Savings & Money Market Accounts

Unlock higher returns and elevate your savings.

New member? Open a account Already a member? Add additional savings shares using online banking.

Enjoy Higher Yields on Savings & Money Market Accounts

Patriot offers a variety of savings options. Whether you are saving for retirement, an education, a house, or just a rainy day, we have a savings account that is just right for you at any stage of life.

Your Path to Financial Growth Starts with Patriot

Make Deposits From Anywhere

Enjoy the convenience of 24/7 mobile deposits. Your secure and hassle-free pathway to growing your funds, anytime, anywhere.

Save More

Unlock higher savings potential with our competitive dividend rates. Let your money work harder and watch your savings soar.

Unlimited Deposits

Freedom to deposit as often as you like, with no limits. Take control and boost your savings seamlessly.

Account Options

Money Market Accounts

Earn a higher dividend rate than in a standard savings account if you have a balance of at least $2,500. Other Patriot Money Market Account benefits include:

$1,000 minimum balance to open the account
No fees
Unlimited deposits
Unlimited withdrawals
Check writing capabilities
Tiered rate structure offers members with higher balances an increased dividend rate on deposits

Prime Share Savings Accounts

Our basic savings account only requires a minimum deposit of $5, which gives you part ownership of the credit union. Only looking for a savings account? This account can be opened as a standalone account too.

Low minimum balance of $5
Unlimited deposits
Unlimited withdrawals
Account balance can be used as overdraft transfer protection for a checking account

woman sitting on her couch using her computer and smiling

Saving for Special Occasions

Christmas Club Share – This account pays out in early October to help you save for the holidays.
Vacation Club Share – Save for vacation (or anything, really) by separating these funds from your everyday savings account. Use these funds whenever you are ready.
Secondary Share – Separate funds for a special occasion or purpose from your everyday savings accounts.

Today’s Rates

Share Savings (Primary Share, Secondary Share, Escrow Share, Accumulative Roth/Traditional IRA Share)
Minimum Daily Balance	APY¹
¹APY=Annual Percentage Yield. Rates are variable and are subject to change at any time. Rates effective as of June 20, 2024
Minimum Daily Balance $5	APY¹ 0.20%

Credit Union Insured Money Market Account (CUIMMA)
Minimum Daily Balance	APY¹
¹APY=Annual Percentage Yield. Rates are variable and are subject to change at any time. Rates effective as of June 20, 2024
Minimum Daily Balance $2,500	APY¹ 1.00%
Minimum Daily Balance $10,000	APY¹ 1.15%
Minimum Daily Balance $25,000	APY¹ 1.35%
Minimum Daily Balance $100,000	APY¹ 1.80%
Minimum Daily Balance $250,000	APY¹ 2.00%

Christmas Club Share
Minimum Daily Balance	Disbursement	APY¹
¹APY=Annual Percentage Yield. Rates are variable and are subject to change at any time. Fee applies for early withdrawal. Rates effective as of June 20, 2024
Minimum Daily Balance $0	Disbursement October 1st	APY¹ 0.20%

Vacation Club Share
Minimum Daily Balance	APY¹
¹APY=Annual Percentage Yield. Rates are variable and are subject to change at any time. Rates effective as of June 20, 2024
Minimum Daily Balance $0	APY¹ 0.20%

Explore Our Blog For Smart Money Tips and More

Find financial tips, practical advice, and stories of financial success.

Open a Savings Account Today

Get in touch

Start online

Open an account

Open in-person

Find your nearest branch

Disclosures

This credit union is federally insured by the National Credit Union Administration.