Travel Accident Insurance

Travel with accident protection
When you purchase your airline ticket with your covered Patriot Federal Credit Union card you can receive $100,000 of accidental death and dismemberment coverage. This coverage applies to more than travel – it also can be in place when you have used your covered Patriot Federal Credit Union card to purchase your ticket via other forms of eligible transportation, such as a ferry, cruise ship, train or bus.

Coverage includes courtesy ground transportation to and from the airport (or train depot, bus terminal, etc.) and between terminals and while you are at the airport immediately before departure, or immediately after arrival on any covered trip.

Below you will find answers to the most commonly asked questions about the benefit

Q: Who is covered under the program?
A: Patriot Federal Credit Union cardholders and their dependents are covered when their tickets are purchased with your covered Patriot Federal Credit Union card.

Q: How does the benefit work?
A: Payment of accidental death and dismemberment benefits are provided if you are injured while riding as a fare-paying passenger in, or getting on or off, a flight or other common carrier for which a ticket was purchased using your covered Patriot Federal Credit Union card. If you are injured in a covered accident and suffer any of the losses shown in the schedule of covered losses below, you may receive the benefit amount shown for that loss.

Loss Maximum % of Benefit
Life 100%
Both hands or both feet 100%
Sight of both eyes 100%
Speech and hearing 100%
One hand or one foot and the sight of one eye 100%
One hand or one foot 50%
Sight of one eye 50%
Speech or hearing 50%
Thumb and index finger on the same hand 50%

How does Travel Accident work if I have other coverage?
A: This benefit is paid to you regardless of other coverage you may have.

Visa Card Benefits Solutions makes the benefits available to you through cbsi and enrollment is not effective until you receive a Confirmation of Receipt of Enrollment from cbsi. Please refer to the Á la Carte Kit to get information on program mechanics, FAQs, disclosure requirements and other Terms and Conditions.
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