{"id":5363,"date":"2024-12-23T08:00:00","date_gmt":"2024-12-23T13:00:00","guid":{"rendered":"https:\/\/www.patriotfcu.org\/?p=5363"},"modified":"2025-05-15T09:41:44","modified_gmt":"2025-05-15T13:41:44","slug":"no-pierdas-el-equilibrio-en-estas-fiestas","status":"publish","type":"post","link":"https:\/\/www.patriotfcu.org\/es\/blog\/dont-lose-your-balance-this-holiday-season\/","title":{"rendered":"No pierda el equilibrio en estas fiestas"},"content":{"rendered":"<div class=\"co-flex_row co-flex_row__blog-post-hero\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<header class=\"single_post--header co-post_hero light co-page_hero__has_image\" aria-label=\"Encabezado de la publicaci\u00f3n:No pierda el equilibrio en esta temporada navide\u00f1a\">\n\t\t<h1 class=\"single_post--title\">No pierda el equilibrio en estas fiestas<\/h1>\n\t\t<p class=\"single_post--category\"><a href=\"https:\/\/www.patriotfcu.org\/es\/blog\/category\/personal-finance\/\" rel=\"category tag\">Finanzas personales<\/a><\/p>\n\t\t<p class=\"single_post--date\">23 de diciembre de 2024<\/p>\n\t\t<div class=\"single_post--social-share\">Compartir en<div class=\"co-social_share a2a_kit a2a_default_style\">\n\t\t\t<a\n\t\t\tclass=\"co-social--link\t\t\t\tjs-share_button\t\t\t\ttrusted\"\n\t\t\tdata-shareurl=\"https:\/\/www.patriotfcu.org\/es\/blog\/dont-lose-your-balance-this-holiday-season\/\"\n\t\t\tdata-sharetitle=\"Don\u2019t Lose Your Balance This Holiday Season\"\n\t\t\tdata-shareservice=\"facebook\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17.738\" height=\"32.746\" viewbox=\"0 0 17.738 32.746\">\n  <path id=\"Path_690\" data-name=\"Path 690\" d=\"M89.242,351.968H83.868c-.59,0-1.269.715-1.269,1.787V356.4h6.648v6.648H82.6v15.013h-6.21V363.049h-4.88V356.4h4.88v-2.59c0-4.469,3.355-8.494,7.479-8.494h5.374Z\" transform=\"translate(-71.509 -345.317)\" fill=\"#2b6ea5\"\/>\n<\/svg>\n\t\t<\/a>\n\t\t\t\t<a\n\t\t\tclass=\"co-social--link\t\t\t\tjs-share_button\t\t\t\ttrusted\"\n\t\t\tdata-shareurl=\"https:\/\/www.patriotfcu.org\/es\/blog\/dont-lose-your-balance-this-holiday-season\/\"\n\t\t\tdata-sharetitle=\"Don\u2019t Lose Your Balance This Holiday Season\"\n\t\t\tdata-shareservice=\"linkedin\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29.324\" height=\"29.282\" viewbox=\"0 0 29.324 29.282\">\n  <path id=\"Path_689\" data-name=\"Path 689\" d=\"M496.424,377.52h-6.047V358h6.047Zm-3.048-22.078a3.6,3.6,0,1,1,3.571-3.632v.032a3.587,3.587,0,0,1-3.571,3.6m25.692,22.078h-6.012V367.272c0-2.81-1.069-4.379-3.29-4.379-2.421,0-3.681,1.635-3.681,4.379v10.248h-5.8V358h5.8v2.629a6.8,6.8,0,0,1,5.879-3.225c4.141,0,7.1,2.528,7.1,7.756Z\" transform=\"translate(-489.743 -348.239)\" fill=\"#2b6ea5\"\/>\n<\/svg>\n\t\t<\/a>\n\t\t<\/div><\/div>\n\t\t\t\t<div class=\"single_post--img_wrap\">\n\t\t\t<div class=\"single_post--img_wrap\"><img loading=\"lazy\" decoding=\"async\" width=\"1170\" height=\"780\" src=\"https:\/\/www.patriotfcu.org\/wp-content\/uploads\/Dont-Lose-Your-Balance-This-Holiday-Season.jpg\" class=\"attachment-full size-full\" alt=\"Pap\u00e1 Noel a punto de dejar caer regalos\"  srcset=\"https:\/\/www.patriotfcu.org\/wp-content\/uploads\/Dont-Lose-Your-Balance-This-Holiday-Season.jpg 1170w, https:\/\/www.patriotfcu.org\/wp-content\/uploads\/Dont-Lose-Your-Balance-This-Holiday-Season-540x360.jpg 540w, https:\/\/www.patriotfcu.org\/wp-content\/uploads\/Dont-Lose-Your-Balance-This-Holiday-Season-730x487.jpg 730w, https:\/\/www.patriotfcu.org\/wp-content\/uploads\/Dont-Lose-Your-Balance-This-Holiday-Season-768x512.jpg 768w, https:\/\/www.patriotfcu.org\/wp-content\/uploads\/Dont-Lose-Your-Balance-This-Holiday-Season-18x12.jpg 18w, https:\/\/www.patriotfcu.org\/wp-content\/uploads\/Dont-Lose-Your-Balance-This-Holiday-Season-396x264.jpg 396w, https:\/\/www.patriotfcu.org\/wp-content\/uploads\/Dont-Lose-Your-Balance-This-Holiday-Season-800x533.jpg 800w, https:\/\/www.patriotfcu.org\/wp-content\/uploads\/Dont-Lose-Your-Balance-This-Holiday-Season-75x50.jpg 75w\" sizes=\"auto, (max-width: 1170px) 100vw, 1170px\" \/><\/div>\t\t<\/div>\n\t\t<p class=\"single_post--summary\">\n\t\t\tEn medio del ajetreo y el bullicio de las fiestas, puede resultar f\u00e1cil desviarse del presupuesto. Hay fiestas improvisadas, regalos de \u00faltimo momento, viajes inesperados y la lista contin\u00faa. Mantenerse al d\u00eda con las finanzas es crucial en esta \u00e9poca del a\u00f1o. Por eso, revelamos algunas de las mejores herramientas para mantener su presupuesto bajo control y su esp\u00edritu navide\u00f1o alto. Ya sea que est\u00e9 comprando en el sof\u00e1 mientras ve sus pel\u00edculas navide\u00f1as favoritas o corriendo de tienda en tienda para conseguir las mejores ofertas, siempre sabr\u00e1 cu\u00e1l es su situaci\u00f3n financiera.\t\t<\/p>\n\t<\/header><!-- .entry_header -->\n\t\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__long-form-text\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-long_form\">\n\t\t\t\t\t<div class=\"co-long_form--block co-long_form--block__nomedia prow items-start justify-center\">\n\t\t\t\t<div class=\"co-long_form--text pcol-md:12\">\n\t\t\t\t\t<div class=\"co-long_form--content\"><h2 class=\"fusion-responsive-typography-calculated\" data-fontsize=\"20\" data-lineheight=\"30px\"><strong>Banca en l\u00ednea: sus cuentas est\u00e1n a solo un clic de distancia<\/strong><\/h2>\n<p>Decore sus pasillos con confianza esta temporada navide\u00f1a con la ayuda de la banca en l\u00ednea. Puede realizar la mayor\u00eda de las tareas bancarias de manera r\u00e1pida y sencilla con solo unos clics: \u00a1es como tener una sucursal en su propia casa!<\/p>\n<ul>\n<li>Consultar saldos de cuentas<\/li>\n<\/ul>\n<ul>\n<li>Monitorizar transacciones recientes<\/li>\n<\/ul>\n<ul>\n<li>Transferir fondos entre cuentas<\/li>\n<\/ul>\n<ul>\n<li>Realizar pagos de pr\u00e9stamos<\/li>\n<\/ul>\n<ul>\n<li>Solicitar pr\u00e9stamos<\/li>\n<\/ul>\n<ul>\n<li>Env\u00ede un mensaje a la cooperativa de cr\u00e9dito de forma segura<\/li>\n<\/ul>\n<ul>\n<li>Revisar estados de cuenta<\/li>\n<\/ul>\n<ul>\n<li>\u00a1Y mucho m\u00e1s!<\/li>\n<\/ul>\n<p>Con la Banca en L\u00ednea, usted puede administrar su dinero de forma segura en cuesti\u00f3n de minutos y concentrarse en lo que m\u00e1s le importa durante los meses m\u00e1s felices.<\/p>\n<h2 class=\"fusion-responsive-typography-calculated\" data-fontsize=\"20\" data-lineheight=\"30px\"><strong>Banca m\u00f3vil: cu\u00e1ndo necesita informaci\u00f3n y est\u00e1 en movimiento<\/strong><\/h2>\n<p>\u00bfEst\u00e1s haciendo cola en tu tienda favorita pero no est\u00e1s seguro de si tienes suficiente dinero en tu cuenta? No te preocupes, \u00a1tenemos una aplicaci\u00f3n para eso! Con nuestra aplicaci\u00f3n gratuita de banca m\u00f3vil, tus cuentas est\u00e1n a solo un toque de distancia.<\/p>\n<p>La banca m\u00f3vil le permite realizar la mayor\u00eda de las tareas bancarias de rutina en cualquier lugar y en cualquier momento. Consulte su saldo, transfiera fondos, deposite cheques, pague facturas y m\u00e1s.<\/p>\n<p>Elimine las incertidumbres a la hora de hacer compras navide\u00f1as y administre f\u00e1cilmente su dinero mientras viaja, sin importar lo que le depare su agenda de vacaciones.<\/p>\n<h2 class=\"fusion-responsive-typography-calculated\" data-fontsize=\"20\" data-lineheight=\"30px\"><strong>Pago de facturas en l\u00ednea: nunca se olvide de un pago<\/strong><\/h2>\n<p>Entre viajes, fiestas, reuniones familiares y otros eventos, la temporada de fiestas puede ser agitada, por decir lo menos. Mant\u00e9ngase al d\u00eda con todas sus facturas y pagos de pr\u00e9stamos con el Pago de facturas en l\u00ednea.<\/p>\n<p>Programe de forma c\u00f3moda y segura los pr\u00f3ximos pagos para asegurarse de no retrasarse ni perder una fecha de vencimiento. Programar con anticipaci\u00f3n o automatizar el proceso no solo mantiene sus finanzas bajo control, sino que tambi\u00e9n protege su puntaje crediticio.<\/p>\n<p>Si viaja durante las vacaciones, deje que Online Bill Pay se encargue de sus pagos para que usted pueda centrarse en la diversi\u00f3n. Disfrutar\u00e1 de la tranquilidad de saber que sus facturas est\u00e1n cubiertas mientras disfruta de sus vacaciones de invierno.<\/p>\n<h2 class=\"fusion-responsive-typography-calculated\" data-fontsize=\"20\" data-lineheight=\"30px\"><strong>Controles de tarjetas: protecci\u00f3n adicional para tarjetas de d\u00e9bito y cr\u00e9dito<\/strong><\/h2>\n<p>Es aconsejable no llevar encima grandes cantidades de dinero en efectivo, especialmente cuando se va de compras navide\u00f1as. Usar la tarjeta de d\u00e9bito o cr\u00e9dito es una forma m\u00e1s c\u00f3moda y segura de pagar. Sin embargo, entre todas las compras navide\u00f1as y el aumento del fraude, tambi\u00e9n debe proteger sus tarjetas. \u00a1Ah\u00ed es donde entran en juego los controles de tarjetas!<\/p>\n<p>Con nuestra aplicaci\u00f3n Card Control, puedes personalizar por completo el funcionamiento de tus tarjetas de d\u00e9bito y cr\u00e9dito. Las funciones m\u00e1s comunes incluyen:<\/p>\n<ul>\n<li>Habilitar alertas para monitorear el gasto<\/li>\n<\/ul>\n<ul>\n<li>Crear l\u00edmites sobre cu\u00e1nto se puede gastar por categor\u00edas de comerciantes o tipos de transacciones<\/li>\n<\/ul>\n<ul>\n<li>Encienda o apague sus tarjetas para evitar fraudes<\/li>\n<\/ul>\n<p>Los controles de tarjetas le permiten decidir cu\u00e1ndo, d\u00f3nde y c\u00f3mo se utilizan sus tarjetas de d\u00e9bito y cr\u00e9dito. Piense en ello como una capa adicional de protecci\u00f3n dise\u00f1ada para evitar gastos excesivos y minimizar posibles fraudes. \u00a1Lo mejor es que puede controlar sus tarjetas desde cualquier lugar con solo unos toques en su tel\u00e9fono!<\/p>\n<h2 class=\"fusion-responsive-typography-calculated\" data-fontsize=\"20\" data-lineheight=\"30px\"><strong>\u00a1Estamos aqu\u00ed para ayudar!<\/strong><\/h2>\n<p>Aproveche los m\u00faltiples m\u00e9todos que ofrecemos para ayudarlo a mantenerse en contacto con sus cuentas durante la temporada navide\u00f1a y durante todo el a\u00f1o. \u00a1Hemos hecho que administrar su dinero sea m\u00e1s f\u00e1cil que nunca para que pueda concentrarse en crear recuerdos felices con sus seres queridos!<\/p>\n<p>Si desea obtener m\u00e1s informaci\u00f3n sobre los diferentes servicios disponibles para ayudarlo a mantenerse al d\u00eda con sus cuentas, estaremos encantados de ayudarlo. Visite cualquiera de nuestras sucursales o llame al 888-777-9982 para hablar con un miembro del equipo hoy mismo.<\/p>\n<p><strong><em>\u00a1Felices fiestas!<\/em><\/strong><\/p>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__last co-flex_row__disclosures\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-disclosures\">\n\t\t<h2 class=\"co-disclosures--title\">Divulgaciones<\/h2>\n\t\t<div class=\"co-disclosures--content\">\n\t\t\t\t\t\t\t<ul>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-disclosures--icon svg-ncua\"\n\t\tviewbox=\"0 0 110 46\"\n\t\twidth=\"110\"\n\t\theight=\"46\"\n\t>\n\t\t<title>NCUA<\/title>\n\t\t\n    <path fill=\"#022164\" d=\"M100.684 43.343v-.3a1.549 1.549 0 0 0 .172.018c.166 0 .207-.088.248-.225l.043-.131-.623-1.637h.4l.434 1.229h.006l.414-1.229h.381l-.641 1.732c-.119.3-.2.563-.582.563a1.7 1.7 0 0 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equitativa<\/p>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\n\t<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":11,"featured_media":5368,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":true,"_searchwp_excluded":"","footnotes":""},"categories":[23],"tags":[],"class_list":["post-5363","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-finance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Don\u2019t Lose Your Balance This Holiday Season - Patriot Federal Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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