Make a Payment
Pay your Patriot Loan in seconds.
Loan Payment Options
Patriot makes it easy to pay your loan with a variety of options.
Pay Online
Pay your loan with Online Banking or Patriot Mobile using funds from your Patriot account or from your account at another financial institution.
Pay in Person
Visit one of our convenient branch locations or drive-throughs, or drop your payment in our night deposits anytime. View our branch locations and hours.
Mail Your Payment
Mail to: Patriot Federal Credit Union, P.O. Box 778, Chambersburg, PA 17201
ACH Payments From Another Financial Institution
Online Banking & Patriot Mobile App
- In Online Banking, go to Transfers & Payments, select Manage External Accounts, then click Link New on the right side of the Manage External Accounts screen.
In Patriot’s Mobile App, tap the four-dot Menu in the bottom right corner of the screen. Scroll down and select Manage External Accounts, then tap Link New to add an external account.
ACH Transfer
You can set up automatic ACH payments from your financial institution through Patriot or set it up at your financial institution using the Patriot Routing Number and Loan Account Number. New ACH payments will require three business days to process the first payment.
To set up at Patriot, you will need the information below for your account at your other financial institution:
- Primary or Joint Name on Account
- Financial Institution Name
- Routing/Transit Number
- Account Number
To set up at your other financial institution use:
Patriot Routing Number: 231379979
Loan Account#/MICR# can be found in Online Banking the day after your loan is settled.
- Visit www.patriotfcu.org to login or enroll in Online Banking
- In the Account Overview screen, expand the specific loan using the arrow on the right
- Once the loan section is expanded, click on the lower right button “Account Details”
- The Account Details box will pop up, locate the “MICR Number” which is a 14 digit number aka Loan Account Number
External Account Payment Center
You can use our External Account Payment Center to make loan payments using accounts from other financial institutions.
Pay by Phone
Pay your loan by calling 888-777-9982
Pay Online
You can also pay your Patriot loan using our secure Payment Center.
Pay from Your Patriot Account
Online Banking
- Navigate to Transfers & Payments and select Make a Transfer.
- Choose Now for one-time transfers, Later for future transfers, or a frequency like Monthly for recurring transfers.
Patriot Mobile
- Select the four-dot Menu in the bottom right, then choose Make a Transfer.
- Select At Patriot, choose your transfer accounts, then select Now, Later, or a recurring frequency like Monthly.
Pay by Phone
You can also call us at 888-777-9982 to authorize an internal payment transfer from your Patriot account or set up a recurring transfer.
Skip-A-Month
This program offers financial flexibility for customers looking to temporarily pause their payments without sacrificing service.
- Ineligible loans include lines of credit, credit cards, student loans, share or certificate-secured loans, business loans, express loans, and certain real estate-secured loans.
- Both the loan and the account must be in good standing.
There is a processing fee of $35.
- Indicate what month you’d like to skip a payment
- Choose the loan(s) you would like to skip
- Select from which account you would like the processing fee to be withdrawn
- All borrowers, co-signers, and collateral owners must sign the application and return to Patriot
- Form can be dropped off at a branch, emailed to membersvc@patriotfcu.org or mailed to PO Box 778, Chambersburg, PA 17201
Need Help?
For additional questions please contact us.
Disclosures
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This credit union is federally insured by the National Credit Union Administration.
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Equal Housing Lender