regularly conduct business in:
- Condado de Franklin, Pennsylvania
- Condado de Washington, Maryland
- Condado de Frederick, Maryland
- Condado de Berkeley, West Virginia
- Condado de Jefferson, West Virginia
- Condado de Morgan, West Virginia
When you are eligible, family members, including your spouse, children, parents, spouse’s parents, brothers, sisters, grandparents, and others can also join.
¿TIENE PREGUNTAS? ¡ESTAMOS AQUÍ PARA AYUDAR!
Número Gratuito: 888-777-9982
Divulgaciones
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Esta cooperativa de crédito está asegurada a nivel federal por la Administración Nacional de Cooperativas de Crédito.
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Prestamista de vivienda equitativa
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1APY = Annual Percentage Yield. Rates are variable and are subject to change at any time. Withdrawals and fees could reduce earnings. Minimum opening balance $2,500.
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2$1.00 reembolso por transacción
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3$0.05 por compra; requiere 25 compras completas sin PIN.
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4$0.10 por compra; requiere 15 compras completas sin PIN.