Rates
Checking/Savings Accounts
Average Daily Balance |
APY1 |
---|---|
1APY=Annual Percentage Yield. Rates are variable and are subject to change at any time. Withdrawals and fees could reduce earnings. Minimum opening balance $2,500. |
|
Average Daily Balance $2,500-$20,000 |
APY1 2.50% |
Average Daily Balance $20,000.01+ |
APY1 0.00% |
Minimum Daily Balance |
APY1 |
---|---|
1APY=Annual Percentage Yield. Rates are variable and are subject to change at any time. |
|
Minimum Daily Balance $5 |
APY1 0.20% |
Minimum Daily Balance |
APY1 |
---|---|
1APY=Annual Percentage Yield. Rates are variable and are subject to change at any time. |
|
Minimum Daily Balance $2,500 |
APY1 1.00% |
Minimum Daily Balance $10,000 |
APY1 1.15% |
Minimum Daily Balance $25,000 |
APY1 1.35% |
Minimum Daily Balance $100,000 |
APY1 1.80% |
Minimum Daily Balance $250,000 |
APY1 2.00% |
Minimum Daily Balance |
Disbursement |
APY1 |
---|---|---|
1APY=Annual Percentage Yield. Rates are variable and are subject to change at any time. Fee applies for early withdrawal. |
||
Minimum Daily Balance $0 |
Disbursement October 1st |
APY1 0.20% |
Minimum Daily Balance |
APY1 |
---|---|
1APY=Annual Percentage Yield. Rates are variable and are subject to change at any time. |
|
Minimum Daily Balance $0 |
APY1 0.20% |
Certificate Specials – Traditional IRA or Roth IRA
Minimum Balance |
Tier |
APY1 |
Dividend Earnings2 |
---|---|---|---|
1APY=Annual Percentage Yield. Rates are subject to change without notice. Withdrawals and fees could reduce earnings. Penalty for early withdrawal. Other restrictions may apply. Rates effective as of April 23, 2024 |
|||
Minimum Balance $10,000 |
Tier $10,000-$24,999 |
APY1 4.60% |
Dividend Earnings2 $420.87 |
Minimum Balance $25,000 |
Tier $25,000-$99,999 |
APY1 4.60% |
Dividend Earnings2 $1,052.18 |
Minimum Balance $100,000 |
Tier $100,000-$250,000 |
APY1 4.60% |
Dividend Earnings2 $4,208.72 |
Minimum Balance $250,000.01 |
Tier $250,000.01+ |
APY1 4.60% |
Dividend Earnings2 $10,521.79 |
Minimum Balance |
Tier |
APY1 |
Dividend Earnings2 |
---|---|---|---|
1APY=Annual Percentage Yield. Rates are subject to change without notice. Other restrictions may apply. |
|||
Minimum Balance $10,000 |
Tier $10,000-$24,999 |
APY1 2.50% |
Dividend Earnings2 $189.07 |
Minimum Balance $25,000 |
Tier $25,000-$99,999 |
APY1 2.55% |
Dividend Earnings2 $482.21 |
Minimum Balance $100,000 |
Tier $100,000-$250,000 |
APY1 2.65% |
Dividend Earnings2 $2,005.15 |
Minimum Balance $250,000.01 |
Tier $250,000.01+ |
APY1 2.70% |
Dividend Earnings2 $5,108.30 |
Certificate Accounts (3-24 Months) – Traditional IRA or Roth IRA
Minimum Balance |
Tier |
APY1 |
---|---|---|
1APY=Annual Percentage Yield. Rates are subject to change without notice. Withdrawals and fees could reduce earnings. Penalty for early withdrawal. Other restrictions may apply. |
||
Minimum Balance $1,000 |
Tier $1,000-$9,999 |
APY1 1.50% |
Minimum Balance $10,000 |
Tier $10,000-$24,999 |
APY1 1.60% |
Minimum Balance $25,000 |
Tier $25,000-$99,999 |
APY1 1.65% |
Minimum Balance $100,000 |
Tier $100,000-$250,000 |
APY1 1.75% |
Minimum Balance $250,000.01 |
Tier $250,0001.01+ |
APY1 1.80% |
Minimum Balance |
Tier |
APY1 |
---|---|---|
1APY=Annual Percentage Yield. Rates are subject to change without notice. Withdrawals and fees could reduce earnings. Penalty for early withdrawal. Other restrictions may apply. |
||
Minimum Balance $1,000 |
Tier $1,000-$9,999 |
APY1 2.30% |
Minimum Balance $10,000 |
Tier $10,000-$24,999 |
APY1 2.40% |
Minimum Balance $25,000 |
Tier $25,000-$99,999 |
APY1 2.45% |
Minimum Balance $100,000 |
Tier $100,000-$250,000 |
APY1 2.55% |
Minimum Balance $250,000.01 |
Tier $250,000.01+ |
APY1 2.60% |
Minimum Balance |
Tier |
APY1 |
Dividend Earnings2 |
---|---|---|---|
1APY=Annual Percentage Yield. Rates are subject to change without notice. Withdrawals and fees could reduce earnings. Penalty for early withdrawal. Other restrictions may apply. |
|||
Minimum Balance $1,000 |
Tier $1,000-$9,999 |
APY1 2.55% |
Dividend Earnings2 $25.80 |
Minimum Balance $10,000 |
Tier $10,000-$24,999 |
APY1 2.65% |
Dividend Earnings2 $268.24 |
Minimum Balance $25,000 |
Tier $25,000-$99,999 |
APY1 2.70% |
Dividend Earnings2 $683.42 |
Minimum Balance $100,000 |
Tier $100,000-$250,000 |
APY1 2.80% |
Dividend Earnings2 $2,836.21 |
Minimum Balance $250,000.01 |
Tier $250,000.01+ |
APY1 2.85% |
Dividend Earnings2 $7,218.81 |
Minimum Balance |
Tier |
APY1 |
Dividend Earnings2 |
---|---|---|---|
1APY=Annual Percentage Yield. Rates are subject to change without notice. Withdrawals and fees could reduce earnings. Penalty for early withdrawal. Other restrictions may apply. |
|||
Minimum Balance $1,000 |
Tier $1,000-$9,999 |
APY1 2.65% |
Dividend Earnings2 $40.51 |
Minimum Balance $10,000 |
Tier $10,000-$24,999 |
APY1 2.75% |
Dividend Earnings2 $420.63 |
Minimum Balance $25,000 |
Tier $25,000-$99,999 |
APY1 2.80% |
Dividend Earnings2 $1,071.09 |
Minimum Balance $100,000 |
Tier $100,000-$250,000 |
APY1 2.90% |
Dividend Earnings2 $4,440.52 |
Minimum Balance $250,000.01 |
Tier $250,000.01+ |
APY1 2.95% |
Dividend Earnings2 $11,296.72 |
Minimum Balance |
Tier |
APY1 |
Dividend Earnings2 |
---|---|---|---|
1APY=Annual Percentage Yield. Rates are subject to change without notice. Withdrawals and fees could reduce earnings. Penalty for early withdrawal. Other restrictions may apply. |
|||
Minimum Balance $1,000 |
Tier $1,000-$9,999 |
APY1 2.80% |
Dividend Earnings2 $57.53 |
Minimum Balance $10,000 |
Tier $10,000-$24,999 |
APY1 2.90% |
Dividend Earnings2 $596.41 |
Minimum Balance $25,000 |
Tier $25,000-$99,999 |
APY1 2.95% |
Dividend Earnings2 $1,517.46 |
Minimum Balance $100,000 |
Tier $100,000-$250,000 |
APY1 3.05% |
Dividend Earnings2 $6,281.67 |
Minimum Balance $250,000.01 |
Tier $250,000.01+ |
APY1 3.10% |
Dividend Earnings2 $15,969.32 |
Certificate Accounts (30-60 Months) – Traditional IRA or Roth IRA
Minimum Balance |
Tier |
APY1 |
Dividend Earnings2 |
---|---|---|---|
1APY=Annual Percentage Yield. Rates are subject to change without notice. Withdrawals and fees could reduce earnings. Penalty for early withdrawal. Other restrictions may apply. |
|||
Minimum Balance $1,000 |
Tier $1,000-$9,999 |
APY1 4.15% |
Dividend Earnings2 $109.12 |
Minimum Balance $10,000 |
Tier $10,000-$24,999 |
APY1 4.25% |
Dividend Earnings2 $1,118.91 |
Minimum Balance $25,000 |
Tier $25,000-$99,999 |
APY1 4.30% |
Dividend Earnings2 $2,831.92 |
Minimum Balance $100,000 |
Tier $100,000-$250,000 |
APY1 4.40% |
Dividend Earnings2 $11,605.35 |
Minimum Balance $250,000.01 |
Tier $250,000.01+ |
APY1 4.45% |
Dividend Earnings2 $29,361.08 |
Minimum Balance |
Tier |
APY1 |
Dividend Earnings2 |
---|---|---|---|
1APY=Annual Percentage Yield. Rates are subject to change without notice. Withdrawals and fees could reduce earnings. Penalty for early withdrawal. Other restrictions may apply. |
|||
Minimum Balance $1,000 |
Tier $1,000-$9,999 |
APY1 2.90% |
Dividend Earnings2 $90.78 |
Minimum Balance $10,000 |
Tier $10,000-$24,999 |
APY1 3.00% |
Dividend Earnings2 $940.51 |
Minimum Balance $25,000 |
Tier $25,000-$99,999 |
APY1 3.05% |
Dividend Earnings2 $2,392.24 |
Minimum Balance $100,000 |
Tier $100,000-$250,000 |
APY1 3.15% |
Dividend Earnings2 $9,897.31 |
Minimum Balance $250,000.01 |
Tier $250,000.01+ |
APY1 3.20% |
Dividend Earnings2 $25,154.61 |
Minimum Balance |
Tier |
APY1 |
Dividend Earnings2 |
---|---|---|---|
1APY=Annual Percentage Yield. Rates are subject to change without notice. Withdrawals and fees could reduce earnings. Penalty for early withdrawal. Other restrictions may apply. |
|||
Minimum Balance $1,000 |
Tier $1,000-$9,999 |
APY1 3.15% |
Dividend Earnings2 $134.09 |
Minimum Balance $10,000 |
Tier $10,000-$24,999 |
APY1 3.25% |
Dividend Earnings2 $1,386.28 |
Minimum Balance $25,000 |
Tier $25,000-$99,999 |
APY1 3.30% |
Dividend Earnings2 $3,522.54 |
Minimum Balance $100,000 |
Tier $100,000-$250,000 |
APY1 3.40% |
Dividend Earnings2 $14,546.16 |
Minimum Balance $250,000.01 |
Tier $250,000.01+ |
APY1 3.45% |
Dividend Earnings2 $36,937.07 |
Minimum Balance |
Tier |
APY1 |
Dividend Earnings2 |
---|---|---|---|
1APY=Annual Percentage Yield. Rates are subject to change without notice. Withdrawals and fees could reduce earnings. Penalty for early withdrawal. Other restrictions may apply. |
|||
Minimum Balance $1,000 |
Tier $1,000-$9,999 |
APY1 3.50% |
Dividend Earnings2 $190.94 |
Minimum Balance $10,000 |
Tier $10,000-$24,999 |
APY1 3.60% |
Dividend Earnings2 $1,968.95 |
Minimum Balance $25,000 |
Tier $25,000-$99,999 |
APY1 3.65% |
Dividend Earnings2 $4,997.04 |
Minimum Balance $100,000 |
Tier $100,000-$250,000 |
APY1 3.75% |
Dividend Earnings2 $20,587.76 |
Minimum Balance $250,000.01 |
Tier $250,000.01+ |
APY1 3.80% |
Dividend Earnings2 $52,221.66 |
Continuous Saver Certificate Accounts – Traditional IRA or Roth IRA
Minimum Balance |
Tier |
APY1 |
Dividend Earnings2 |
---|---|---|---|
1APY=Annual Percentage Yield. Rates are subject to change without notice. Withdrawals and fees could reduce earnings. Penalty for early withdrawal. Other restrictions may apply. |
|||
Minimum Balance $25 |
Tier $25-$999 |
APY1 1.65% |
Dividend Earnings2 $0.84 |
Minimum Balance $1,000 |
Tier $1,000-$9,999 |
APY1 1.70% |
Dividend Earnings2 $34.56 |
Minimum Balance $10,000 |
Tier $10,000-$24,999 |
APY1 1.75% |
Dividend Earnings2 $355.93 |
Minimum Balance $25,000 |
Tier $25,000-$99,999 |
APY1 1.80% |
Dividend Earnings2 $915.70 |
Minimum Balance $100,000 |
Tier $100,000-$250,000 |
APY1 1.90% |
Dividend Earnings2 $3,870.00 |
Minimum Balance $250,000.01 |
Tier $250,000.01+ |
APY1 1.95% |
Dividend Earnings2 $9,934.39 |
Minimum Balance |
Tier |
APY1 |
Dividend Earnings2 |
---|---|---|---|
1APY=Annual Percentage Yield. Rates are subject to change without notice. Withdrawals and fees could reduce earnings. Penalty for early withdrawal. Other restrictions may apply. |
|||
Minimum Balance $25 |
Tier $25-$999 |
APY1 2.15% |
Dividend Earnings2 $2.83 |
Minimum Balance $1,000 |
Tier $1,000-$9,999 |
APY1 2.20% |
Dividend Earnings2 $116.17 |
Minimum Balance $10,000 |
Tier $10,000-$24,999 |
APY1 2.25% |
Dividend Earnings2 $1,189.54 |
Minimum Balance $25,000 |
Tier $25,000-$99,999 |
APY1 2.30% |
Dividend Earnings2 $3,043.75 |
Minimum Balance $100,000 |
Tier $100,000-$250,000 |
APY1 2.40% |
Dividend Earnings2 $12,736.17 |
Minimum Balance $250,000.01 |
Tier $250,000.01+ |
APY1 2.45% |
Dividend Earnings2 $32,544.49 |
Vehicle Loans
Terms |
APR2 (as low as) |
---|---|
1LTV=Loan to Value |
|
Terms Up to 63 months |
APR2 (as low as) 7.34% |
Terms 64-75 months |
APR2 (as low as) 7.49% |
Terms 76-84 months |
APR2 (as low as) 7.99% |
Terms |
APR2 (as low as) |
---|---|
1LTV=Loan to Value |
|
Terms Up to 63 months |
APR2 (as low as) 8.09% |
Terms 64-75 months |
APR2 (as low as) 8.24% |
Terms 76-84 months |
APR2 (as low as) 9.24% |
Personal Loans
Term |
APR1(as low as) |
---|---|
1Annual Percentage Rate (APR) shown is for applicant with credit scores 735 or higher. Rates apply to new loans to Patriot. Example: $7,500 loan, monthly payment will be $249.07 for 36 months at 11.99%. Other rates and terms available. Rates may change without notice. All loans subject to credit approval. |
|
Term Flexible terms available |
APR1(as low as) 11.99% |
Term |
Loan Amount |
APR1 (as low as) |
Estimated Monthly Payment |
---|---|---|---|
1Annual Percentage Rate (APR) $1000 minimum loan amount. $20.00 processing fee. Interest rate is 13.50%. Example: $1,000 loan with a 17.37% APR would have a monthly payment of $89.55. Rates may change without notice. All loans subject to credit approval. |
|||
Term 12 months |
Loan Amount $1,000 |
APR1 (as low as) 17.37% |
Estimated Monthly Payment $89.55 |
APR1 |
---|
1APR=Annual Percentage Rate. Rates may change without notice. All loans subject to credit approval. Maturity of the loan must not precede the maturity of the certificate. |
APR1 Certificate rate + 3.00% |
APR* |
---|
*APR=Annual Percentage Rate. Rates may change without notice. All loans subject to credit approval. |
APR* Current dividend rate on regular shares + 4.00% |
Home Equity Loans & Lines of Credit
Term |
LTV1 |
APR2 (as low as) |
---|---|---|
1LTV=Loan to Value |
||
Term 60 months |
LTV1 up to 70% |
APR2 (as low as) 6.24% |
Term 60 months |
LTV1 71-80% |
APR2 (as low as) 6.49% |
Term 60 months |
LTV1 81-90% |
APR2 (as low as) 7.24% |
Term 120 months |
LTV1 up to 70% |
APR2 (as low as) 6.49% |
Term 120 months |
LTV1 71-80% |
APR2 (as low as) 6.74% |
Term 120 months |
LTV1 81-90% |
APR2 (as low as) 7.49% |
Term 180 months |
LTV1 up to 70% |
APR2 (as low as) 6.99% |
Term 180 months |
LTV1 71-80% |
APR2 (as low as) 7.24% |
Term 180 months |
LTV1 81-90% |
APR2 (as low as) 7.99% |
LTV1 |
APR2 (as low as) |
---|---|
1LTV = Loan To Value |
|
LTV1 up to 70% |
APR2 (as low as) 8.24% |
LTV1 71-80% |
APR2 (as low as) 8.49% |
LTV1 81-90% |
APR2 (as low as) 9.24% |
Questions? We’re Here to Help.
Disclosures
-
This credit union is federally insured by the National Credit Union Administration.
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Equal Housing Lender
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Rates effective as of April 23rd, 2024.