Step-Up Certificate

Our 22 and 39-Month Money Management Step-Up Certificates starts with a great rate and offers you more flexibility.

This certificate includes a “step-up” feature with the opportunity to increase the rate any one time during the original term of the certificate to the prevailing rate should rates rise.

  • Minimum opening balance of $10,000
  • Rates are tiered depending upon the opening balance
  • Available as a Regular Share Certificate, Traditional IRA Certificate, or Roth IRA Certificate
  • 22 Month automatically renews at maturity at a term of 24 months at the prevailing rate
  • 39 Month automatically renews at maturity at a term of 48 months at the prevailing rate

Our Current Rates

For more about your options, call toll free 888-777-9982 or visit one of our branches.

Rates, terms and conditions subject to change without prior notice. Early withdrawal may lower earnings. Penalties may be imposed for early withdrawal. IRA products are subject to IRS regulations. Consult your tax advisor.