Serving Our Community Since 1965

Patriot Federal Credit Union has been helping members achieve financial success in our community since 1965, when the Credit Union was first formed. Patriot is governed by member-volunteers elected to the Board of Directors and managed by experienced financial professionals.

At Patriot Federal Credit Union, you’re more than an account number–you’re an owner! Patriot Federal Credit Union is a not-for-profit financial cooperative owned and operated by members like you. We have no stockholders to pay, resulting in higher dividend rates on deposit accounts, minimal fees and lower interest rates on loans.

Become a Member

You are eligible to join, if you live, attend school, worship, work or even if you regularly conduct business in Franklin County (PA); Frederick County (MD); Washington County (MD) and the Eastern Panhandle of West Virginia – Berkeley, Jefferson, and Morgan Counties. Your Credit Union membership is for life, regardless of whether you change jobs, move, or retire. Give us a call to get started today!




In the Community

Pictured Scott Blaney & Nitzalis Rivera, South High’s Community School Specialist. The $3,750 donation to South Hagerstown High School went to cover overdue school lunch balances for their students…

In the Community

In the News

Patriot Federal Credit Union’s new Smart ATM is now open and is located at 405 N. Grant Street, Waynesboro, catty corner from the Northside Park/Pool, providing easy access from Grant Street.   The…

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The Learning Center

Patriot’s Learning Center is an online financial education resource. Check out regularly for new, updated articles related to Personal Finances, Home Loans, Identity Theft and more!

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