Today's Rates
New Auto - Fixed3.36%
Used Auto - Fixed3.36%
RV - Fixed3.36%
Signature - Fixed8.24%
15 Year Fixed3.57%
30 Year4.09%
Patriot Equity Line2.99%
HE Fixed3.24%
5/1 ARM - Variable3.23%
Money Market - $1k Min0.05%
60 Month Certificate
$1,000 minimum
All rates subject to change

Share Certificates
With competitive rates and guaranteed safety, Share Certificates take the risk out of reaching your savings goals. It's one of the best ways to earn more on your money while maintaining control over your funds. Share Certificates lock in a competitive rate for a set time period, based upon the dollar level. With a choice of flexible terms, Share Certificates are available for general savings as well as Individual Retirement Accounts Traditional and Roth. Choose from the following certificate types to fit your needs:

Regular Share Certificate
Regular Share Certificates offer fixed rates that are insured up to $250,000 by NCUA. Share certificates provide higher earnings than a regular savings account.
  • Open with as little as $500
  • Available in terms of 3 months to 5 years
  • Earnings may be paid or transferred monthly to savings or checking account
Money Management Step Up Certificate
Our 39-Month Money Management Step Up Certificate starts with a great rate and offers you more flexibility with the opportunity to increase it one time over the term of the certificate to the prevailing rate should rates rise.
  • Minimum opening balance of $10,000
  • Rates are tiered depending upon the opening balance
  • Available as a Regular Share Certificate, Traditional IRA Certificate, or Roth IRA Certificate
  • Automatically renews at maturity for a term of 48 months at the prevailing rate
Continuous Saver Certificate
Our Continuous Saver is the perfect stepping-stone to good savings habits. You can open with a small deposit and add to it throughout the term. The Continuous Saver Certificate is an excellent tool to save for school, a rainy day or simply for savings practice!
  • Open with as little as $25
  • Additional deposits of $10 or more may be made as often as you like
  • Available in terms of 24 and 60 months
Click here for Rates

Rates, terms and conditions subject to change without prior notice. Early withdrawal may lower earnings. Penalties may be imposed for early withdrawal. IRA products are subject to IRS regulations. Consult your tax advisor.
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800 Wayne Avenue • Chambersburg • PA 17201
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