Annual Meeting Notice
You’re Invited!
Please plan to be there to elect board members and receive reports on Patriotâs financial performance and activities over the past year.
Attend the Annual Meeting
September 23, 2025 at 1:30pm (doors open and registration begins at 1:00pm)
Corporate Center (1330 South Seventh Street, Chambersburg, PA)
RSVP no later than September 18, 2025
Nominations
Sila Alegret-Bartel, Dennis Coons, and Thomas Luzzi have been nominated to fill three, 3-year terms; Matthew Zaborsky has been nominated to fill one, 1-year term; and Loren Martin and John Washabaugh have been nominated to fill two, 2-year terms on Patriot Federal Credit Unionâs Board of Directors.
Sila Alegret-Bartel
Sila Alegret-Bartel is originally from Cuba and has lived in the United States for over fifty years. She holds a Bachelorâs Degree in General Studies from Vedado Institute in Havana, Cuba. Sila is the founder and president of International Corporate Training and Marketing, LLC (ICTM).
Prior to founding ICTM in 2002, Sila worked in banking, marketing and non-profit organizations in the DC area. She worked for Security Bank, Kiplinger Washington Editors, Kiplinger Marketing Services, and Paralyzed Veterans of America (PVA).
Through the years Sila has held several volunteer positions. She was a founding member of the Mid-Atlantic Hispanic Chamber of Commerce, and board member of the National Alliance on Mental Illness (NAMI â Frederick), United Way of Frederick County, and American Red Cross â Frederick County Chapter.
Currently, Sila is the Western Region Chapter Director of the Maryland Hispanic Chamber of Commerce, Mission and Outreach Committee Chair at the Horizon Goodwill Industries, and board member of Keystone Health.
âAs a Patriot Federal Credit Union member,â she remarked, âI want to share with the minority population of the regions we serve about the opportunities and benefits of becoming a Patriot member.â

Dennis C. Coons
Dennis C. Coons of Chambersburg is an owner of Global Data Consultants, LLC. A graduate of Shippensburg University, Mr. Coons attained a Bachelor of Science degree in Mathematics and Computer Science.
He owns multiple businesses, and has areas of expertise in strategic planning, cost control, and business development. When asked his primary reason for wishing to continue serving on Patriotâs Board of Directors, he stated, âI have spent my entire life in the area, and I would like to aid in enhancing the overall performance of Patriot by offering my business background and experience.â

Thomas Luzzi
Thomas Luzzi resides in Chambersburg with his wife Christine and is currently retired after spending over 45 years as Chief Financial Officer, Professor, and consultant to non-profit organizations. He continues to share his expertise in financial and business management, budgeting and forecasting, and mergers.
Mr. Luzzi is currently Treasurer of the Majestic Ridge Home Owners Association. He holds a Bachelor of Science and Masters of Business Administration from the State University of New York at Albany. He is an Army veteran, serving during the Vietnam era. Mr. Luzzi served on a number of boards of directors for human service agencies providing care for substance abuse, child abuse and neglect, the mentally ill, and developmentally handicapped member of the community. Mr. Luzzi stated that his primary reason for wanting to serve on the Board of Directors of Patriot Federal Credit Union is to give back to the community many of the lessons that he has learned, so the community might be a better place to live now and in the future.

Matthew J. Zaborsky, Jr.
Matthew J. Zaborsky, Jr. of Martinsburg, West Virginia has retired after many years of working in the Financial Services industry.
A graduate of George Mason University, Mr. Zaborsky attained his Bachelor of Science Degree in Business Administration. Mr. Zaborsky initially sought to serve as a member of Patriotâs Board because of his previous background in financial services working as a banker, credit union manager, and a self-employed mortgage broker. With the prospect of a new branch opening in Spring Mills/Martinsburg (WV), Mr. Zaborsky desires to give back to his community and to assist with the ongoing success of Patriot Federal Credit Union.

Loren Martin
Loren Martin is the president and fourth generation owner of ELM Shoes, Inc., a family business located in Greencastle, PA. Having grown up immersed in the shoe industry, Loren and his wife, Carissa, became sold owners of ELM Shoes in 2013. Under Lorenâs leadership, the business has flourished and diversified.
He spearheaded the launch of ELM Mobile, a mobile safety footwear store that serves employees at manufacturing companies across Pennsylvania, Maryland and West Virginia. Most recently, he expanded into the active lifestyle market with the opening of ELM Active, a store offering footwear, apparel, and accessories geared toward active living. Loren is also a partner in ELM Shoe Fly, which owns and operates three Shoe Fly retail locations in Maryland and Virginia.
Loren currently serves as Vice Chair on the Board of Directors for the National Shoe Retailers Association (NSRA), representing independently owned shoe retailers throughout the United States and Canada. In recognition of his vision, principled leadership, and service to the industry, Loren was named âRetailer of the Yearâ by NSRA in 2024.
Loren and Carissa are proud parents of three married adult children and grandparents to five grandchildren. Outside of work, they enjoy spending time with family, boating, and engaging in a variety of watersports.

John Washabaugh
John Washabaugh resides in Fayetteville, PA. He is Director of Operations for Johnson Controls Navy Systems, LLC. His responsibilities encompass all manufacturing operations at the facility, including close surveillance to assure coordination and integration of work, budgetary performance, schedules, and optimum utilization of personnel. He is experienced in preparing budgets, forecasting, and controlling expenditures in accordance with those approved plans and budgets. He has coordinated and directed major projects such as expansion, acquisition, installation of equipment, and major repairs.
Mr. Washabaughâs education and experience includes degrees in Business Administration and Organizational Leadership from Penn State University. He previously served 7 years on Neighbors 1st Federal Credit Union Board of Directors.
As a member of the Board of Directors for Patriot Federal Credit Union, John will promote the highest levels of member service while maintaining fiscal responsibility for the credit union operation. He has been a member of Patriot Federal Credit Union since 1987.
