As a business owner, you know how vital cash flow is, and you may need to tap into credit frequently. Whether it’s covering inventory, making payroll, or everyday expenses, many businesses rely on credit. But what type of credit should you have – a credit card or a business line...
For the 30th year in a row, Patriot Federal Credit Union has been awarded the coveted Bauer Financial 5-Star rating. A 5-Star rating, Bauer Financial’s highest possible rating, indicates Patriot is one of the strongest credit unions in the nation in key areas such as capital, profitability, liquidity and asset...
Ever heard of laddering your certificates? A Share Certificate ladder is an investment strategy with both short- and long-term benefits. As you probably know, a share certificate, often referred to as a certificate of deposit at a bank, pays a fixed dividend rate or rate of interest for a specific...
Time is your best friend when it comes to saving for retirement. Ideally, you’ll start putting money into retirement accounts in your early 20’s. The reason is two-fold: 1) it allows ample time for your money to grow and compound over the years, and 2) it’ll provide the greatest tax...
