Business & Non-Profit Checking Options
Smart checking solutions for your business.
We Make Managing Your Daily Finances Easy
Your business is important to the growth of our local economy and the future of our community. Helping you meet the changing needs of your business and managing your money is the foundation for our business checking options.
Our Checking Options
Business Checking I
Our first tier business checking is ideal for the small business with about 500 transactions a month. There’s no minimum balance requirement and no monthly service fees.
Business Checking II
Our second tier business checking is ideal for larger businesses. With the first 750 transactions free each month, this option is great for lots of small business owners.
Business Checking III
Our third tier business checking is great for a busier mid-sized business, with the first 1,000 transactions free.
Non-Profit Checking
Non-Profit Checking is perfect for non-profit organizations to manage their daily transactions.
Compare Business Membership Options
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Minimum Opening Deposit Amount
Minimum Opening Deposit Amount
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Free Transactions
Free Transactions
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Excess Transaction Fee1 (per item)
Excess Transaction Fee1 (per item)
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Monthly Service Fee2
Monthly Service Fee2
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Debit Card
Debit Card
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ATM Fees Waived
ATM Fees Waived
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Surcharge-Free ATMs
Surcharge-Free ATMs
Business Checking I
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Minimum Opening Deposit Amount
$0
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Free Transactions
First 500/month free
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Excess Transaction Fee1 (per item)
$.25
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Monthly Service Fee2
$0
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Debit Card
VISA Business Debit Card
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ATM Fees Waived
6 ATM fees waived per month
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Surcharge-Free ATMs
Access to over 55,000 Allpoint ATMs worldwide
Business Checking II
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Minimum Opening Deposit Amount
$0
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Free Transactions
First 750/month free
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Excess Transaction Fee1 (per item)
$.25
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Monthly Service Fee2
$10
Waived if a daily minimum balance of $2,500 is maintained
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Debit Card
VISA Business Debit Card
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ATM Fees Waived
6 ATM fees waived per month
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Surcharge-Free ATMs
Access to over 55,000 Allpoint ATMs worldwide
Business Checking III
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Minimum Opening Deposit Amount
$0
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Free Transactions
First 1,000/month free
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Excess Transaction Fee1 (per item)
$.25
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Monthly Service Fee2
$20
Waived if a daily minimum balance of $10,000 is maintained
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Debit Card
VISA Business Debit Card
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ATM Fees Waived
6 ATM fees waived per month
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Surcharge-Free ATMs
Access to over 55,000 Allpoint ATMs worldwide
Non-Profit Checking
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Minimum Opening Deposit Amount
$0
-
Free Transactions
First 300/month free
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Excess Transaction Fee1 (per item)
$.25
-
Monthly Service Fee2
$0
-
Debit Card
VISA Business Debit Card
-
ATM Fees Waived
6 ATM fees waived per month
-
Surcharge-Free ATMs
Access to over 55,000 Allpoint ATMs worldwide
Ready to open an account?
Our business account checklist will help you gather the documents you’ll need to open a business account based on your business type. View the Pennsylvania Checklist or Maryland Checklist to get started.
Members also have access to these additional services…
Free Online & Mobile Banking
Free eStatements & Bill Pay
Safe Deposit Box Rentals
Signature Guarantee & Validation Services
Notary Services
Credit Union Discounts and Benefits
Looking to open a business membership?
Here are the items you will need: MD Checklist | PA Checklist
Due to documentation requirements, please visit a branch or call to schedule an appointment.
Open a Business Checking Account
Visit one of our credit union offices in Chambersburg, Shippensburg, Waynesboro, Hagerstown, MD or Frederick, MD to learn more about how Patriot can help your business today!
Back to top Disclosures
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This credit union is federally insured by the National Credit Union Administration.
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Equal Housing Lender
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1Each item is considered a transaction: each deposited item, each share draft paid, each account transfer (deposit and withdrawal), each debit/check card , each ATM transaction, each bill payment, each ACH transaction, etc.
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2Fee is assessed to the first share draft checking in numerical order (ex: S25, S26, S27). Minimum daily balances are calculated by adding all share accounts under a membership with the exception of certificates of deposit.