DISCOVER SIMPLICITY WITH OUR ESSENTIALS CHECKING ACCOUNT

Recompensas

Open With Just $25

Open an Essentials Checking account with a minimum deposit of $25.

Moneda de mano

Keep It Simple

Just the services you need — and no minimum balance requirement.

Cajero automático

Get Cash Anywhere

Easy access to over 55,000 Allpoint ATMs worldwide.

Dólar tachado

Low-Cost Banking

Free access to online & mobile banking.
Unlimited check writing.

WHAT IS A PATRIOT ESSENTIALS CHECKING ACCOUNT?

Discover simplicity with Patriot Federal Credit Union’s  Essentials Checking account. All the basic banking services you need and nothing you don’t. Open an account with just $25 and benefit from: 

  • No minimum balance requirement
  • Visa® tarjeta de débito
  • Access to Patriot ATMs and over 55,000 Allpoint ATMs worldwide
  • Free online & mobile banking access
  • Free bill pay
  • No monthly maintenance fees1
  • Free unlimited check writing

Why pay for banking services you don’t need? Manage your money your way with a Patriot’s hassle-free Essentials Checking Account.
Open yours today!

Abrir una nueva cuenta

¿Ya eres usuario? Agregue una cuenta corriente mediante la banca en línea.

Smiling couple using a laptop, representing the convenience and benefits of managing a Basic Checking Account online.

HOW TO OPEN AN ESSENTIALS CHECKING ACCOUNT

1

Check Your Patriot Membership Eligibility

Membership is open to anyone who lives, works, worships, or attends school in our service area.

2

Open Your Essentials Account With Just $25

Get started by applying online, coming into one of our locations, or getting in touch by phone.

3

Manage Your Daily Finances Effortlessly

Essentials Checking keeps it simple with low fees and no minimum balance requirement.

 

Nuestras cuentas de cheques están diseñadas para hacer que su tiempo y dinero rindan más y ayudarle a aprovechar al máximo su experiencia bancaria.

Abrir una nueva cuenta

¿Ya eres usuario? Agregue una cuenta corriente mediante la banca en línea.

“Great place. Trustworthy. Much better to bank here than the big banks. Friendly, helpful, and honest.”

— Helene, Waynesboro

PATRIOT ESSENTIALS CHECKING ACCOUNT FAQs

Patriot’s Essentials Checking Account offers a range of essential financial services with no minimum balance requirement on your account, giving you more freedom to spend or save money as you wish. With a low opening minimum deposit, it’s a checking account that offers you all the convenience of a high-end banking account without the hassle of fees and extra charges.

Yes. Just provide your employer or benefits provider with your account and routing number so that funds can be automatically deposited into your account.

No, there is no limit to the number of transactions you can make with your Essentials Checking account. You can make unlimited purchases, payments, and withdrawals.

If you lose your Visa® debit card, use Card Controls on the Patriot Mobile app to disable your card or contact Patriot Federal Credit Union immediately to have the card blocked. You can then request a new card through online banking, by phone, or at a branch location.

Patriot Federal Credit Union membership is open to individuals, businesses, and organizations who live, work, worship, attend school, or regularly conduct business in:

  • Condado de Franklin, Pennsylvania
  • Condado de Washington, Maryland
  • Condado de Frederick, Maryland
  • Condado de Berkeley, West Virginia
  • Condado de Jefferson, West Virginia
  • Condado de Morgan, West Virginia

When you are eligible, family members, including your spouse, children, parents, spouse’s parents, brothers, sisters, grandparents, and others can also join.

¿TIENE PREGUNTAS? ¡ESTAMOS AQUÍ PARA AYUDAR!

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Divulgaciones

  • NCUA

    Esta cooperativa de crédito está asegurada a nivel federal por la Administración Nacional de Cooperativas de Crédito.

  • Prestamista de casa igual

    Prestamista de vivienda equitativa

  • 1When you opt in to eStatements or receive $500.00 or more in monthly direct deposits.