Personal Loans & Lines of Credit

Access to money when you need it.

Affordable & Accessible Personal Loans

Are you looking to make a big purchase? Consolidate debt? Or fund a long-awaited vacation? We can help you get the funds you need to achieve your goals.

Signature Loan

A Personal or Signature Loan is ideal when you do not have any collateral that you want to pledge as security for your loan. You simply provide your signature as a promise to repay. A Personal Loan offers you the money you need with a comfortable, fixed rate for a variety of purposes, from bill consolidation to unexpected expenses, a special vacation, and more!

Express Signature Loan

If you need funds to stretch your budget and want quick convenience, the Express Signature Loan* offers what you need! When you need some money and need it fast, this a quick and easy way to get a $1,000 or $1,500 loan for 12 months.

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Personal Loan Rates

Personal/Signature Loans


APR1(as low as)

1Annual Percentage Rate (APR) shown is for applicant with credit scores 735 or higher. Rates apply to new loans to Patriot. Example: $7,500 loan, monthly payment will be $249.07 for 36 months at 11.99%. Other rates and terms available. Rates may change without notice. All loans subject to credit approval.


Flexible terms available

APR1(as low as)


Express Signature Loans


Loan Amount

APR1 (as low as)

Estimated Monthly Payment

1Annual Percentage Rate (APR) $1000 minimum loan amount. $20.00 processing fee. Interest rate is 13.50%. Example: $1,000 loan with a 17.37% APR would have a monthly payment of $89.55. Rates may change without notice. All loans subject to credit approval.


12 months

Loan Amount


APR1 (as low as)


Estimated Monthly Payment


Melissa was so pleasant to deal with. I never have a bad experience with Patriot. Which is why I have been banking there for over 15 years! Keep up the good work.

— Elijah S., Chambersburg

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  • *To qualify for an Express Signature Loan, you must be a primary member, 18 years or older, in good standing for at least one year, and be eligible for Overdraft Protection. Applicant must also have a recurring direct deposit, no less frequency than monthly, for a minimum of $500. You must have a checking account open for at least 3 months. There will be a mandatory $20 application fee payable at the time of loan disbursement. The fee cannot be added on to the loan. Interest rate is 13.50% effective 08/01/23. Monthly payment on a $1,000 loan for a period of 12 months is $89.55 with a 17.37% APR (APR = Annual Percentage Rate). Subject to approval. Other conditions and restrictions apply. All terms subject to change without notice.

  • NCUA

    This credit union is federally insured by the National Credit Union Administration.