{"id":7391,"date":"2026-06-15T14:37:24","date_gmt":"2026-06-15T18:37:24","guid":{"rendered":"https:\/\/www.patriotfcu.org\/?p=7391"},"modified":"2026-06-15T14:37:33","modified_gmt":"2026-06-15T18:37:33","slug":"stay-alert-protecting-yourself-from-computer-refund-scams","status":"publish","type":"post","link":"https:\/\/www.patriotfcu.org\/es\/blog\/stay-alert-protecting-yourself-from-computer-refund-scams\/","title":{"rendered":"Stay Alert: Protecting Yourself from Computer Refund Scams"},"content":{"rendered":"<div class=\"co-flex_row co-flex_row__blog-post-hero\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<header class=\"single_post--header co-post_hero light co-page_hero__has_image\" aria-label=\"Post Header:Stay Alert: Protecting Yourself from Computer Refund Scams\">\n\t\t<h1 class=\"single_post--title\">Stay Alert: Protecting Yourself from Computer Refund Scams<\/h1>\n\t\t<p class=\"single_post--category\"><a href=\"https:\/\/www.patriotfcu.org\/es\/blog\/category\/fraud-security\/\" rel=\"category tag\">Fraude y seguridad<\/a><\/p>\n\t\t<p class=\"single_post--date\">junio 15, 2026<\/p>\n\t\t<div class=\"single_post--social-share\">Compartir en<div class=\"co-social_share a2a_kit a2a_default_style\">\n\t\t\t<a\n\t\t\tclass=\"co-social--link\t\t\t\tjs-share_button\t\t\t\ttrusted\"\n\t\t\tdata-shareurl=\"https:\/\/www.patriotfcu.org\/es\/blog\/stay-alert-protecting-yourself-from-computer-refund-scams\/\"\n\t\t\tdata-sharetitle=\"Stay Alert: Protecting Yourself from Computer Refund Scams\"\n\t\t\tdata-shareservice=\"facebook\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17.738\" height=\"32.746\" viewbox=\"0 0 17.738 32.746\">\n  <path id=\"Path_690\" data-name=\"Path 690\" d=\"M89.242,351.968H83.868c-.59,0-1.269.715-1.269,1.787V356.4h6.648v6.648H82.6v15.013h-6.21V363.049h-4.88V356.4h4.88v-2.59c0-4.469,3.355-8.494,7.479-8.494h5.374Z\" transform=\"translate(-71.509 -345.317)\" fill=\"#2b6ea5\"\/>\n<\/svg>\n\t\t<\/a>\n\t\t\t\t<a\n\t\t\tclass=\"co-social--link\t\t\t\tjs-share_button\t\t\t\ttrusted\"\n\t\t\tdata-shareurl=\"https:\/\/www.patriotfcu.org\/es\/blog\/stay-alert-protecting-yourself-from-computer-refund-scams\/\"\n\t\t\tdata-sharetitle=\"Stay Alert: Protecting Yourself from Computer Refund Scams\"\n\t\t\tdata-shareservice=\"linkedin\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29.324\" height=\"29.282\" viewbox=\"0 0 29.324 29.282\">\n  <path id=\"Path_689\" data-name=\"Path 689\" d=\"M496.424,377.52h-6.047V358h6.047Zm-3.048-22.078a3.6,3.6,0,1,1,3.571-3.632v.032a3.587,3.587,0,0,1-3.571,3.6m25.692,22.078h-6.012V367.272c0-2.81-1.069-4.379-3.29-4.379-2.421,0-3.681,1.635-3.681,4.379v10.248h-5.8V358h5.8v2.629a6.8,6.8,0,0,1,5.879-3.225c4.141,0,7.1,2.528,7.1,7.756Z\" transform=\"translate(-489.743 -348.239)\" fill=\"#2b6ea5\"\/>\n<\/svg>\n\t\t<\/a>\n\t\t<\/div><\/div>\n\t\t\t\t<div class=\"single_post--img_wrap\">\n\t\t\t<div class=\"single_post--img_wrap\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1921\" src=\"https:\/\/www.patriotfcu.org\/wp-content\/uploads\/Fraud-Alert-pic-scaled.jpg\" class=\"attachment-full size-full\" alt=\"Fraud Alert Pic\"  srcset=\"https:\/\/www.patriotfcu.org\/wp-content\/uploads\/Fraud-Alert-pic-scaled.jpg 2560w, https:\/\/www.patriotfcu.org\/wp-content\/uploads\/Fraud-Alert-pic-540x405.jpg 540w, https:\/\/www.patriotfcu.org\/wp-content\/uploads\/Fraud-Alert-pic-730x548.jpg 730w, https:\/\/www.patriotfcu.org\/wp-content\/uploads\/Fraud-Alert-pic-768x576.jpg 768w, https:\/\/www.patriotfcu.org\/wp-content\/uploads\/Fraud-Alert-pic-1536x1153.jpg 1536w, https:\/\/www.patriotfcu.org\/wp-content\/uploads\/Fraud-Alert-pic-2048x1537.jpg 2048w, https:\/\/www.patriotfcu.org\/wp-content\/uploads\/Fraud-Alert-pic-16x12.jpg 16w, https:\/\/www.patriotfcu.org\/wp-content\/uploads\/Fraud-Alert-pic-396x297.jpg 396w, https:\/\/www.patriotfcu.org\/wp-content\/uploads\/Fraud-Alert-pic-800x600.jpg 800w, https:\/\/www.patriotfcu.org\/wp-content\/uploads\/Fraud-Alert-pic-75x56.jpg 75w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/><\/div>\t\t<\/div>\n\t\t<p class=\"single_post--summary\">\n\t\t\tScammers are constantly finding new ways to target individuals and families, often using fear, urgency, and confusion to pressure people into making quick financial decisions. Recently, the Waynesboro Police Department shared information regarding a computer refund scam that has affected local residents \u2014 including one case that resulted in a significant financial loss.\t\t<\/p>\n\t<\/header><!-- .entry_header -->\n\t\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__long-form-text\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-long_form\">\n\t\t\t\t\t<div class=\"co-long_form--block co-long_form--block__nomedia prow items-start justify-center\">\n\t\t\t\t<div class=\"co-long_form--text pcol-md:8\">\n\t\t\t\t\t<div class=\"co-long_form--content\"><p class=\"isSelectedEnd\">These scams often begin with a pop-up message appearing on a computer claiming to be from Microsoft 365 or another trusted company. The message urges the user to call a phone number for immediate assistance. Once contact is made, scammers may falsely claim that an accidental refund was deposited into the victim\u2019s bank account and insist the money be returned.<\/p>\n<p>Victims are commonly pressured to:<\/p>\n<ul>\n<li>Stay on the phone continuously<\/li>\n<li>Withdraw large amounts of cash from their bank&#8217;<\/li>\n<li>Purchase gift cards or send money<\/li>\n<li>Meet a courier to hand over cash<\/li>\n<li>Allow remote access to their computer<\/li>\n<\/ul>\n<p>These tactics are designed to create panic and prevent individuals from taking time to verify the situation.<\/p>\n<h2>Tips to Help Protect Yourself<\/h2>\n<p>To help safeguard yourself and your loved ones from scams like these, keep the following in mind:<\/p>\n<ul>\n<li>Legitimate companies like Microsoft will not contact you through pop-up messages demanding payment or personal information.<\/li>\n<li>No legitimate business or financial institution will send someone to collect cash from you.<\/li>\n<li>Never withdraw money, send funds, or purchase gift cards because of an unexpected phone call, text, or computer alert.<\/li>\n<li>Do not give unknown individuals remote access to your device.<\/li>\n<li>If someone claims money was accidentally deposited into your account, contact your financial institution directly using a verified phone number.<\/li>\n<\/ul>\n<p>If you receive a suspicious message, pop-up, phone call, or email:<\/p>\n<ul>\n<li>Do not engage with the sender<\/li>\n<li>Close the pop-up or hang up the phone<\/li>\n<li>Contact your local police department or financial institution directly<\/li>\n<\/ul>\n<p>Older adults are often specifically targeted by these types of scams, making education and awareness especially important. Taking a moment to pause, verify information, and speak with a trusted family member or financial institution can help prevent financial loss.<\/p>\n<h1>\u00a1Estamos aqu\u00ed para ayudar!<\/h1>\n<p class=\"isSelectedEnd\">Scammers often rely on confusion, urgency, and fear to pressure individuals into making quick decisions. If you ever receive a suspicious phone call, pop-up message, email, or request involving your finances, know that you do not have to navigate it alone.<\/p>\n<p class=\"isSelectedEnd\">At Patriot Federal Credit Union, we\u2019re committed to helping our members stay informed and protected. If something doesn\u2019t seem right, pause and contact a trusted source before taking action. Our team is always happy to help answer questions, review concerns, and provide guidance.<\/p>\n<p>If you believe you may have encountered a scam or simply want assistance verifying suspicious activity, please stop by any of our convenient branch locations or call 717-263-4444 to speak with a team member today.<\/p>\n<p>&nbsp;<\/p>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__last co-flex_row__disclosures\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-disclosures\">\n\t\t<h2 class=\"co-disclosures--title\">Divulgaciones<\/h2>\n\t\t<div class=\"co-disclosures--content\">\n\t\t\t\t\t\t\t<ul>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-disclosures--icon svg-ncua\"\n\t\tviewbox=\"0 0 110 46\"\n\t\twidth=\"110\"\n\t\theight=\"46\"\n\t>\n\t\t<title>NCUA<\/title>\n\t\t\n    <path fill=\"#022164\" d=\"M100.684 43.343v-.3a1.549 1.549 0 0 0 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48\"\n\t\twidth=\"46\"\n\t\theight=\"48\"\n\t>\n\t\t<title>Prestamista de casa igual<\/title>\n\t\t\n    <path fill=\"#022164\" d=\"M23.26 0 0 13.24V18h3.56v16.47h38.81V18H46v-4.63zM37.9 30.28H8.29V13.77L23.26 5l14.64 8.77z\"\/>\n    <path fill=\"#022164\" d=\"M15.3 15.99h15.48v4.06H15.3zm0 6.05h15.48v4.06H15.3zM26.45 41.9h-2.72v5.18h2.66c2.13 0 3.37-.46 3.37-2.49s-1.37-2.69-3.31-2.69zm-.13 4.1h-1.17v-3h1.3a1.59 1.59 0 0 1 1.75 1.57c0 1.2-.78 1.43-1.88 1.43zm17.38-2.46c0-1.18-.59-1.64-2-1.64h-3.77v5.18h1.43v-2.16h1.36l1.49 2.16h1.55l-1.49-2.16c.97-.13 1.43-.53 1.43-1.38zm-2.28.27h-2.07V43h2.14c.58 0 .84.07.84.4s-.19.41-.91.41zm-21.16 1.31-2.72-3.21h-1.62v5.17h1.36v-3.14L20 47.08h1.62v-5.17h-1.36v3.21zM3.99 41.91H2.56v5.17h5.12v-1.11l-3.69-.07v-3.99zm5.15 5.17h4.99v-1.11h-3.5v-1.12h2.92V43.8h-2.92v-.78h3.5v-1.11H9.14v5.17zm22.21 0 4.92-.06v-1.05h-3.49v-1.12h2.98V43.8h-2.98v-.78h3.49v-1.11h-4.92v5.17zM15.11 36H14l-1.29 4.65h.94l.35-1.07h1.16l.29 1.05h1zm-1 2.83.42-1.83.47 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