Mobile Banking Survey Giveaway Official Rules

By submitting an entry to the Mobile Banking Survey Giveaway (the “Drawing”), you acknowledge that you have read and agree to be bound by these Official Rules and the decisions of Patriot Federal Credit Union, and that you satisfy all eligibility requirements.

The Drawing (“Drawing”) is open to all US residents age 18 or older at time of entry. Employees of Patriot Federal Credit Union (the “Sponsor”), its affiliates, vendors, advertising and promotion agencies involved with this Drawing, and their immediate family members and/or those living in the same household of each are not eligible to enter or win. Prizes are subject to all applicable federal, state and local laws and regulations. Void where prohibited by law. No purchase necessary to enter or win. The completion of the survey will not improve your chances of winning.

HOW TO ENTER:

To enter the Drawing, complete the Mobile Banking Survey and submit your name and email address at the end of the survey. Limit one online entry per individual. You can also enter by sending your name, address, and telephone number to “Patriot Mobile Drawing, c/o Marketing Department, PO Box 778, Chambersburg, PA, 17201”. All entries must be received by October 30, 2016 no later than 11:00 PM EDT (“Drawing Entry Period”).

PRIZES & APPROXIMATE RETAIL VALUES (“ARV”):

Maximum ARV of all prizes: $100. Prize includes: 2 (two) $50 VISA gift cards. If winner is unable to accept the prize, the prize will be forfeited, and an alternate winner may be selected in accordance with these Official Rules from among the remaining eligible entries for that prize. Prizes may not be transferred or assigned except by Sponsor.

ODDS:

Odds of winning depend on number of eligible entries received during the Drawing Entry Period.

THE FOLLOWING APPLIES TO THE ABOVE:

Winners will be selected in a random drawing from all eligible entries received. Random drawing will be conducted on or about October 31, 2016 at 09:00AM EDT by a representative from the Sponsor whose decisions are final. Winners will be notified by email and/or mail and at the judges’ discretion, will be required to complete and return an email confirmation of prize acceptance and possibly an Affidavit of Eligibility and Liability and a Publicity Release (“Affidavit/Release”) within 7 days of notification, or an alternate winner will be selected. Prize awarded within 30 days after receipt and verification of completed Affidavit/Release or prize notification. If a potential winner cannot be contacted, or if Affidavit/Release is returned as undeliverable or if the selected winner cannot accept or receive the prize for any reason, or he/she is not in compliance with these Official Rules, the prize will be forfeited and may be awarded to an alternate winner. If a winner is otherwise eligible under these Official Rules, but is nevertheless deemed a minor in his or her state of primary residence, the prize will be awarded in the name of winner’s parent or legal guardian who will be required to execute affidavit on minor’s behalf. No substitutions are permitted. Winner is responsible for all federal, state, local sales and income taxes. Any other incidental expenses related to the prize not specified herein are the sole responsibility of winner. Entry and acceptance of prize constitute permission to use winner’s name, prize won, hometown and likeness for online posting and promotional purposes without further compensation, except where prohibited by law. Limit: one prize per household. Prize is guaranteed to be awarded.

Participating entrants agree to these Official Rules and the decisions of the Sponsor, and release, defend and hold harmless the Sponsor and its affiliated companies, and all other businesses involved in this Drawing, as well as the employees, officers, directors and agents of each, from all claims and liability relating to their participation, acceptance and use or misuse of prize. Winner assumes all liability for any injury or damage caused or claimed to be caused, by participation in this Drawing or use or redemption of prize. Sponsor is not responsible for any typographical or other error in the printing of the offer, administration of the Drawing or in the announcement of the prize.

Winner acknowledges the Sponsor and all other businesses concerned with this Drawing and their agents do not make, nor are in any manner responsible for any warranty, representations, expressed or implied, in fact or in law, relative the quality, conditions, fitness or merchantability of any aspect of prize.

In the event of a dispute over the identity of an online entrant, entry will be deemed submitted by the “Primary Member/Account Holder” of the e-mail address submitted at time of entry. Primary Member/Account Holder means the natural person who is assigned to an e-mail address by an Internet access provider, online service provider, or other organization that is responsible for assigning e-mail addresses for the domain associated with the submitted e-mail address. Entry materials/data that have been tampered with or altered, or mass entries or entries generated by a script, macro or use of automated devices are void. The Sponsor is not responsible for: (i) lost, late, misdirected, damaged, illegible or incomplete entries; or (ii) error, omission, interruption, deletion, defect, delay in operations or transmission, theft or destruction or unauthorized access to or alterations of entry materials, or for technical, network, telephone equipment, electronic, computer, hardware or software malfunctions of any kind, or inaccurate transmission of or failure to receive entry information by Sponsor on account of technical problems or traffic congestion on the Internet or at any web site or any combination thereof; or (iii) any injury or damage to entrant’s or any other person’s computer related to or resulting from participating in the Drawing. By participating in the Drawing, you (i) agree to be bound by these Official Rules, including all eligibility requirements, and (ii) agree to be bound by the decisions of Sponsor and the independent judging organization, which are final and binding in all matters relating to the Drawing. Failure to comply with these Official Rules may result in disqualification from the Drawing. Sponsor reserves the right to permanently disqualify from any sweepstakes it sponsors any person it believes has intentionally violated these Official Rules and cancel the Drawing if it becomes technically corrupted (including if a computer virus, bot or system malfunction inalterably impairs its ability to conduct the Sweepstakes), and to select winner from among all eligible entries received prior to withdrawal. Legal Warning: ANY ATTEMPT BY AN individual, whether or not an ENTRANT, TO DELIBERATELY DAMAGE, destroy, tamper or vandalize this WEB SITE OR interfere with the OPERATION OF THE DRAWING, IS A VIOLATION OF CRIMINAL AND CIVIL LAWS and SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES and diligently pursue all remedies against ANY SUCH individual TO THE FULLEST EXTENT PERMITTED BY LAW.

ARBITRATION:

This Drawing shall be governed by and interpreted under the laws of the Commonwealth of Pennsylvania without regard to its conflicts of law provisions. By participating, entrants agree that any and all disputes arising out of or relating in any way to this Sweepstakes shall be litigated only in courts sitting in Pennsylvania.

WINNERS LIST:

For a winners list (available after October 31, 2016, 09:00AM EDT), send a stamped, self-addressed envelope by October 30, 2016 11:00PM EDT to: Mobile Banking Drawing Winner, Patriot Federal Credit Union, PO Box 778, Chambersburg, PA 17201

CONFIDENTIALITY:

The personal information collected from each entrant in the course of the Drawing will be used by Patriot for the purposes of administration of the Drawing and as otherwise permitted in accordance with Patriot Federal Credit Union’s Privacy Policy. Patriot reserves the right to alter any rules of any sweepstakes at any time.

By entering the information, you will be added to Patriot’s eBlast list. Your information will never be sold to anyone. You can unsubscribe easily from Patriot’s eBlast list by clicking on the unsubscribe link in the bottom right of any future emails. Information provided by you to participate in this Drawing is subject to Sponsor’s privacy policy located here.

SPONSOR:

Patriot Federal Credit Union