Secured Loans
Your Cash, Your Loan.
Use Your Savings to Secure a Loan
Keep your savings securely in place and still have the money you need with one of our secured installment loans.
Secure Your Financial Future
Build Your Credit
Secure a brighter financial future with a loan that improves your creditworthiness.
Lower Rate
Unlike unsecured loans, your rate would be lower than average.
Fast & Flexible Approval
For secured loans, we never base our approval on credit score or credit report.
Share Secured Loans
Searching for a way to consolidate debt or build your credit? The Share Secured Loan may be the perfect option for you. The benefits include…
- Maximum loan amount is limited to the amount of available funds in the share savings account
- Maximum loan term: 120 months
- Interest rate: Current dividend rate on regular shares + 4.00%
Certificate Secured Loans
Borrow at a preferred rate in exchange for using your Share Certificates as security for the loan. These secured personal loans are great for building or re-building credit and include tons of benefits, including…
- Maximum loan amount is limited to the amount of unencumbered funds in the share certificate account
- Maximum loan term is up to 60 months. Term of a Certificate Secured Loan cannot exceed the maturity date of the Certificate that secures it.
- Interest rate: Certificate rate + 3.00%
Secured Loan Rates
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APR1 |
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1APR=Annual Percentage Rate. Rates may change without notice. All loans subject to credit approval. Maturity of the loan must not precede the maturity of the certificate. |
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APR1 Certificate rate + 3.00% |
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APR* |
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*APR=Annual Percentage Rate. Rates may change without notice. All loans subject to credit approval. |
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APR* Current dividend rate on regular shares + 4.00% |
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Disclosures
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This credit union is federally insured by the National Credit Union Administration.
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Equal Housing Lender