{"id":8416,"date":"2026-10-20T16:19:06","date_gmt":"2026-10-20T20:19:06","guid":{"rendered":"https:\/\/www.patriotfcu.org\/?p=8416"},"modified":"2026-11-05T16:21:44","modified_gmt":"2026-11-05T21:21:44","slug":"7-common-mortgage-myths-busted","status":"publish","type":"post","link":"https:\/\/www.patriotfcu.org\/es\/blog\/7-common-mortgage-myths-busted\/","title":{"rendered":"7 Common Mortgage Myths \u2013 Busted"},"content":{"rendered":"<div class=\"co-flex_row co-flex_row__blog-post-hero\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<header class=\"single_post--header co-post_hero light co-page_hero__has_image\" aria-label=\"Post Header:7 Common Mortgage Myths \u2013 Busted\">\n\t\t<h1 class=\"single_post--title\">7 Common Mortgage Myths \u2013 Busted<\/h1>\n\t\t<p class=\"single_post--category\"><a href=\"https:\/\/www.patriotfcu.org\/es\/blog\/category\/home-loans\/\" rel=\"category tag\">Pr\u00e9stamos Hipotecarios<\/a><\/p>\n\t\t<p class=\"single_post--date\">octubre 20, 2026<\/p>\n\t\t<div class=\"single_post--social-share\">Compartir en<div class=\"co-social_share a2a_kit a2a_default_style\">\n\t\t\t<a\n\t\t\tclass=\"co-social--link\t\t\t\tjs-share_button\t\t\t\ttrusted\"\n\t\t\tdata-shareurl=\"https:\/\/www.patriotfcu.org\/es\/blog\/7-common-mortgage-myths-busted\/\"\n\t\t\tdata-sharetitle=\"7 Common Mortgage Myths \u2013 Busted\"\n\t\t\tdata-shareservice=\"facebook\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17.738\" height=\"32.746\" viewbox=\"0 0 17.738 32.746\">\n  <path id=\"Path_690\" data-name=\"Path 690\" d=\"M89.242,351.968H83.868c-.59,0-1.269.715-1.269,1.787V356.4h6.648v6.648H82.6v15.013h-6.21V363.049h-4.88V356.4h4.88v-2.59c0-4.469,3.355-8.494,7.479-8.494h5.374Z\" transform=\"translate(-71.509 -345.317)\" fill=\"#2b6ea5\"\/>\n<\/svg>\n\t\t<\/a>\n\t\t\t\t<a\n\t\t\tclass=\"co-social--link\t\t\t\tjs-share_button\t\t\t\ttrusted\"\n\t\t\tdata-shareurl=\"https:\/\/www.patriotfcu.org\/es\/blog\/7-common-mortgage-myths-busted\/\"\n\t\t\tdata-sharetitle=\"7 Common Mortgage Myths \u2013 Busted\"\n\t\t\tdata-shareservice=\"linkedin\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29.324\" height=\"29.282\" viewbox=\"0 0 29.324 29.282\">\n  <path id=\"Path_689\" data-name=\"Path 689\" d=\"M496.424,377.52h-6.047V358h6.047Zm-3.048-22.078a3.6,3.6,0,1,1,3.571-3.632v.032a3.587,3.587,0,0,1-3.571,3.6m25.692,22.078h-6.012V367.272c0-2.81-1.069-4.379-3.29-4.379-2.421,0-3.681,1.635-3.681,4.379v10.248h-5.8V358h5.8v2.629a6.8,6.8,0,0,1,5.879-3.225c4.141,0,7.1,2.528,7.1,7.756Z\" transform=\"translate(-489.743 -348.239)\" fill=\"#2b6ea5\"\/>\n<\/svg>\n\t\t<\/a>\n\t\t<\/div><\/div>\n\t\t\t\t<div class=\"single_post--img_wrap\">\n\t\t\t<div class=\"single_post--img_wrap\"><img loading=\"lazy\" decoding=\"async\" width=\"1170\" height=\"780\" src=\"https:\/\/www.patriotfcu.org\/wp-content\/uploads\/7-Common-Mortgage-Myths-Busted.jpg\" class=\"attachment-full size-full\" alt=\"Home owner key\"  srcset=\"https:\/\/www.patriotfcu.org\/wp-content\/uploads\/7-Common-Mortgage-Myths-Busted.jpg 1170w, https:\/\/www.patriotfcu.org\/wp-content\/uploads\/7-Common-Mortgage-Myths-Busted-540x360.jpg 540w, https:\/\/www.patriotfcu.org\/wp-content\/uploads\/7-Common-Mortgage-Myths-Busted-730x487.jpg 730w, https:\/\/www.patriotfcu.org\/wp-content\/uploads\/7-Common-Mortgage-Myths-Busted-768x512.jpg 768w, https:\/\/www.patriotfcu.org\/wp-content\/uploads\/7-Common-Mortgage-Myths-Busted-18x12.jpg 18w, https:\/\/www.patriotfcu.org\/wp-content\/uploads\/7-Common-Mortgage-Myths-Busted-396x264.jpg 396w, https:\/\/www.patriotfcu.org\/wp-content\/uploads\/7-Common-Mortgage-Myths-Busted-800x533.jpg 800w, https:\/\/www.patriotfcu.org\/wp-content\/uploads\/7-Common-Mortgage-Myths-Busted-75x50.jpg 75w\" sizes=\"auto, (max-width: 1170px) 100vw, 1170px\" \/><\/div>\t\t<\/div>\n\t\t<p class=\"single_post--summary\">\n\t\t\tFor many young adults and first-time buyers, the idea of owning a home often feels out of reach. Between headlines about rising prices, the fear of costly down payments, and confusion about loan options, it\u2019s easy to see why people hesitate. But the truth is that a lot of what you\u2019ve heard about mortgages simply isn\u2019t true.\r\n\r\nThe homebuying process involves many moving parts, and that complexity leaves plenty of room for myths and misconceptions to spread. Let\u2019s take a closer look at seven of the most common mortgage myths and uncover the facts \u2013 helping you to become more confident about the homebuying process.\t\t<\/p>\n\t<\/header><!-- .entry_header -->\n\t\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__long-form-text\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-long_form\">\n\t\t\t\t\t<div class=\"co-long_form--block co-long_form--block__nomedia prow items-start justify-center\">\n\t\t\t\t<div class=\"co-long_form--text pcol-md:12\">\n\t\t\t\t\t<div class=\"co-long_form--content\"><h2 class=\"fusion-responsive-typography-calculated\" data-fontsize=\"20\" data-lineheight=\"30px\"><strong>Myth #1: You Need 20% Down to Buy a Home<\/strong><\/h2>\n<p>It\u2019s a common belief that you must make a 20% down payment when buying a home. While putting 20% down helps you avoid private mortgage insurance (PMI), it\u2019s not a requirement.<\/p>\n<p>There are a variety of mortgage programs that offer low-to-no down payment requirements, making homeownership more accessible for many people. FHA loans allow as little as 3.5% down, VA loans provide no-money-down options for eligible borrowers, and many state and local programs help first-time buyers minimize upfront costs.<\/p>\n<p>For example, let\u2019s compare different down payment amounts on the same $200,000 home:<\/p>\n<ul>\n<li><strong>20% down = $40,000<\/strong><\/li>\n<\/ul>\n<ul>\n<li><strong>3.5% down = $7,000<\/strong><\/li>\n<\/ul>\n<p>As you can see, buying a home is possible even if you don\u2019t have decades of savings set aside.<\/p>\n<h2 class=\"fusion-responsive-typography-calculated\" data-fontsize=\"20\" data-lineheight=\"30px\"><strong>Myth #2: Renting is Always Cheaper<\/strong><\/h2>\n<p>Many renters assume they\u2019re saving money compared to homeowners, but that\u2019s not always the case. Rent prices have risen steadily in most areas, and monthly rent can easily equal or even exceed a mortgage payment for a similar home.<\/p>\n<p>The bigger difference is what you get in return. Rent only covers today\u2019s housing, but mortgage payments help build ownership and long-term wealth.<\/p>\n<p>Let\u2019s examine two similar scenarios, one with rent and another with a mortgage:<\/p>\n<ul>\n<li><strong>Rent:<\/strong> Paying a landlord $1,500 in rent each month adds up to $18,000 a year. Once your payment is made, that\u2019s it \u2013 you do not earn equity or any potential return.<\/li>\n<\/ul>\n<ul>\n<li><strong>Mortgage:<\/strong> Each $1,500 monthly mortgage payment builds equity in your property. As a homeowner, you can affordably tap into your equity to remodel your home, pay for higher education, and consolidate debt. Plus, your property\u2019s value may appreciate over time \u2013 allowing you to sell it and earn a substantial gain.<\/li>\n<\/ul>\n<h2 class=\"fusion-responsive-typography-calculated\" data-fontsize=\"20\" data-lineheight=\"30px\"><strong>Myth #3: Adjustable-Rate Mortgages (ARMs) are Bad<\/strong><\/h2>\n<p>Adjustable-rate mortgages often get a bad reputation for being risky, but that\u2019s not the whole story. In many instances, they\u2019re a wise choice for specific buyers.<\/p>\n<p>An ARM offers a lower, fixed introductory rate for the first several years. Then, the rate can adjust based on the economy.<\/p>\n<ul>\n<li>For example, a 5\/1 ARM means the loan rate over the first (5) years is fixed. After five years, the mortgage rate can adjust annually.<\/li>\n<\/ul>\n<p>For first-time buyers moving into a starter home, ARMs are an ideal strategy. They will experience lower rates and payments at first while they settle into being homeowners. Then, once they\u2019ve built equity, they can sell the house and move into a larger home before the adjustments ever take place.<\/p>\n<p>Many military families use the same tactic. They can build equity while stationed in one location, save with lower interest rates, and then sell before the loan adjusts and interest increases. With the right timing, an ARM can be a valuable tool for reaching your short-term homeownership goals.<\/p>\n<h2 class=\"fusion-responsive-typography-calculated\" data-fontsize=\"20\" data-lineheight=\"30px\"><strong>Myth #4: Your Credit Must Be Perfect<\/strong><\/h2>\n<p>Contrary to popular belief, perfect credit isn\u2019t a requirement for a mortgage. Unlike credit cards or personal loans, mortgage lending takes a broader view of your full financial picture.<\/p>\n<p>A steady income, manageable debt, and a reasonable down payment often outweigh a few credit blemishes. Plus, the home itself serves as collateral for the loan, which gives lenders more security.<\/p>\n<p>If you\u2019re planning to apply for a mortgage, following a few smart steps can improve your approval odds:<\/p>\n<ul>\n<li>Avoid changing jobs before applying or during the mortgage process. A steady income is weighed heavily by lenders, so switching jobs could distort your recurring income.<\/li>\n<\/ul>\n<ul>\n<li>Hold off on opening new credit cards or loans in the months leading up to your application. New debt could negatively affect key figures, such as your debt-to-income ratio.<\/li>\n<\/ul>\n<ul>\n<li>Skip putting large purchases on credit cards right before applying. Racking up higher balances can negatively shift your credit utilization ratio and damage your credit score.<\/li>\n<\/ul>\n<h2 class=\"fusion-responsive-typography-calculated\" data-fontsize=\"20\" data-lineheight=\"30px\"><strong>Myth #5: The Lowest Rate is Always Best<\/strong><\/h2>\n<p>While everyone wants to secure the lowest rate possible, it\u2019s not the only factor to consider. The \u201cbest\u201d loan is the one that fits your budget and long-term goals \u2013 not just the one with the lowest interest rate.<\/p>\n<p>For example, a lower interest rate might come with:<\/p>\n<ul>\n<li><strong>Higher upfront costs<\/strong> (prepaid points, closing costs, down payment)<\/li>\n<\/ul>\n<ul>\n<li><strong>Unfavorable terms<\/strong> (15-year vs. 30-year loan, pre-payment penalties)<\/li>\n<\/ul>\n<ul>\n<li><strong>Loan structure that doesn\u2019t align with your lifestyle<\/strong> (traditional vs. adjustable-rate mortgage)<\/li>\n<\/ul>\n<p>Home loans have many parts, meaning the loan that works best for your friend might not be ideal for you. Evaluating the whole picture helps ensure your mortgage supports your finances, not the other way around.<\/p>\n<h6 class=\"fusion-responsive-typography-calculated\" data-fontsize=\"20\" data-lineheight=\"30px\"><strong>Myth #6: Pre-Qualification = Pre-Approval<\/strong><\/h6>\n<p>These two terms may sound similar, but their meanings are as different as night and day:<\/p>\n<ul>\n<li><strong>Pre-qualification<\/strong> is a quick estimate of how much you can afford, based on basic information you provide to a lender. A pre-qualification is helpful for budgeting and browsing within your means. It gives you a ballpark figure but comes with no guarantees.<\/li>\n<\/ul>\n<ul>\n<li><strong>Pre-approval<\/strong> means a lender has thoroughly reviewed your finances, credit report, and supporting documentation. It\u2019s an official green light for how much you are approved to borrow.<\/li>\n<\/ul>\n<p>The difference between these two terms matters tremendously when you\u2019re ready to make an offer on a property. Sellers almost always require buyers to be pre-approved before accepting an offer, since it shows that you have secured financing. For buyers who want to shop seriously, obtaining a pre-approval offers both credibility and peace of mind.<\/p>\n<h2 class=\"fusion-responsive-typography-calculated\" data-fontsize=\"20\" data-lineheight=\"30px\"><strong>Myth #7: Closing Costs are Fixed<\/strong><\/h2>\n<p>Closing costs are not a set amount, and they vary for every property transaction. The expenses associated with closing on your mortgage loan include lender fees, title and appraisal costs, prepaid property taxes, homeowner\u2019s insurance, and more.<\/p>\n<p>On average, closing costs for buyers range from 3% to 6% of the home\u2019s purchase price. For example, closing costs on a $250,000 home could range anywhere from $7,500 to $15,000.<\/p>\n<p>By including these expenses in your overall homebuying budget and asking about available assistance programs, you can approach closing day with greater confidence.<\/p>\n<h2 class=\"fusion-responsive-typography-calculated\" data-fontsize=\"20\" data-lineheight=\"30px\"><strong>\u00a1Estamos aqu\u00ed para ayudar!<\/strong><\/h2>\n<p>The homebuying process is semi-complex and contains many moving parts. However, don\u2019t let negative headlines and myths derail your dreams of becoming a homeowner. With the right guidance, homeownership is often easier to achieve than most consider.<\/p>\n<p>If you have questions about the homebuying process or would like to speak with a mortgage specialist, we\u2019re ready to help. Please stop by any of our convenient branch locations or call 717-263-4444 to speak with a team member today.<\/p>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__last co-flex_row__disclosures\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-disclosures\">\n\t\t<h2 class=\"co-disclosures--title\">Divulgaciones<\/h2>\n\t\t<div class=\"co-disclosures--content\">\n\t\t\t\t\t\t\t<ul>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-disclosures--icon svg-ncua\"\n\t\tviewbox=\"0 0 110 46\"\n\t\twidth=\"110\"\n\t\theight=\"46\"\n\t>\n\t\t<title>NCUA<\/title>\n\t\t\n    <path fill=\"#022164\" d=\"M100.684 43.343v-.3a1.549 1.549 0 0 0 .172.018c.166 0 .207-.088.248-.225l.043-.131-.623-1.637h.4l.434 1.229h.006l.414-1.229h.381l-.641 1.732c-.119.3-.2.563-.582.563a1.7 1.7 0 0 1-.252-.02Zm-7.24-.492h.363c.047.207.213.238.4.238a.37.37 0 0 0 .422-.416v-.254h-.006a.559.559 0 0 1-.492.289c-.523 0-.736-.391-.736-.865a.754.754 0 0 1 .742-.818.519.519 0 0 1 .486.268h.006v-.227h.361v1.561c0 .492-.291.734-.807.734-.335 0-.708-.125-.74-.51Zm.309-.973c0 .273.131.547.428.547.326 0 .445-.3.445-.57s-.131-.545-.445-.545-.429.297-.429.568Zm-32.768 1.139a.3.3 0 0 0 .207-.309h-.225v-.426h.445v.426a.509.509 0 0 1-.428.5Zm11.313-1.439a1.1 1.1 0 0 1 1.09-1.187.888.888 0 0 1 .967.771h-.385a.539.539 0 0 0-.582-.451c-.486 0-.693.434-.693.867s.207.865.693.865a.577.577 0 0 0 .635-.623h-.6v-.3h.965v1.191h-.254l-.061-.266a.816.816 0 0 1-.682.32 1.094 1.094 0 0 1-1.094-1.187Zm-3.854.379h.4c0 .35.262.486.576.486.35 0 .479-.172.479-.344a.267.267 0 0 0-.184-.279c-.16-.064-.367-.1-.676-.189-.391-.107-.5-.338-.5-.576 0-.449.416-.664.83-.664.469 0 .865.25.865.725h-.4c-.018-.291-.213-.4-.486-.4-.184 0-.414.072-.414.3 0 .16.105.25.266.291.035.012.539.143.658.178a.6.6 0 0 1 .439.574c0 .51-.451.713-.9.713-.522-.009-.942-.253-.954-.815Zm-3.066-.061v-1.451h.4v1.316c0 .307.018.658.533.658s.533-.352.533-.658v-1.316h.4v1.451a.934.934 0 0 1-1.863 0Zm-35.174 0v-1.451h.4v1.316c0 .307.018.658.533.658s.533-.352.533-.658v-1.316h.4v1.451a.933.933 0 0 1-1.861 0Zm-9.865-.318a1.1 1.1 0 0 1 1.09-1.187.881.881 0 0 1 .961.771h-.4a.55.55 0 0 0-.564-.451c-.486 0-.693.434-.693.867s.207.865.693.865a.586.586 0 0 0 .576-.594h.391a.931.931 0 0 1-.967.914 1.094 1.094 0 0 1-1.088-1.185Zm78.525.332a.789.789 0 0 1 .807-.885.662.662 0 0 1 .74.594h-.361a.348.348 0 0 0-.373-.309c-.189 0-.451.094-.451.6 0 .271.119.557.434.557a.386.386 0 0 0 .391-.373h.361a.7.7 0 0 1-.752.658.767.767 0 0 1-.797-.838Zm-3.594-.02a.8.8 0 1 1 1.572.09h-1.209a.437.437 0 0 0 .443.486.378.378 0 0 0 .4-.268h.344a.718.718 0 0 1-.742.553.779.779 0 0 1-.808-.861Zm.363-.146h.848a.436.436 0 0 0-.416-.434.431.431 0 0 0-.432.434Zm-9.891.146a.793.793 0 1 1 1.566.09h-1.2a.436.436 0 0 0 .438.486.385.385 0 0 0 .4-.268h.344a.724.724 0 0 1-.748.553.778.778 0 0 1-.8-.861Zm.363-.146h.842a.428.428 0 0 0-.41-.434.424.424 0 0 0-.432.434Zm-7.887.146a.793.793 0 1 1 1.566.09h-1.205a.434.434 0 0 0 .439.486.385.385 0 0 0 .4-.268h.34a.714.714 0 0 1-.742.553.775.775 0 0 1-.797-.861Zm.361-.146h.842a.421.421 0 1 0-.842 0Zm-3.895.146a.831.831 0 1 1 .83.861.794.794 0 0 1-.828-.861Zm.361 0c0 .285.148.576.469.576s.469-.291.469-.576-.143-.58-.469-.58-.467.297-.467.58Zm-11.3.664a.827.827 0 0 1-.57.2.5.5 0 0 1-.562-.475c0-.41.332-.48.635-.516.26-.043.492-.018.492-.232 0-.184-.191-.219-.338-.219-.2 0-.346.082-.363.26h-.361c.023-.42.379-.545.742-.545.326 0 .658.131.658.475v.848c0 .084.018.119.088.119a.539.539 0 0 0 .09-.006v.254a1.013 1.013 0 0 1-.232.037c-.141-.002-.247-.051-.276-.2Zm-.475-.568c-.154.023-.291.082-.291.273 0 .16.2.207.332.207.154 0 .4-.078.4-.309v-.268a1.316 1.316 0 0 1-.438.097Zm-6.113-.1a.828.828 0 1 1 .83.861.794.794 0 0 1-.827-.857Zm.361 0c0 .285.143.576.469.576s.463-.291.463-.576-.143-.58-.463-.58-.462.301-.462.584Zm-2.834.664a.822.822 0 0 1-.568.2c-.3 0-.562-.154-.562-.475 0-.41.326-.48.633-.516.262-.043.492-.018.492-.232 0-.184-.2-.219-.338-.219-.207 0-.35.082-.361.26h-.367c.029-.42.385-.545.746-.545.326 0 .658.131.658.475v.848c0 .084.023.119.09.119a.579.579 0 0 0 .088-.006v.254a1 1 0 0 1-.23.037c-.147.002-.246-.047-.277-.196Zm-.473-.568c-.154.023-.3.082-.3.273 0 .16.207.207.338.207.154 0 .4-.078.4-.309v-.268a1.337 1.337 0 0 1-.434.101Zm-4.482.2h.361c.023.213.178.285.373.285.137 0 .373-.029.367-.213s-.277-.215-.539-.273-.527-.154-.527-.486c0-.355.391-.469.688-.469.338 0 .641.137.688.5h-.379c-.035-.172-.178-.219-.332-.219-.107 0-.3.023-.3.166 0 .178.268.207.533.268s.533.152.533.479c0 .387-.4.529-.734.529-.414.003-.723-.177-.729-.568Zm-8.047-.3c0-.592.352-.854.713-.854a.639.639 0 0 1 .545.256h.006v-.836h.361v2.264h-.344v-.219h-.006a.546.546 0 0 1-.5.262c-.521-.003-.771-.384-.771-.877Zm.363.031c0 .277.141.557.455.557s.457-.291.457-.576c0-.367-.172-.58-.451-.58-.34 0-.457.3-.457.6Zm-7.068-.02a.831.831 0 1 1 .83.861.794.794 0 0 1-.827-.864Zm.361 0c0 .285.143.576.469.576s.469-.291.469-.576-.143-.58-.469-.58-.465.294-.465.577Zm-9.889-.012c0-.592.35-.854.713-.854a.647.647 0 0 1 .545.256h.006v-.836h.361v2.264h-.344v-.219h-.006a.551.551 0 0 1-.51.262c-.511-.002-.761-.383-.761-.876Zm.361.031c0 .277.137.557.451.557s.463-.291.463-.576c0-.367-.178-.58-.457-.58-.333.001-.453.301-.453.601Zm-2.127-.02a.792.792 0 1 1 1.564.09h-1.2a.433.433 0 0 0 .438.486.383.383 0 0 0 .4-.268h.344a.723.723 0 0 1-.748.553.776.776 0 0 1-.793-.863Zm.361-.146h.842a.421.421 0 1 0-.842 0Zm-6.012.811a.824.824 0 0 1-.57.2c-.295 0-.562-.154-.562-.475 0-.41.332-.48.635-.516.26-.043.492-.018.492-.232 0-.184-.2-.219-.338-.219-.207 0-.35.082-.361.26h-.363c.025-.42.381-.545.742-.545.326 0 .658.131.658.475v.848c0 .084.023.119.088.119a.563.563 0 0 0 .09-.006v.254a.949.949 0 0 1-.232.037c-.137-.005-.245-.054-.274-.203Zm-.475-.568c-.154.023-.291.082-.291.273 0 .16.2.207.332.207.16 0 .4-.078.4-.309v-.268a1.306 1.306 0 0 1-.435.094Zm-4.352-.1a.831.831 0 1 1 .83.861.794.794 0 0 1-.824-.86Zm.361 0c0 .285.148.576.469.576s.469-.291.469-.576-.143-.58-.469-.58-.463.298-.463.581Zm-2.828.664a.832.832 0 0 1-.568.2c-.3 0-.564-.154-.564-.475 0-.41.326-.48.635-.516.262-.043.492-.018.492-.232 0-.184-.2-.219-.344-.219-.2 0-.344.082-.361.26h-.361c.029-.42.385-.545.746-.545.32 0 .658.131.658.475v.848c0 .084.018.119.084.119a.607.607 0 0 0 .094-.006v.254a1.05 1.05 0 0 1-.23.037c-.144-.001-.246-.05-.275-.199Zm-.475-.568c-.154.023-.295.082-.295.273 0 .16.207.207.332.207.158 0 .408-.078.408-.309v-.268a1.338 1.338 0 0 1-.438.098Zm79.25.32v-.967h-.273v-.273h.273v-.49h.361v.49h.326v.273h-.326v.877c0 .148.012.227.172.227a.464.464 0 0 0 .154-.018v.283c-.076.006-.154.018-.236.018-.368.001-.439-.145-.444-.419Zm-34 0v-.967h-.271v-.273h.271v-.49h.361v.49h.332v.273h-.332v.877c0 .148.014.227.18.227a.469.469 0 0 0 .152-.018v.283c-.082.006-.158.018-.236.018-.374.001-.445-.145-.452-.419Zm-3.941 0v-.967h-.273v-.273h.273v-.49h.361v.49h.332v.273h-.332v.877c0 .148.018.227.178.227a.464.464 0 0 0 .154-.018v.283c-.084.006-.16.018-.238.018-.375.001-.445-.145-.451-.419Zm-23.234 0v-.967h-.273v-.273h.273v-.49h.367v.49h.326v.273h-.326v.877c0 .148.012.227.172.227a.469.469 0 0 0 .154-.018v.283c-.078.006-.154.018-.238.018-.375.001-.439-.145-.451-.419Zm-16.768 0v-.967h-.273v-.273h.273v-.49h.361v.49h.326v.273h-.326v.877c0 .148.012.227.178.227a.424.424 0 0 0 .148-.018v.283c-.076.006-.154.018-.23.018-.375.001-.447-.145-.453-.419Zm86.625.4v-1.031c-.012-.26-.107-.367-.326-.367a.4.4 0 0 0-.4.434v.965h-.357v-1.643h.34v.244l.006.006a.6.6 0 0 1 .516-.291.518.518 0 0 1 .58.559v1.125Zm-5.324 0-.207-.6h-.908l-.213.6h-.408l.871-2.264h.42l.873 2.264Zm-1.008-.9h.693l-.338-.973h-.012Zm-3.2.9v-1.031c-.006-.26-.107-.367-.32-.367a.4.4 0 0 0-.4.434v.965h-.363v-1.643h.344v.244l.006.006a.6.6 0 0 1 .512-.291.518.518 0 0 1 .58.559v1.125Zm-3.588 0v-.959c0-.262-.018-.439-.3-.439-.244 0-.344.16-.344.439v.959h-.363V41.65c0-.225-.07-.344-.289-.344a.379.379 0 0 0-.363.426v.973h-.361v-1.643h.344v.232h.012a.551.551 0 0 1 .5-.273.458.458 0 0 1 .457.273.6.6 0 0 1 .516-.273.482.482 0 0 1 .553.553v1.131Zm-2.762 0v-1.031c-.006-.26-.107-.367-.32-.367a.4.4 0 0 0-.4.434v.965h-.363v-1.643h.344v.244l.006.006a.6.6 0 0 1 .512-.291.518.518 0 0 1 .58.559v1.125Zm-2.254 0v-1.643h.338v.32h.006a.526.526 0 0 1 .48-.361c.084 0 .107.006.137.006v.35a1.367 1.367 0 0 0-.154-.012c-.248 0-.443.2-.443.559v.781Zm-2.982 0-.6-1.643h.4l.416 1.264h.006l.4-1.264h.373l-.586 1.643Zm-6.467 0v-.426h.443v.426Zm-2.936 0v-.426h.439v.426Zm-7.482 0v-1.031c-.006-.26-.105-.367-.32-.367a.4.4 0 0 0-.4.434v.965h-.361v-1.643h.344v.244l.006.006a.6.6 0 0 1 .51-.291.517.517 0 0 1 .582.559v1.125Zm-3.717 0v-1.643h.361v1.643Zm-3.949 0v-1.643h.338v.32h.006a.526.526 0 0 1 .48-.361c.084 0 .1.006.137.006v.35a1.439 1.439 0 0 0-.154-.012c-.248 0-.449.2-.449.559v.781Zm-3.461 0v-1.643h.361v1.643Zm-.754 0v-1.031c-.006-.26-.111-.367-.32-.367a.4.4 0 0 0-.4.434v.965h-.367v-1.643h.344v.244l.006.006a.6.6 0 0 1 .516-.291.518.518 0 0 1 .58.559v1.125Zm-1.838 0v-1.643h.361v1.643Zm-.752 0v-.959c0-.262-.012-.439-.3-.439-.244 0-.35.16-.35.439v.959h-.361V41.65c0-.225-.072-.344-.291-.344a.378.378 0 0 0-.355.426v.973h-.361v-1.643h.338v.232h.012a.553.553 0 0 1 .5-.273.46.46 0 0 1 .461.273.589.589 0 0 1 .518-.273c.344 0 .545.148.545.553v1.131Zm-4.549 0-.213-.6h-.906l-.215.6h-.408l.871-2.264h.422l.877 2.264Zm-1.008-.9h.689l-.34-.973h-.012Zm-2.145.9v-1.031c-.008-.26-.107-.367-.32-.367a.4.4 0 0 0-.4.434v.965h-.361v-1.643h.344v.244l.006.006a.6.6 0 0 1 .51-.291.519.519 0 0 1 .582.559v1.125Zm-3.719 0v-1.643h.361v1.643Zm-.752 0v-1.031c-.012-.26-.107-.367-.326-.367a.4.4 0 0 0-.393.434v.965h-.361v-1.643h.344v.244l.006.006a.587.587 0 0 1 .51-.291.519.519 0 0 1 .582.559v1.125Zm-6.072 0v-1.643h.363v1.643Zm-4.777 0v-1.643h.338v.32h.006a.528.528 0 0 1 .48-.361c.082 0 .105.006.137.006v.35a1.3 1.3 0 0 0-.154-.012c-.25 0-.445.2-.445.559v.781Zm-3.932 0v-2.264h.361v2.264Zm-2.52 0v-1.031c-.006-.26-.105-.367-.32-.367a.4.4 0 0 0-.4.434v.965h-.367v-1.643h.344v.244l.006.006a.6.6 0 0 1 .516-.291.518.518 0 0 1 .58.559v1.125Zm-3.717 0v-1.643h.361v1.643Zm-3.676 0-1.031-1.666h-.006v1.666h-.381v-2.264h.422l1.031 1.666h.006v-1.666h.379v2.264Zm47.619-1.926v-.338h.361v.338Zm-7.41 0v-.338h.361v.338Zm-2.592 0v-.338h.361v.338Zm-12.172 0v-.338h.361v.338Zm-6.824 0v-.338h.363v.338Zm-14.945 0v-.338h.361v.338Zm46.434-11.152c-1.387-1.523-1.678-2.7-1.678-5.17V14.314h4.287v10.145a5.464 5.464 0 0 0 .295 2.016 1.881 1.881 0 0 0 1.881 1.18 1.8 1.8 0 0 0 1.861-1.09 5.584 5.584 0 0 0 .271-2.105V14.314h4.287v10.145c0 2.811-.611 4.055-1.678 5.146a6.272 6.272 0 0 1-4.7 1.814 6.766 6.766 0 0 1-4.821-1.789ZM37.78 22.684a8.792 8.792 0 0 1 17.33-1.992h-4.485a4.348 4.348 0 0 0-4.061-2.928 4.646 4.646 0 0 0-4.494 4.9c0 2.537 1.725 4.986 4.518 4.986a4.483 4.483 0 0 0 4.037-2.834h4.494a8.609 8.609 0 0 1-8.484 6.6 8.729 8.729 0 0 1-8.85-8.729Zm-6.105 8.42-6.422-10.121.09 10.121h-4.1v-16.79h3.7l6.439 10.234-.09-10.234h4.1v16.791Zm51.354-.006-.795-2.426h-5.875l-.77 2.426h-4.648l6.646-16.785h3.693l6.443 16.785Zm-5.6-5.828h3.7l-1.887-5.852ZM22.706 9.743v-.3a1.541 1.541 0 0 0 .166.018c.172 0 .213-.088.254-.225l.043-.131-.623-1.631h.4l.428 1.223h.012l.414-1.223h.375l-.635 1.727c-.119.295-.207.563-.582.563a1.647 1.647 0 0 1-.249-.018Zm66.271-1.768a1.092 1.092 0 0 1 1.084-1.186.9.9 0 0 1 .973.777h-.391a.534.534 0 0 0-.582-.451c-.486 0-.687.428-.687.859s.2.865.688.865a.576.576 0 0 0 .635-.621h-.605v-.3h.967v1.2h-.254l-.061-.268a.827.827 0 0 1-.682.32 1.094 1.094 0 0 1-1.082-1.192Zm-10.27.381h.4c0 .35.254.484.574.484.35 0 .48-.172.48-.344a.269.269 0 0 0-.189-.277c-.16-.061-.367-.1-.676-.189a.575.575 0 0 1-.5-.576c0-.451.42-.664.83-.664.475 0 .871.25.871.725h-.4c-.02-.291-.215-.4-.492-.4-.186 0-.41.066-.41.291 0 .16.107.248.268.291.035.012.533.141.652.178a.6.6 0 0 1 .443.58c0 .5-.449.711-.9.711-.519.003-.933-.245-.947-.807Zm-10.416-.061V6.842h.4v1.322c0 .3.018.658.533.658s.535-.355.535-.658V6.842h.4v1.453a.933.933 0 0 1-1.861 0Zm34.125-.006a.8.8 0 1 1 1.572.09h-1.211a.443.443 0 0 0 .445.492.383.383 0 0 0 .4-.273h.346a.721.721 0 0 1-.742.557.782.782 0 0 1-.806-.862Zm.361-.143h.848a.424.424 0 1 0-.848 0Zm-7.885.143a.793.793 0 1 1 1.566.09h-1.205a.439.439 0 0 0 .439.492.385.385 0 0 0 .4-.273h.344a.724.724 0 0 1-.746.557.778.778 0 0 1-.794-.862Zm.361-.143h.842a.421.421 0 1 0-.842 0Zm-3.889.143a.828.828 0 1 1 .824.865.792.792 0 0 1-.819-.861Zm.361 0c0 .285.143.582.463.582s.469-.3.469-.582-.143-.58-.469-.58-.458.298-.458.584Zm-5.318.291h.363c.018.213.178.291.373.291.137 0 .373-.031.361-.221s-.273-.213-.533-.271-.527-.154-.527-.486c0-.355.385-.469.682-.469.338 0 .646.137.688.5h-.379c-.031-.172-.174-.219-.332-.219-.1 0-.3.023-.3.166 0 .178.266.207.533.266s.527.154.527.48c0 .391-.391.533-.734.533-.404.008-.711-.176-.717-.566Zm-1.754-.291a.792.792 0 1 1 1.564.09h-1.2a.439.439 0 0 0 .439.492.39.39 0 0 0 .4-.273h.338a.713.713 0 0 1-.74.557.778.778 0 0 1-.796-.862Zm.361-.143h.842a.428.428 0 0 0-.414-.437.424.424 0 0 0-.422.441Zm-2.068.807a.826.826 0 0 1-.564.2.5.5 0 0 1-.562-.48c0-.408.326-.479.629-.51.26-.047.492-.018.492-.23 0-.189-.191-.225-.338-.225-.2 0-.344.082-.363.26h-.361c.023-.42.387-.545.748-.545.32 0 .652.131.652.475v.848c0 .088.023.125.088.125a.275.275 0 0 0 .09-.012v.254a.967.967 0 0 1-.227.041c-.144.004-.25-.049-.279-.197Zm-.475-.568c-.154.023-.291.082-.291.271 0 .166.207.215.332.215.16 0 .408-.084.408-.314v-.268a1.352 1.352 0 0 1-.443.099Zm-6.582-.107c0-.592.35-.854.713-.854a.641.641 0 0 1 .545.256h.006v-.838h.361v2.266h-.344v-.219h-.006a.554.554 0 0 1-.51.266c-.509.003-.759-.382-.759-.874Zm.363.029c0 .285.141.564.449.564.326 0 .463-.3.463-.582 0-.361-.172-.58-.451-.58-.338.005-.455.305-.455.605Zm-2.129-.018a.795.795 0 1 1 1.57.09h-1.209a.439.439 0 0 0 .439.492.385.385 0 0 0 .4-.273h.344a.724.724 0 0 1-.746.557.777.777 0 0 1-.796-.862Zm.361-.143h.848a.424.424 0 1 0-.848 0Zm-8.947.143a.793.793 0 1 1 1.566.09h-1.2a.44.44 0 0 0 .438.492.389.389 0 0 0 .4-.273h.338a.717.717 0 0 1-.742.557.778.778 0 0 1-.794-.862Zm.363-.143h.842a.421.421 0 1 0-.842 0Zm-7.008.143a.831.831 0 1 1 .83.865.793.793 0 0 1-.824-.861Zm.361 0c0 .285.143.582.469.582s.467-.3.467-.582-.143-.58-.467-.58-.462.298-.462.584Zm-5.01-.012c0-.592.35-.854.711-.854a.632.632 0 0 1 .545.256h.006v-.838h.361v2.266h-.344v-.219h-.006a.547.547 0 0 1-.5.266c-.518.004-.766-.381-.766-.873Zm.361.029c0 .285.137.564.451.564s.461-.3.461-.582c0-.361-.172-.58-.455-.58-.331.006-.45.306-.45.606Zm-2.129-.018a.793.793 0 1 1 1.566.09h-1.205a.442.442 0 0 0 .439.492.385.385 0 0 0 .4-.273h.344a.724.724 0 0 1-.746.557.781.781 0 0 1-.791-.861Zm.361-.143h.848a.424.424 0 1 0-.848 0Zm-3.189.16a.787.787 0 0 1 .807-.883.662.662 0 0 1 .74.594h-.361a.344.344 0 0 0-.373-.309c-.189 0-.451.1-.451.6 0 .273.119.564.434.564a.39.39 0 0 0 .391-.375h.361a.707.707 0 0 1-.752.658.771.771 0 0 1-.789-.84Zm-2.822-.029c0-.592.35-.854.713-.854a.641.641 0 0 1 .545.256h.006V6.84h.361v2.266h-.344v-.219H48.1a.554.554 0 0 1-.51.266c-.508.005-.758-.38-.758-.872Zm.361.029c0 .285.137.564.451.564s.463-.3.463-.582c0-.361-.178-.58-.457-.58-.33.007-.45.307-.45.607Zm-2.834.646a.818.818 0 0 1-.562.2.5.5 0 0 1-.562-.48c0-.408.326-.479.629-.51.26-.047.5-.018.5-.23 0-.189-.2-.225-.344-.225-.2 0-.344.082-.361.26h-.361c.023-.42.385-.545.748-.545.318 0 .658.131.658.475v.848c0 .088.018.125.082.125a.275.275 0 0 0 .09-.012v.254a.967.967 0 0 1-.227.041.25.25 0 0 1-.283-.195Zm-.467-.568c-.16.023-.3.082-.3.271 0 .166.207.215.332.215.16 0 .408-.084.408-.314v-.268a1.348 1.348 0 0 1-.432.101Zm-5.822.568a.837.837 0 0 1-.57.2.5.5 0 0 1-.562-.48c0-.408.326-.479.629-.51.266-.047.492-.018.492-.23 0-.189-.189-.225-.338-.225-.2 0-.344.082-.361.26h-.363c.025-.42.387-.545.748-.545.32 0 .658.131.658.475v.848c0 .088.018.125.088.125a.256.256 0 0 0 .084-.012v.254a.949.949 0 0 1-.227.041c-.14.006-.247-.047-.271-.195Zm-.475-.568c-.16.023-.3.082-.3.271 0 .166.207.215.332.215.16 0 .41-.084.41-.314v-.268a1.338 1.338 0 0 1-.434.101Zm-5.8.123V7.469h.361v1c0 .291.119.4.314.4.3 0 .4-.2.4-.451v-.949h.361v1.643h-.355v-.23h-.006a.562.562 0 0 1-.469.271c-.419.005-.603-.208-.603-.639Zm-3.729-.219a.795.795 0 1 1 1.57.09H28.42a.442.442 0 0 0 .439.492.385.385 0 0 0 .4-.273h.344a.724.724 0 0 1-.746.557.781.781 0 0 1-.794-.86Zm.361-.143h.848a.424.424 0 1 0-.848 0Zm-7.275.736h-.006v.225h-.344V6.839h.363v.838h.006a.587.587 0 0 1 .484-.256.768.768 0 0 1 .771.871c0 .445-.225.859-.705.859a.583.583 0 0 1-.566-.265Zm0-.594c0 .332.166.582.463.582.326 0 .451-.3.451-.582s-.154-.58-.451-.58-.46.237-.46.587Zm-3.26-.012c0-.592.35-.854.711-.854a.632.632 0 0 1 .545.256h.008v-.838h.361v2.266h-.344v-.219h-.006a.554.554 0 0 1-.51.266c-.513.007-.761-.378-.761-.87Zm.361.029c0 .285.137.564.451.564s.463-.3.463-.582c0-.361-.172-.58-.457-.58-.334.009-.453.309-.453.609Zm-2.129-.018a.793.793 0 1 1 1.566.09h-1.2a.442.442 0 0 0 .443.492.386.386 0 0 0 .4-.273h.344a.725.725 0 0 1-.742.557.782.782 0 0 1-.803-.858Zm.363-.143h.842a.429.429 0 0 0-.41-.437.425.425 0 0 0-.428.445Zm-3.836.16a.79.79 0 0 1 .811-.883.666.666 0 0 1 .742.594h-.361a.348.348 0 0 0-.375-.309c-.189 0-.449.1-.449.6 0 .273.117.564.432.564a.4.4 0 0 0 .393-.375h.361a.709.709 0 0 1-.754.658.774.774 0 0 1-.796-.837Zm-.641.646a.831.831 0 0 1-.57.2.5.5 0 0 1-.562-.48c0-.408.326-.479.629-.51.266-.047.492-.018.492-.23 0-.189-.189-.225-.338-.225-.2 0-.344.082-.363.26h-.361c.029-.42.387-.545.748-.545.32 0 .658.131.658.475v.848c0 .088.018.125.082.125a.27.27 0 0 0 .09-.012v.254a.967.967 0 0 1-.227.041c-.144.009-.244-.044-.273-.192Zm-.475-.568c-.154.023-.3.082-.3.271 0 .166.207.215.332.215.16 0 .41-.084.41-.314v-.268a1.338 1.338 0 0 1-.437.104Zm-2.152.5H9.37v.225h-.344V6.839h.361v.838h.006a.6.6 0 0 1 .492-.256.768.768 0 0 1 .766.871c0 .445-.221.859-.707.859a.58.58 0 0 1-.563-.265Zm0-.594c0 .332.166.582.463.582.326 0 .455-.3.455-.582s-.158-.58-.455-.58-.458.237-.458.587Zm-3.262-.012c0-.592.357-.854.713-.854a.628.628 0 0 1 .545.256h.006v-.838h.361v2.266h-.338v-.219h-.006a.558.558 0 0 1-.51.266.772.772 0 0 1-.766-.87Zm.363.029c0 .285.141.564.455.564s.463-.3.463-.582c0-.361-.178-.58-.457-.58-.333.009-.456.309-.456.609Zm-2.828.646a.831.831 0 0 1-.57.2.5.5 0 0 1-.562-.48c0-.408.326-.479.635-.51.26-.047.492-.018.492-.23 0-.189-.2-.225-.344-.225-.2 0-.344.082-.357.26h-.361c.023-.42.381-.545.742-.545.32 0 .658.131.658.475v.848c0 .088.018.125.088.125a.294.294 0 0 0 .09-.012v.254a1.016 1.016 0 0 1-.232.041.245.245 0 0 1-.274-.193Zm-.475-.568c-.154.023-.3.082-.3.271 0 .166.207.215.338.215.154 0 .4-.084.4-.314v-.268a1.338 1.338 0 0 1-.432.103Zm103.018.32v-.967h-.273v-.273h.273v-.486h.361v.486h.326v.273h-.326v.877c0 .148.012.225.172.225a.685.685 0 0 0 .154-.012v.279c-.076.006-.154.018-.236.018-.37.007-.44-.141-.446-.412Zm-22.41 0v-.967h-.273v-.273h.273v-.486h.361v.486h.326v.273h-.326v.877c0 .148.012.225.172.225a.668.668 0 0 0 .154-.012v.279c-.078.006-.154.018-.232.018-.374.007-.444-.141-.45-.412Zm-2.822 0v-.967h-.273v-.273h.273v-.486h.361v.486h.326v.273h-.326v.877c0 .148.012.225.172.225a.685.685 0 0 0 .154-.012v.279c-.078.006-.154.018-.232.018-.374.007-.444-.141-.45-.412Zm-7.707 0v-.967h-.273v-.273h.273v-.486h.361v.486h.326v.273h-.326v.877c0 .148.012.225.178.225a.643.643 0 0 0 .148-.012v.279c-.078.006-.154.018-.232.018-.374.007-.444-.141-.45-.412Zm-10.412 0v-.967h-.271v-.273h.271v-.486h.367v.486h.326v.273h-.326v.877c0 .148.012.225.172.225a.7.7 0 0 0 .154-.012v.279c-.082.006-.16.018-.236.018-.373.007-.446-.141-.452-.412Zm-5.7 0v-.967h-.273v-.273h.273v-.486h.361v.486h.326v.273h-.326v.877c0 .148.012.225.172.225a.677.677 0 0 0 .154-.012v.279c-.082.006-.154.018-.236.018-.367.007-.444-.141-.449-.412Zm-17.479 0v-.967h-.271v-.273h.271v-.486h.363v.486h.324v.273h-.324v.877c0 .148.012.225.172.225a.643.643 0 0 0 .152-.012v.279c-.076.006-.152.018-.23.018-.377.007-.449-.141-.455-.412Zm-14.293 0v-.967h-.273v-.273h.273v-.486h.361v.486h.326v.273h-.326v.877c0 .148.012.225.172.225a.685.685 0 0 0 .154-.012v.279c-.078.006-.154.018-.232.018-.377.007-.447-.141-.453-.412Zm79.973.4V8.07c-.006-.256-.107-.367-.32-.367a.4.4 0 0 0-.4.432v.967h-.361V7.459h.344v.244l.006.006a.6.6 0 0 1 .51-.291.518.518 0 0 1 .582.557v1.127Zm-3.588 0v-.955c0-.266-.018-.443-.3-.443-.248 0-.35.16-.35.438v.961h-.361V8.047c0-.221-.07-.344-.291-.344a.381.381 0 0 0-.355.426v.973h-.367V7.459h.344v.232h.012a.551.551 0 0 1 .5-.273.474.474 0 0 1 .463.273.593.593 0 0 1 .516-.273.48.48 0 0 1 .545.551v1.133Zm-2.762 0V8.07c-.006-.256-.107-.367-.32-.367a.4.4 0 0 0-.4.432v.967h-.361V7.459h.344v.244l.006.006a.6.6 0 0 1 .51-.291.518.518 0 0 1 .582.557v1.127Zm-2.254 0V7.458h.338v.32h.006a.526.526 0 0 1 .48-.361.548.548 0 0 1 .137.012v.35a.733.733 0 0 0-.154-.018c-.248 0-.445.2-.445.563v.777Zm-2.977 0-.6-1.637h.391l.416 1.258h.006l.4-1.258h.373l-.586 1.637Zm-21.367 0V7.458h.357v1.643Zm-.758 0V8.07c-.006-.256-.1-.367-.314-.367a.4.4 0 0 0-.4.432v.967h-.363V7.459h.344v.244l.008.006a.6.6 0 0 1 .516-.291.517.517 0 0 1 .58.557v1.127Zm-6.76 0V8.07c-.006-.256-.111-.367-.32-.367a.4.4 0 0 0-.4.432v.967h-.367V6.836h.367v.844h.006a.567.567 0 0 1 .492-.262.519.519 0 0 1 .582.557v1.127Zm-3.912 0V7.732h-.273v-.273h.273v-.131c0-.42.219-.492.451-.492a.882.882 0 0 1 .254.025v.277a.644.644 0 0 0-.166-.018c-.1 0-.178.035-.178.172v.166h.309v.273h-.309V9.1Zm-4.689 0V7.458h.361v1.643Zm-4.779 0V7.458h.338v.32h.012a.518.518 0 0 1 .475-.361.548.548 0 0 1 .137.012v.35a.655.655 0 0 0-.154-.018c-.248 0-.445.2-.445.563v.777Zm-5.33 0V8.07c-.006-.256-.111-.367-.32-.367a.4.4 0 0 0-.4.432v.967h-.361V7.459h.344v.244l.006.006a.6.6 0 0 1 .516-.291.517.517 0 0 1 .58.557v1.127Zm-4.475 0V8.07c0-.256-.107-.367-.32-.367a.4.4 0 0 0-.4.432v.967h-.361V6.836h.361v.844h.006a.583.583 0 0 1 .492-.262.516.516 0 0 1 .582.557v1.127Zm-2.895 0V7.458h.367v1.643Zm-2.662 0V7.732h-.271v-.273h.271v-.131c0-.42.215-.492.451-.492a.928.928 0 0 1 .254.025v.277a.644.644 0 0 0-.166-.018c-.1 0-.178.035-.178.172v.166h.309v.273h-.309V9.1Zm-1.748 0V6.835h.361v2.266Zm-.766 0V6.835h.361v2.266Zm-2.727 0V7.732h-.268v-.273h.268v-.131c0-.42.219-.492.457-.492a.938.938 0 0 1 .254.025v.277a.662.662 0 0 0-.172-.018c-.094 0-.178.035-.178.172v.166h.309v.273h-.309V9.1Zm-3.5 0V8.07c-.006-.256-.107-.367-.32-.367a.4.4 0 0 0-.4.432v.967h-.363V6.836h.363v.844h.006a.577.577 0 0 1 .492-.262.517.517 0 0 1 .58.557v1.127Zm-11.811 0-.5-.795-.219.209v.586h-.361V6.835h.361v1.287l.658-.658h.443l-.633.6.693 1.037Zm-10.133 0V8.07c-.006-.256-.105-.367-.318-.367a.4.4 0 0 0-.4.432v.967H4.37V7.459h.344v.244l.006.006a.6.6 0 0 1 .51-.291.519.519 0 0 1 .582.557v1.127Zm66.941-1.92v-.346h.357v.346Zm-16.119 0v-.346h.361v.346Zm-17.479 0v-.346h.367v.346Zm9.557-1.258v-.3a.828.828 0 0 0 .172.023c.166 0 .209-.088.25-.23l.041-.125-.623-1.637h.4l.432 1.223h.006l.416-1.223h.379l-.641 1.727c-.117.3-.2.568-.58.568a1.723 1.723 0 0 1-.246-.016Zm-15.3-.492h.361c.047.207.213.244.4.244a.374.374 0 0 0 .422-.422v-.248h-.006a.571.571 0 0 1-.492.289c-.521 0-.736-.4-.736-.865a.756.756 0 0 1 .742-.824.513.513 0 0 1 .486.273h.006v-.227h.361v1.555c0 .492-.291.734-.807.734-.329.011-.696-.114-.731-.499Zm.309-.967c0 .268.129.541.432.541.32 0 .439-.291.439-.57s-.125-.545-.439-.545-.427.307-.427.584Zm51.775 1.139a.29.29 0 0 0 .207-.309h-.219v-.432h.443v.432a.5.5 0 0 1-.432.5Zm-6.469-.006v-.248a.709.709 0 0 1-.771-.742h.363c0 .279.117.445.408.451v-.766c-.35-.094-.723-.236-.723-.7a.653.653 0 0 1 .723-.623v-.248h.137v.248a.618.618 0 0 1 .693.623h-.361c-.012-.219-.107-.338-.332-.338v.67c.385.1.752.25.752.705a.7.7 0 0 1-.752.719v.248Zm.137-.539c.225-.012.391-.119.391-.373 0-.238-.2-.314-.391-.363Zm-.5-1.488c0 .207.184.279.361.32v-.635c-.223.01-.353.1-.353.325Zm11.127.611c0-.5.131-1.156.771-1.156s.766.652.766 1.156-.131 1.156-.766 1.156-.763-.642-.763-1.146Zm.363 0c0 .461.088.854.408.854s.4-.393.4-.854-.09-.855-.4-.855-.4.402-.4.865Zm-2.129 0c0-.5.131-1.156.771-1.156s.77.652.77 1.156-.131 1.156-.77 1.156-.763-.642-.763-1.146Zm.361 0c0 .461.09.854.41.854s.4-.393.4-.854-.084-.855-.4-.855-.402.402-.402.865Zm-2.123 0c0-.5.131-1.156.766-1.156s.771.652.771 1.156-.131 1.156-.771 1.156-.758-.642-.758-1.146Zm.363 0c0 .461.088.854.4.854s.408-.393.408-.854-.088-.855-.408-.855-.392.402-.392.865Zm-3.014 0c0-.5.125-1.156.766-1.156s.771.652.771 1.156-.131 1.156-.771 1.156-.757-.642-.757-1.146Zm.363 0c0 .461.088.854.4.854s.41-.393.41-.854-.09-.855-.41-.855-.387.402-.387.865Zm-2.129 0c0-.5.131-1.156.764-1.156s.771.652.771 1.156-.131 1.156-.771 1.156-.755-.642-.755-1.146Zm.361 0c0 .461.09.854.4.854s.41-.393.41-.854-.09-.855-.41-.855-.39.402-.39.865Zm-7.494.586h.361c.018.207.178.285.369.285.141 0 .379-.029.367-.221s-.273-.207-.539-.271-.523-.148-.523-.486c0-.355.387-.469.682-.469.338 0 .646.143.689.5h-.381c-.029-.172-.172-.219-.332-.219-.105 0-.295.023-.295.172 0 .178.266.2.533.26s.527.154.527.48c0 .393-.391.535-.734.535-.4.014-.709-.171-.715-.556Zm-.635.367a.848.848 0 0 1-.568.2.5.5 0 0 1-.562-.48c0-.41.326-.475.633-.51.256-.049.492-.02.492-.232 0-.189-.2-.225-.344-.225-.2 0-.344.082-.361.26h-.361c.023-.42.385-.545.746-.545.32 0 .658.131.658.475v.848c0 .09.018.125.084.125a.506.506 0 0 0 .088-.006v.248a.953.953 0 0 1-.225.043c-.14.012-.245-.042-.27-.191Zm-.473-.568c-.16.029-.3.082-.3.273 0 .166.207.213.332.213.16 0 .408-.084.408-.314V4.47a1.326 1.326 0 0 1-.43.106Zm-2.414-.09a.807.807 0 0 1 .795-.871.816.816 0 0 1 .775.961h-1.209a.437.437 0 0 0 .439.486.385.385 0 0 0 .4-.273h.344a.725.725 0 0 1-.746.559.775.775 0 0 1-.788-.852Zm.361-.148h.842a.421.421 0 1 0-.842 0Zm-3.717.807a.817.817 0 0 1-.568.2.5.5 0 0 1-.559-.48c0-.41.326-.475.629-.51.262-.049.492-.02.492-.232 0-.189-.189-.225-.338-.225-.2 0-.344.082-.361.26h-.361c.023-.42.385-.545.746-.545.32 0 .658.131.658.475v.848c0 .09.018.125.084.125a.506.506 0 0 0 .088-.006v.248a.953.953 0 0 1-.225.043.251.251 0 0 1-.275-.192Zm-.469-.568c-.154.029-.3.082-.3.273 0 .166.209.213.332.213.16 0 .41-.084.41-.314v-.268a1.338 1.338 0 0 1-.431.105Zm-3.414-.1a.831.831 0 1 1 .83.867.794.794 0 0 1-.819-.854Zm.361 0c0 .285.148.582.469.582s.469-.3.469-.582-.143-.58-.469-.58-.458.31-.458.593Zm-4.238-.012c0-.592.35-.854.705-.854a.65.65 0 0 1 .551.256h.006v-.836h.361v2.27h-.344v-.225h-.006a.543.543 0 0 1-.51.268c-.504.013-.75-.374-.75-.866Zm.361.029c0 .285.135.564.449.564s.463-.3.463-.582c0-.361-.178-.58-.457-.58-.327.014-.444.317-.444.612Zm-2.129-.012a.793.793 0 1 1 1.564.09h-1.2a.437.437 0 0 0 .439.486.385.385 0 0 0 .4-.273h.344a.725.725 0 0 1-.746.559.775.775 0 0 1-.79-.848Zm.361-.148h.842a.421.421 0 1 0-.842 0Zm-3.172.363V3.648h.361v1.008c0 .285.119.393.314.393.3 0 .4-.2.4-.445v-.955h.361v1.643h-.355v-.23h-.006a.551.551 0 0 1-.469.273c-.414.012-.594-.203-.594-.634Zm-1.736.076h.361c.023.207.178.285.373.285.137 0 .373-.029.367-.221s-.277-.207-.539-.271-.527-.148-.527-.486c0-.355.391-.469.688-.469a.609.609 0 0 1 .688.5h-.379c-.035-.172-.178-.219-.332-.219-.107 0-.3.023-.3.172 0 .178.268.2.533.26s.533.154.533.48c0 .393-.4.535-.734.535-.404.018-.715-.167-.721-.552Zm-7.287.367a.827.827 0 0 1-.568.2.5.5 0 0 1-.559-.48c0-.41.326-.475.629-.51.262-.049.492-.02.492-.232 0-.189-.189-.225-.338-.225-.2 0-.344.082-.361.26h-.361c.023-.42.385-.545.746-.545.32 0 .658.131.658.475v.848c0 .09.018.125.084.125a.506.506 0 0 0 .088-.006v.248a.953.953 0 0 1-.225.043.251.251 0 0 1-.27-.187Zm-.469-.568c-.154.029-.3.082-.3.273 0 .166.209.213.332.213.16 0 .41-.084.41-.314v-.268a1.372 1.372 0 0 1-.431.11Zm-3.533-.09a.807.807 0 0 1 .795-.871.816.816 0 0 1 .775.961h-1.209a.437.437 0 0 0 .439.486.385.385 0 0 0 .4-.273h.344a.725.725 0 0 1-.746.559.778.778 0 0 1-.787-.848Zm.361-.148h.842a.421.421 0 1 0-.842 0Zm-2.3.131c0-.592.352-.854.713-.854a.647.647 0 0 1 .545.256h.006v-.836h.361v2.27h-.344v-.225h-.006a.543.543 0 0 1-.51.268c-.509.013-.754-.374-.754-.866Zm.363.029c0 .285.135.564.455.564s.457-.3.457-.582c0-.361-.178-.58-.451-.58-.333.014-.45.317-.45.612Zm-2.129-.012a.8.8 0 1 1 1.57.09h-1.209a.44.44 0 0 0 .439.486.385.385 0 0 0 .4-.273h.344a.725.725 0 0 1-.746.559.775.775 0 0 1-.787-.848Zm.361-.148h.842a.421.421 0 1 0-.842 0Zm-3.906.439h.367c.018.207.178.285.367.285.137 0 .379-.029.367-.221s-.271-.207-.539-.271-.527-.148-.527-.486c0-.355.391-.469.688-.469a.609.609 0 0 1 .688.5h-.379c-.029-.172-.172-.219-.332-.219-.107 0-.3.023-.3.172 0 .178.268.2.539.26s.527.154.527.48c0 .393-.4.535-.734.535-.406.018-.715-.167-.721-.552Zm-6.754.367a.827.827 0 0 1-.568.2.5.5 0 0 1-.559-.48c0-.41.326-.475.629-.51.262-.049.492-.02.492-.232 0-.189-.2-.225-.338-.225-.207 0-.35.082-.361.26h-.361c.023-.42.385-.545.746-.545.32 0 .652.131.652.475v.848c0 .09.023.125.09.125a.541.541 0 0 0 .088-.006v.248a.946.946 0 0 1-.23.043.248.248 0 0 1-.269-.187Zm-.475-.568c-.154.029-.295.082-.295.273 0 .166.207.213.338.213.154 0 .4-.084.4-.314v-.268a1.306 1.306 0 0 1-.431.11Zm-2.3.2h.361c.018.207.178.285.367.285.137 0 .379-.029.367-.221s-.271-.207-.539-.271-.527-.148-.527-.486c0-.355.391-.469.688-.469a.609.609 0 0 1 .688.5h-.379c-.029-.172-.172-.219-.332-.219-.107 0-.3.023-.3.172 0 .178.268.2.533.26s.527.154.527.48c0 .393-.391.535-.734.535-.395.019-.701-.166-.707-.551Zm-3.736-.076V3.647h.361v1.008c0 .285.119.393.314.393.3 0 .4-.2.4-.445v-.955h.361v1.643h-.355v-.23h-.006a.551.551 0 0 1-.469.273c-.41.013-.594-.202-.594-.633Zm-1.963-.221a.831.831 0 1 1 .83.867.794.794 0 0 1-.817-.852Zm.363 0c0 .285.141.582.467.582s.469-.3.469-.582-.143-.58-.469-.58-.454.312-.454.595Zm56.2.416v-.967h-.271v-.268h.271v-.492h.361v.492h.326v.268h-.326v.877c0 .148.012.227.178.227a.627.627 0 0 0 .148-.012v.277c-.076.006-.154.018-.23.018-.369.013-.441-.128-.447-.405Zm-7.885 0v-.967h-.273v-.268h.273v-.492h.361v.492h.326v.268h-.326v.877c0 .148.012.227.178.227a.627.627 0 0 0 .148-.012v.277c-.076.006-.154.018-.23.018-.37.013-.44-.128-.447-.405Zm-5.59 0v-.967h-.273v-.268h.273v-.492h.361v.492h.326v.268h-.326v.877c0 .148.012.227.178.227a.643.643 0 0 0 .148-.012v.277c-.078.006-.154.018-.232.018-.368.013-.439-.128-.448-.405Zm17.6.408v-1.57h-.545v-.285c.307.006.6-.1.646-.367h.3V5.29Zm-10.162 0v-2.27h.361v2.27Zm-13.191 0V3.646h.338v.314h.006a.532.532 0 0 1 .48-.361.6.6 0 0 1 .137.012v.35c-.055-.006-.107-.018-.154-.018-.25 0-.445.2-.445.564v.781Zm-4.215 0V4.252c-.006-.254-.107-.367-.32-.367a.4.4 0 0 0-.4.432v.973h-.361V3.647h.344v.238l.006.006a.6.6 0 0 1 .51-.291.52.52 0 0 1 .582.564v1.125Zm-1.838 0V3.646h.361v1.643Zm-3.3 0v-2.27h.361v2.27Zm-.766 0v-2.27h.363v2.27Zm-2.893 0V3.646h.338v.314h.012a.53.53 0 0 1 .475-.361.548.548 0 0 1 .137.012v.35a1.24 1.24 0 0 0-.154-.018c-.25 0-.445.2-.445.564v.781Zm-6.361 0V3.914h-.273v-.268h.273v-.141c0-.416.219-.486.451-.486a.925.925 0 0 1 .254.023v.285a.416.416 0 0 0-.166-.02c-.1 0-.178.031-.178.166v.172h.309v.268h-.309v1.375Zm-5.266 0V4.252c-.006-.254-.111-.367-.324-.367a.4.4 0 0 0-.393.432v.973h-.361V3.647h.338v.238l.006.006a.6.6 0 0 1 .516-.291.521.521 0 0 1 .582.564v1.125Zm-1.838 0V3.646h.363v1.643Zm-1.221 0-.6-1.643h.391l.42 1.258h.006l.4-1.258h.373l-.586 1.643Zm-5.852 0V3.646h.344v.314h.006a.532.532 0 0 1 .48-.361.524.524 0 0 1 .131.012v.35a1.24 1.24 0 0 0-.154-.018c-.244 0-.445.2-.445.564v.781Zm-4.832 0V4.4l-.848-1.381h.457l.6 1.014.588-1.014h.445L18.977 4.4v.889Zm32.324-1.926v-.344h.361v.344Zm-20.42 0v-.344h.363v.344Z\" \/>\n    <path fill=\"#022164\" d=\"M109.083 44.659H1.047V1.024H109.1ZM110.051 0H0v45.736h110.05Z\" \/>\n  \t<\/svg>\n\t\t\t\t\t\t\t<p>Esta cooperativa de cr\u00e9dito est\u00e1 asegurada a nivel federal por la Administraci\u00f3n Nacional de Cooperativas de Cr\u00e9dito.<\/p>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-disclosures--icon svg-equalHouseLender\"\n\t\tviewbox=\"0 0 46 48\"\n\t\twidth=\"46\"\n\t\theight=\"48\"\n\t>\n\t\t<title>Prestamista de casa igual<\/title>\n\t\t\n    <path fill=\"#022164\" d=\"M23.26 0 0 13.24V18h3.56v16.47h38.81V18H46v-4.63zM37.9 30.28H8.29V13.77L23.26 5l14.64 8.77z\"\/>\n    <path fill=\"#022164\" d=\"M15.3 15.99h15.48v4.06H15.3zm0 6.05h15.48v4.06H15.3zM26.45 41.9h-2.72v5.18h2.66c2.13 0 3.37-.46 3.37-2.49s-1.37-2.69-3.31-2.69zm-.13 4.1h-1.17v-3h1.3a1.59 1.59 0 0 1 1.75 1.57c0 1.2-.78 1.43-1.88 1.43zm17.38-2.46c0-1.18-.59-1.64-2-1.64h-3.77v5.18h1.43v-2.16h1.36l1.49 2.16h1.55l-1.49-2.16c.97-.13 1.43-.53 1.43-1.38zm-2.28.27h-2.07V43h2.14c.58 0 .84.07.84.4s-.19.41-.91.41zm-21.16 1.31-2.72-3.21h-1.62v5.17h1.36v-3.14L20 47.08h1.62v-5.17h-1.36v3.21zM3.99 41.91H2.56v5.17h5.12v-1.11l-3.69-.07v-3.99zm5.15 5.17h4.99v-1.11h-3.5v-1.12h2.92V43.8h-2.92v-.78h3.5v-1.11H9.14v5.17zm22.21 0 4.92-.06v-1.05h-3.49v-1.12h2.98V43.8h-2.98v-.78h3.49v-1.11h-4.92v5.17zM15.11 36H14l-1.29 4.65h.94l.35-1.07h1.16l.29 1.05h1zm-1 2.83.42-1.83.47 1.81zm-5.51-.1v-1c0-1.12-.26-1.9-1.55-1.9s-1.56.65-1.56 1.83v1.25c0 1.57.91 1.64 3.57 1.64l.06-.33-.78-.22a2.34 2.34 0 0 0 .26-1.27zm-1 .2c0 .85-.07 1-.59 1s-.58-.26-.58-1.11v-1.07c0-.86.06-1.12.65-1.12s.52.13.52 1zM33.48 40c-.39 0-.65-.26-.78-.72l-.77.14c0 .72.45 1.31 1.49 1.31A1.53 1.53 0 0 0 35 39.39c0-1.12-2-1.64-2-2.39 0-.27.26-.4.52-.4s.58.26.78.66l.65-.26a1.31 1.31 0 0 0-1.49-1.18c-.78 0-1.43.39-1.43 1.18 0 1.31 2.07 1.63 2.07 2.49-.04.35-.23.51-.62.51zM28 38.93v-1.45c0-1.17-.32-1.63-1.55-1.63-1 0-1.56.52-1.56 1.77v1.5c0 1.12.33 1.58 1.56 1.58S28 40.17 28 38.93zm-2.13.07v-1.45c0-.59.07-1 .58-1s.59.46.59 1v1.38c0 .78-.2 1-.59 1s-.58-.28-.58-.93zm16.34-2.43c.45 0 .71.32.78.78l.64-.26a1.31 1.31 0 0 0-1.49-1.24c-1.29 0-1.55.72-1.55 1.7v1.38c0 1.37.39 1.77 1.68 1.77 1 0 1.3-.48 1.3-1v-1.5h-1.36v.72h.45v.52c0 .39-.13.59-.45.59-.65 0-.72-.46-.72-1.11v-1c0-.83.07-1.35.72-1.35zM31.46 36h-.9v2.68c0 1.05-.07 1.31-.59 1.31s-.58-.39-.58-1.37V36h-1v2.68c0 1.58.26 2.08 1.62 2.08 1 0 1.42-.57 1.42-2zm8.66 4.63v-4.65h-.78v2.88l-1.04-2.88h-1.23v4.65h.78v-3.15l1.1 3.15h1.17zM9.53 36v2.81c0 1.32.13 1.91 1.43 1.91 1.49 0 1.55-.73 1.55-2V36h-.9v2.75c0 .92-.13 1.18-.59 1.18s-.58-.26-.58-1.31V36zm14.7 4.63v-4.65h-.91v1.77h-1.1v-1.77h-.9v4.65h.9v-2.1h1.1v2.1h.91zM4.83 36.7v-.72H2.5v4.65h2.33v-.72H3.4V38.6h1.3v-.66H3.4V36.7h1.43zm11.99-.72v4.65h2.14v-.72H17.6v-3.93h-.78zM35.51 35.98h.84v4.65h-.84z\"\/>\n  \t<\/svg>\n\t\t\t\t\t\t\t<p>Prestamista de vivienda equitativa<\/p>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\n\t<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":35,"featured_media":8417,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"categories":[43],"tags":[],"class_list":["post-8416","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-loans"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>7 Common Mortgage Myths \u2013 Busted - Patriot Federal Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.patriotfcu.org\/es\/blog\/7-common-mortgage-myths-busted\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"7 Common Mortgage Myths \u2013 Busted - Patriot Federal Credit Union\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.patriotfcu.org\/es\/blog\/7-common-mortgage-myths-busted\/\" \/>\n<meta property=\"og:site_name\" content=\"Patriot Federal Credit Union\" \/>\n<meta property=\"article:published_time\" content=\"2026-10-20T20:19:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-11-05T21:21:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.patriotfcu.org\/wp-content\/uploads\/7-Common-Mortgage-Myths-Busted.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1170\" \/>\n\t<meta property=\"og:image:height\" content=\"780\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Evana Giannini\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Evana Giannini\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.patriotfcu.org\\\/blog\\\/7-common-mortgage-myths-busted\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.patriotfcu.org\\\/blog\\\/7-common-mortgage-myths-busted\\\/\"},\"author\":{\"name\":\"Evana Giannini\",\"@id\":\"https:\\\/\\\/www.patriotfcu.org\\\/#\\\/schema\\\/person\\\/82dfebbbe528d018e72903330ba88a6a\"},\"headline\":\"7 Common Mortgage Myths \u2013 Busted\",\"datePublished\":\"2026-10-20T20:19:06+00:00\",\"dateModified\":\"2026-11-05T21:21:44+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.patriotfcu.org\\\/blog\\\/7-common-mortgage-myths-busted\\\/\"},\"wordCount\":4,\"image\":{\"@id\":\"https:\\\/\\\/www.patriotfcu.org\\\/blog\\\/7-common-mortgage-myths-busted\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.patriotfcu.org\\\/wp-content\\\/uploads\\\/7-Common-Mortgage-Myths-Busted.jpg\",\"articleSection\":[\"Home Loans\"],\"inLanguage\":\"es-ES\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.patriotfcu.org\\\/blog\\\/7-common-mortgage-myths-busted\\\/\",\"url\":\"https:\\\/\\\/www.patriotfcu.org\\\/blog\\\/7-common-mortgage-myths-busted\\\/\",\"name\":\"7 Common Mortgage Myths \u2013 Busted - Patriot Federal Credit Union\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.patriotfcu.org\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.patriotfcu.org\\\/blog\\\/7-common-mortgage-myths-busted\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.patriotfcu.org\\\/blog\\\/7-common-mortgage-myths-busted\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.patriotfcu.org\\\/wp-content\\\/uploads\\\/7-Common-Mortgage-Myths-Busted.jpg\",\"datePublished\":\"2026-10-20T20:19:06+00:00\",\"dateModified\":\"2026-11-05T21:21:44+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.patriotfcu.org\\\/#\\\/schema\\\/person\\\/82dfebbbe528d018e72903330ba88a6a\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.patriotfcu.org\\\/blog\\\/7-common-mortgage-myths-busted\\\/#breadcrumb\"},\"inLanguage\":\"es-ES\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.patriotfcu.org\\\/blog\\\/7-common-mortgage-myths-busted\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es-ES\",\"@id\":\"https:\\\/\\\/www.patriotfcu.org\\\/blog\\\/7-common-mortgage-myths-busted\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.patriotfcu.org\\\/wp-content\\\/uploads\\\/7-Common-Mortgage-Myths-Busted.jpg\",\"contentUrl\":\"https:\\\/\\\/www.patriotfcu.org\\\/wp-content\\\/uploads\\\/7-Common-Mortgage-Myths-Busted.jpg\",\"width\":1170,\"height\":780,\"caption\":\"Home owner key\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.patriotfcu.org\\\/blog\\\/7-common-mortgage-myths-busted\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.patriotfcu.org\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"7 Common Mortgage Myths \u2013 Busted\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.patriotfcu.org\\\/#website\",\"url\":\"https:\\\/\\\/www.patriotfcu.org\\\/\",\"name\":\"Patriot Federal Credit Union\",\"description\":\"Financial Services That Meet Your Need\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.patriotfcu.org\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es-ES\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.patriotfcu.org\\\/#\\\/schema\\\/person\\\/82dfebbbe528d018e72903330ba88a6a\",\"name\":\"Evana Giannini\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es-ES\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ee7d753f9074dc0718f8d135cbe913e74158fd73a4b49249069cb6a318e0d28b?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ee7d753f9074dc0718f8d135cbe913e74158fd73a4b49249069cb6a318e0d28b?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ee7d753f9074dc0718f8d135cbe913e74158fd73a4b49249069cb6a318e0d28b?s=96&d=mm&r=g\",\"caption\":\"Evana Giannini\"},\"url\":\"https:\\\/\\\/www.patriotfcu.org\\\/es\\\/blog\\\/author\\\/egiannini\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"7 Common Mortgage Myths \u2013 Busted - Patriot Federal Credit Union","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.patriotfcu.org\/es\/blog\/7-common-mortgage-myths-busted\/","og_locale":"es_ES","og_type":"article","og_title":"7 Common Mortgage Myths \u2013 Busted - Patriot Federal Credit Union","og_url":"https:\/\/www.patriotfcu.org\/es\/blog\/7-common-mortgage-myths-busted\/","og_site_name":"Patriot Federal Credit Union","article_published_time":"2026-10-20T20:19:06+00:00","article_modified_time":"2026-11-05T21:21:44+00:00","og_image":[{"width":1170,"height":780,"url":"https:\/\/www.patriotfcu.org\/wp-content\/uploads\/7-Common-Mortgage-Myths-Busted.jpg","type":"image\/jpeg"}],"author":"Evana Giannini","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Evana Giannini"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.patriotfcu.org\/blog\/7-common-mortgage-myths-busted\/#article","isPartOf":{"@id":"https:\/\/www.patriotfcu.org\/blog\/7-common-mortgage-myths-busted\/"},"author":{"name":"Evana Giannini","@id":"https:\/\/www.patriotfcu.org\/#\/schema\/person\/82dfebbbe528d018e72903330ba88a6a"},"headline":"7 Common Mortgage Myths \u2013 Busted","datePublished":"2026-10-20T20:19:06+00:00","dateModified":"2026-11-05T21:21:44+00:00","mainEntityOfPage":{"@id":"https:\/\/www.patriotfcu.org\/blog\/7-common-mortgage-myths-busted\/"},"wordCount":4,"image":{"@id":"https:\/\/www.patriotfcu.org\/blog\/7-common-mortgage-myths-busted\/#primaryimage"},"thumbnailUrl":"https:\/\/www.patriotfcu.org\/wp-content\/uploads\/7-Common-Mortgage-Myths-Busted.jpg","articleSection":["Home Loans"],"inLanguage":"es-ES"},{"@type":"WebPage","@id":"https:\/\/www.patriotfcu.org\/blog\/7-common-mortgage-myths-busted\/","url":"https:\/\/www.patriotfcu.org\/blog\/7-common-mortgage-myths-busted\/","name":"7 Common Mortgage Myths \u2013 Busted - Patriot Federal Credit Union","isPartOf":{"@id":"https:\/\/www.patriotfcu.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.patriotfcu.org\/blog\/7-common-mortgage-myths-busted\/#primaryimage"},"image":{"@id":"https:\/\/www.patriotfcu.org\/blog\/7-common-mortgage-myths-busted\/#primaryimage"},"thumbnailUrl":"https:\/\/www.patriotfcu.org\/wp-content\/uploads\/7-Common-Mortgage-Myths-Busted.jpg","datePublished":"2026-10-20T20:19:06+00:00","dateModified":"2026-11-05T21:21:44+00:00","author":{"@id":"https:\/\/www.patriotfcu.org\/#\/schema\/person\/82dfebbbe528d018e72903330ba88a6a"},"breadcrumb":{"@id":"https:\/\/www.patriotfcu.org\/blog\/7-common-mortgage-myths-busted\/#breadcrumb"},"inLanguage":"es-ES","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.patriotfcu.org\/blog\/7-common-mortgage-myths-busted\/"]}]},{"@type":"ImageObject","inLanguage":"es-ES","@id":"https:\/\/www.patriotfcu.org\/blog\/7-common-mortgage-myths-busted\/#primaryimage","url":"https:\/\/www.patriotfcu.org\/wp-content\/uploads\/7-Common-Mortgage-Myths-Busted.jpg","contentUrl":"https:\/\/www.patriotfcu.org\/wp-content\/uploads\/7-Common-Mortgage-Myths-Busted.jpg","width":1170,"height":780,"caption":"Home owner key"},{"@type":"BreadcrumbList","@id":"https:\/\/www.patriotfcu.org\/blog\/7-common-mortgage-myths-busted\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.patriotfcu.org\/"},{"@type":"ListItem","position":2,"name":"7 Common Mortgage Myths \u2013 Busted"}]},{"@type":"WebSite","@id":"https:\/\/www.patriotfcu.org\/#website","url":"https:\/\/www.patriotfcu.org\/","name":"Patriot Federal Credit Union","description":"Servicios financieros que satisfacen sus necesidades","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.patriotfcu.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es-ES"},{"@type":"Person","@id":"https:\/\/www.patriotfcu.org\/#\/schema\/person\/82dfebbbe528d018e72903330ba88a6a","name":"Evana Giannini","image":{"@type":"ImageObject","inLanguage":"es-ES","@id":"https:\/\/secure.gravatar.com\/avatar\/ee7d753f9074dc0718f8d135cbe913e74158fd73a4b49249069cb6a318e0d28b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ee7d753f9074dc0718f8d135cbe913e74158fd73a4b49249069cb6a318e0d28b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ee7d753f9074dc0718f8d135cbe913e74158fd73a4b49249069cb6a318e0d28b?s=96&d=mm&r=g","caption":"Evana Giannini"},"url":"https:\/\/www.patriotfcu.org\/es\/blog\/author\/egiannini\/"}]}},"_links":{"self":[{"href":"https:\/\/www.patriotfcu.org\/es\/wp-json\/wp\/v2\/posts\/8416","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.patriotfcu.org\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.patriotfcu.org\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.patriotfcu.org\/es\/wp-json\/wp\/v2\/users\/35"}],"replies":[{"embeddable":true,"href":"https:\/\/www.patriotfcu.org\/es\/wp-json\/wp\/v2\/comments?post=8416"}],"version-history":[{"count":1,"href":"https:\/\/www.patriotfcu.org\/es\/wp-json\/wp\/v2\/posts\/8416\/revisions"}],"predecessor-version":[{"id":8418,"href":"https:\/\/www.patriotfcu.org\/es\/wp-json\/wp\/v2\/posts\/8416\/revisions\/8418"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.patriotfcu.org\/es\/wp-json\/wp\/v2\/media\/8417"}],"wp:attachment":[{"href":"https:\/\/www.patriotfcu.org\/es\/wp-json\/wp\/v2\/media?parent=8416"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.patriotfcu.org\/es\/wp-json\/wp\/v2\/categories?post=8416"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.patriotfcu.org\/es\/wp-json\/wp\/v2\/tags?post=8416"}],"curies":[{"name":"Gracias","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}