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Personal Loan

A personal loan is ideal when you do not have any collateral that you want to pledge as security for your loan. You simply provide your signature as a promise to repay. A personal loan offers you the money you need with a comfortable, fixed rate for bill consolidation, a special vacation, and more!

  • Signature
  • Express Loan
  • Personal Line of Credit
  • Share Secured
  • Certificate Secured

For members who use eBranch:

 

If you are not a member or do not use eBranch:

Credit Card

For all your major purchases and everyday expenses, Patriot’s VISA® Credit Cards have competitive interest rates, no hidden fees, and lots of benefits to stretch your budget!

  • Visa® Credit Card
  • Visa® Secured Credit Card

For members who use eBranch:

 

If you are not a member or do not use eBranch:

Vehicle Loan

Everyone has a dream car, truck or van… or maybe it’s a dream motorcycle, RV, ATV or boat! Patriot has a solution for your financing needs, no matter what type of vehicle you are looking to purchase.

  • New Vehicle
  • Used Vehicle
  • Motorcycle
  • RV (Camper, Boat, ATV, Personal Watercraft)

For members who use eBranch:

If you are not a member or do not use eBranch:

Home Equity Loan

Using the equity you have built in your home can be a smart way to finance home improvements, higher education, large purchases or to consolidate higher interest rate debt. 

  • Fixed Home Equity
  • Home Equity Line of Credit

For members who use eBranch:

 

If you are not a member or do not use eBranch:

Mortgage Loan

Whether you’re buying your very first home, are looking to move into a bigger home to accommodate your growing family, or are empty-nesters in the process of downsizing, our first mortgage product suite provides a solution for nearly every scenario.

For more information regarding our mortgage product offerings please view our Mortgage Solutions page.


Why Choose Patriot?

Patriot has been helping members since its founding in 1965. We have evolved into a community-based credit union, with nine branches throughout Chambersburg (PA), Waynesboro (PA), and Hagerstown (MD). We are governed by a volunteer Board of Directors, elected by the membership. Patriot has over 68,000 members and assets in excess of $650 million. We are federally insured by the National Credit Union Administration (NCUA) and are one of the largest credit unions in Pennsylvania.

The Difference between a Credit Union and a Bank

By definition, a credit union is a member-owned, not-for-profit financial cooperative. Since we are not-for-profit, members usually earn higher dividends on savings and pay lower interest rates on loans. We also tend to have lower fees than banks. In addition, all loan decisions are made locally, right here in your community. Deposits provide money for members who need loans, proving our long-standing philosophy of “people helping people.”

Patriot in the Community

Patriot cares about the communities we’re in, so we invest back into these communities. Just a few of the causes and organizations our employees support through volunteering and donations include:

  • United Way of Franklin and Washington Counties
  • Chambersburg/Waynesboro/Washington County School Districts
  • Big Brothers Big Sisters of Washington County
  • 11/30 Network
  • Cumberland Valley Breast Care Alliance
  • Washington County and Greater Chambersburg Chambers of Commerce