Patriot Federal Credit Union

Card Security

VISA Fraud Alerts

We use state-of-the-art security to identify purchases outside of your normal spending pattern. If a purchase seems suspicious, you’ll receive a near real-time text message to confirm the transaction. If we’re unable to reach you through text message, a fraud representative will call you. And best of all – you don’t need to do anything for this protection. It is included as part of our everyday security features.

VISA Purchase Alerts

With VISA Purchase Alerts, consumers will receive a near real-time text message or email whenever a purchase is made using a debit or credit card. Monitor purchases from a mobile device and act quickly to reduce potential fraud on your account. You can even choose the types of transaction alerts you want to receive including purchases over a specified amount, online purchases or those made outside of the U.S.  Enroll today!  For more information, visit the VISA website.

(The purchase alert service is only available on consumer debit and credit cards.)

VISA Secure Remote Commerce (SRC)

VISA SRC is an easy way to pay for purchases at a growing number of online merchants. Instead of entering your card information to complete the transaction, simply enter your VISA SRC login and password. It’s safe, easy and fast. Enroll today!  For more information, visit VISA Secure Remote Commerce or FAQs.

Chip Technology

Our debit and credit cards are equipped with chip technology. Chip technology is just one of the many ways that we protect your accounts from unauthorized use. The tiny micro-chip protects against fraud by creating a one-time code for each transaction. This code is virtually impossible to counterfeit and helps reduce in-store fraud.

Card Controls

You have the ability to control your debit and credit cards from the Patriot Mobile app. If your card is lost or misplaced, you can turn it off instantly to protect against fraudulent use. When your card is active, you can also manage upcoming travel plans to make use of your cards when travelling to other states or abroad. Download the Patriot Mobile App today!

Visa Fraud Alerts: Messaging and frequency depends on account activity. For more information, text HELP to 32874. To cancel fraud text messaging services at any time, reply STOP to any alert from your mobile device or text STOP to 32874. For support, call (888) 777-9982. By giving us your mobile number, you agree that fraud alerts text messaging is authorized to notify you of suspected incidents of financial or identity fraud. Release of liability: Alerts sent via SMS may not be delivered to you if your phone is not in range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within coverage, factors beyond the control of any carrier may interfere with messages delivery for which the carrier is not responsible. No carrier will guarantee that alerts will be delivered

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