Personal Loans & Lines of Credit

Access to money when you need it.

Affordable & Accessible Personal Loans

Are you looking to make a big purchase? Consolidate debt? Or fund a long-awaited vacation? We can help you get the funds you need to achieve your goals.

Signature Loan

A Personal or Signature Loan is ideal when you do not have any collateral that you want to pledge as security for your loan. You simply provide your signature as a promise to repay. A Personal Loan offers you the money you need with a comfortable, fixed rate for a variety of purposes, from bill consolidation to unexpected expenses, a special vacation, and more!

Express Signature Loan

If you need funds to stretch your budget and want quick convenience, the Express Signature Loan* offers what you need! When you need some money and need it fast, this a quick and easy way to get a $1,000 or $1,500 loan for 12 months.

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Personal Loan Rates

Personal/Signature Loans

Term

APR1(as low as)

1Annual Percentage Rate (APR) shown is for applicant with credit scores 735 or higher. Rates apply to new loans to Patriot. Example: $7,500 loan, monthly payment will be $249.07 for 36 months at 11.99%. Other rates and terms available. Rates may change without notice. All loans subject to credit approval.

Term

Flexible terms available

APR1(as low as)

11.99%

Express Signature Loans

Term

Loan Amount

APR1 (as low as)

Estimated Monthly Payment

1Annual Percentage Rate (APR) $1000 minimum loan amount. $20.00 processing fee. Interest rate is 13.50%. Example: $1,000 loan with a 17.37% APR would have a monthly payment of $89.55. Rates may change without notice. All loans subject to credit approval.

Term

12 months

Loan Amount

$1,000

APR1 (as low as)

17.37%

Estimated Monthly Payment

$89.55

Melissa was so pleasant to deal with. I never have a bad experience with Patriot. Which is why I have been banking there for over 15 years! Keep up the good work.

— Elijah S., Chambersburg

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Disclosures

  • *To qualify for an Express Signature Loan, you must be a primary member, 18 years or older, in good standing for at least one year, and be eligible for Overdraft Protection. Applicant must also have a recurring direct deposit, no less frequency than monthly, for a minimum of $500. You must have a checking account open for at least 3 months. There will be a mandatory $20 application fee payable at the time of loan disbursement. The fee cannot be added on to the loan. Interest rate is 13.50% effective 08/01/23. Monthly payment on a $1,000 loan for a period of 12 months is $89.55 with a 17.37% APR (APR = Annual Percentage Rate). Subject to approval. Other conditions and restrictions apply. All terms subject to change without notice.

  • NCUA

    This credit union is federally insured by the National Credit Union Administration.